Tour v290
UPST
UPSTART HLDGS INC
$34.78 -2.69%
$34.79 (+0.03%)🌙
as of 07/02 07:08 PM
(7/1 19:07) ◀
|
Thursday, July 2, 2026 (7:08pm)
January 2026
|
▶ (7/6 19:07)
◀ 7/2 19:08 ▶

Option Volume

Detail
ℹ
Current (07/02) 16,062
Calls: 12,550 (78%)
Puts: 3,512 (22%)
Prior (07/01) 21,107
Calls: 15,079 (71%)
Puts: 6,028 (29%)
Current vs Prior -23.90%
Calls: -16.77% (Calls)
Puts: -41.74% (Puts)
Prior 7-Day Total 148,934
Calls: 115,786 (78%)
Puts: 33,148 (22%)
Prior 7-Day Average 21,276
Calls: 16,540 (78%)
Puts: 4,735 (22%)
Current vs Prior 7-Day Avg -24.51%
Calls: -24.13%
Puts: -25.84%
Sentiment BULLISH

Dollar Volume

Detail
ℹ
Current (07/02) $3.48M
Calls: $2.67M (77%)
Puts: $805.4K (23%)
Prior (07/01) $3.56M
Calls: $2.93M (82%)
Puts: $636.1K (18%)
Current vs Prior -2.48%
Calls: -8.80%
Puts: +26.62%
Prior 7-Day Total $28.79M
Calls: $24.11M (84%)
Puts: $4.69M (16%)
Prior 7-Day Average $4.11M
Calls: $3.44M (84%)
Puts: $669.5K (16%)
Current vs Prior 7-Day Avg -15.51%
Calls: -22.48%
Puts: +20.30%
Sentiment BULLISH

Put/Call Ratio

Detail
ℹ
Current (07/02) 0.28
Prior (07/01) 0.40
Current vs Prior -30.00%
Prior 7-Day Average 0.31
Current vs Prior 7-Day Avg -10.10%
Sentiment BULLISH

Open Interest

Detail
ℹ
Current (07/02) 180,314
Calls: 127,555 (71%)
Puts: 52,759 (29%)
Prior (07/01) 193,132
Calls: 132,912 (69%)
Puts: 60,220 (31%)
Current vs Prior -6.64%
Prior 7-Day Total 1,138,324
Calls: 809,590 (68%)
Puts: 376,680 (32%)
Prior 7-Day Average 162,617
Calls: 115,655 (68%)
Puts: 53,811 (32%)
Current vs Prior 7-Day Avg +10.88%
Sentiment BEARISH

Expected Move

Detail
ℹ
Expiry (07/02) | Next (07/10)Expiry (07/17) | Next (08/21)
Current 1.81% | 9.06%12.68% | 27.98%
Prior 4.36% | 9.74%-- | --
Current vs Prior +107.49% | +30.22%-- | --
Prior 7-Day Avg 6.37% | 10.86%-- | --
Current vs 7-Day Avg +42.18% | +16.80%-- | --
Prior 7-Day Eod 4.36% | 9.74%-- | --
Current vs 7-Day Eod +107.49% | +30.22%-- | --
Sentiment BEARISH--

Relative Spread

Detail
ℹ
Expiry | Next
Current 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Prior 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs Prior +0.00% | +0.00%
Prior 7-Day Avg 20.53% | 15.20%
Calls: 22.36% | 14.31%
Puts: 21.89% | 17.33%
Current vs 7-Day Avg -46.61% | -24.43%
Liquidity Expensive
+
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🤖 AI Insights

Strong bullish conviction with 77% of dollar volume in calls ($2.67M) vs puts ($805.4K). Extreme bullish P/C ratio of 0.28 - heavy call buying (12,550 calls vs 3,512 puts). P/C ratio dropping 30% - sentiment shifting bullish. Call-heavy open interest (127,555 calls vs 52,759 puts) suggests bullish positioning.

Smart Money BULLISH
Retail Flow BULLISH
Overall BULLISH
Dollar Volume
Option Volume
Put/Call Ratio
Open Interest
Expected Move
Current BULLISH
Prior BULLISH
7-Day Avg BULLISH
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg BULLISH
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BEARISH
Prior BEARISH
7-Day Avg BEARISH

📈 Options Analysis

🎯 Tightest Spreads
💰 Best Value Under $1
📊 High Delta (ITM)
🔥 High Volume
⏰ Backwardation
📈 Debit Spreads
📉 Credit Spreads
📅 Calendar Spreads
⚡ Straddles
🔀 Strangles
🦅 Iron Condors
🦋 Butterflies
⚖️ Ratio Spreads
🛡️ Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 8 of results (avg 7.4%, best 5.8%)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$35.50Jul 101.031.10$1.076.5%730.43130
$36.50Jul 100.690.74$0.726.9%5210.33220
$36.00Jul 100.840.91$0.888.0%3670.38348
$37.00Jul 171.061.15$1.118.1%550.35371
$35.00Jul 101.231.34$1.298.5%1750.49650
PUTS (3)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$34.50Jul 101.181.25$1.215.8%140.4642
$34.00Jul 100.951.02$0.997.1%460.40493
$33.00Jul 100.600.65$0.637.9%310.28734

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 9 found (avg $0.63, cheapest $0.36)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$38.00Jul 100.330.39$0.3616.7%2640.20200
$40.00Jul 170.440.52$0.4816.7%4550.185.7K
$37.00Jul 100.540.60$0.5710.5%1940.28336
$36.50Jul 100.690.74$0.726.9%5210.33220
$36.00Jul 100.840.91$0.888.0%3670.38348
PUTS (4)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$32.50Jul 100.460.56$0.5119.6%250.24114
$31.00Jul 170.520.63$0.5719.3%230.2032
$33.00Jul 100.600.65$0.637.9%310.28734
$34.00Jul 100.951.02$0.997.1%460.40493

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 80 found (avg delta 0.75, highest 1.00)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$33.00Jul 20.603.30$1.95138.5%1590.981.1K
$34.00Jul 20.412.75$1.58148.1%1630.971.7K
$31.50Jul 22.713.80$3.2633.4%40.9734
$29.50Jul 24.207.30$5.7553.9%190.94--
$30.00Jul 23.806.05$4.9345.6%80.94--
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$36.50Jul 20.473.80$2.13156.3%181.0015
$37.00Jul 21.612.83$2.2255.0%161.0048
$38.00Jul 21.204.70$2.95118.6%100.9410
$41.00Jul 104.308.25$6.2862.9%200.94--
$39.50Jul 103.606.10$4.8551.5%10.90--

Most actively traded options today. High liquidity = easy entry/exit. 186 active (total vol 11.2K, top 1.3K)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$36.00Jul 20.000.17$0.09188.9%1.3K0.151.3K
$35.00Jul 20.020.04$0.0366.7%7510.221.8K
$36.50Jul 100.690.74$0.726.9%5210.33220
$37.00Jul 20.000.01$0.01100.0%4710.01972
$40.00Jul 170.440.52$0.4816.7%4550.185.7K
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$35.00Jul 20.070.37$0.22136.4%6460.84131
$36.00Jul 20.741.90$1.3287.9%1860.8637
$35.00Jul 172.002.35$2.1716.1%1600.49650
$33.00Aug 71.964.90$3.4385.7%1380.386
$30.00Jul 170.190.49$0.3488.2%1270.132.2K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 41 strikes (avg 939.2%, max 3336.5%)

CALLS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$29.00Jul 2Jul 313299.0%101.0%3166.3%7938
$28.00Jul 2Jul 172365.0%75.0%3053.3%4--
$32.50Jul 2Jul 171987.0%68.0%2822.1%731.9K
$30.50Jul 2Jul 171269.0%67.0%1794.0%4288
$30.00Jul 2Aug 71316.0%103.0%1177.7%1149
PUTS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$29.00Jul 2Aug 73299.0%96.0%3336.5%52
$32.50Jul 2Jul 171987.0%68.0%2822.1%202.1K
$29.50Jul 2Jul 101449.0%73.0%1884.9%31.2K
$30.50Jul 2Jul 171269.0%67.0%1794.0%7177
$30.00Jul 2Aug 71316.0%103.0%1177.7%29781

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 88 found (best R:R 9.53, avg 2.19)

BULL CALL (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$36.00$37.00Aug 7$0.11$0.89$0.118.09$36.11
$40.00$41.00Jul 17$0.14$0.86$0.146.14$40.14
$38.00$39.00Jul 17$0.16$0.84$0.165.25$38.16
$39.00$40.00Aug 7$0.16$0.84$0.165.25$39.16
$33.00$34.00Aug 7$0.17$0.83$0.174.88$33.17
BEAR PUT (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$30.00$28.00Jul 24$0.19$1.81$0.199.53$29.81
$35.00$34.00Jul 31$0.10$0.90$0.109.00$34.90
$30.00$29.00Jul 17$0.12$0.88$0.127.33$29.88
$32.00$31.00Aug 7$0.14$0.86$0.146.14$31.86
$30.00$28.00Jul 31$0.35$1.65$0.354.71$29.65

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 104 found (best R:R 7.33, avg 1.16)

BEAR CALL (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$29.00$31.00Jul 31$1.76$1.76$0.247.33$30.76
$34.50$35.00Jul 2$0.38$0.38$0.123.17$34.88
$30.00$31.00Jul 24$0.73$0.73$0.272.70$30.73
$32.50$33.00Jul 10$0.36$0.36$0.142.57$32.86
$32.00$32.50Jul 17$0.36$0.36$0.142.57$32.36
BULL PUT (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$34.00$33.00Jul 31$0.88$0.88$0.127.33$33.12
$40.00$38.00Jul 17$1.70$1.70$0.305.67$38.30
$37.00$36.50Jul 10$0.38$0.38$0.123.17$36.62
$39.50$39.00Jul 10$0.38$0.38$0.123.17$39.12
$39.00$36.00Aug 7$2.20$2.20$0.802.75$36.80

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 39 found (avg debit $0.56, cheapest $0.05)

CALLS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$32.50Jul 2Jul 10$0.111987.0%67.0%
$30.50Jul 2Jul 10$0.121269.0%70.0%
$40.00Jul 2Jul 10$0.17820.0%73.0%
$39.00Jul 2Jul 10$0.19795.0%67.0%
$41.00Jul 10Jul 17$0.2569.0%71.0%
PUTS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$30.50Jul 2Jul 10$0.051269.0%70.0%
$31.00Jul 2Jul 10$0.071161.0%66.0%
$31.50Jul 2Jul 10$0.25730.0%66.0%
$36.50Jul 2Jul 10$0.27297.0%68.0%
$32.00Jul 2Jul 10$0.30916.0%70.0%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 73 found (cheapest 0.72% of stock, avg 13.47%)

StrikeExpiryCall$Put$TotalBE LowBE HighCost%
$35.00Jul 2$0.03$0.22$0.25$34.75$35.250.72%
$34.50Jul 2$0.41$0.04$0.45$34.05$34.951.29%
$35.50Jul 2$0.18$0.78$0.96$34.54$36.462.76%
$33.50Jul 2$1.26$0.11$1.37$32.13$34.873.94%
$36.00Jul 2$0.09$1.32$1.41$34.59$37.414.05%
$34.00Jul 2$1.58$0.01$1.59$32.41$35.594.57%
$33.00Jul 2$1.95$0.01$1.96$31.04$34.965.64%
$36.50Jul 2$0.01$2.13$2.14$34.36$38.646.15%
$37.00Jul 2$0.01$2.22$2.23$34.77$39.236.41%
$34.50Jul 10$1.60$1.21$2.81$31.69$37.318.08%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 145 found (cheapest 0.20% of stock, avg 8.53%)

Call KPut KExpiryCall$Put$TotalBE LowBE High
$35.00$34.50Jul 2$0.03$0.04$0.07$34.43$35.07
$38.00$34.50Jul 2$0.05$0.04$0.09$34.41$38.09
$36.00$34.50Jul 2$0.09$0.04$0.13$34.37$36.13
$35.00$33.50Jul 2$0.03$0.11$0.14$33.36$35.14
$35.00$32.00Jul 2$0.03$0.13$0.16$31.84$35.16
$37.50$34.50Jul 2$0.12$0.04$0.16$34.34$37.66
$38.00$33.50Jul 2$0.05$0.11$0.16$33.34$38.16
$38.00$32.00Jul 2$0.05$0.13$0.18$31.82$38.18
$36.00$33.50Jul 2$0.09$0.11$0.20$33.30$36.20
$35.50$34.50Jul 2$0.18$0.04$0.22$34.28$35.72

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 77 found (best R:R 9.00, avg credit $0.70)

Put SpreadCall SpreadExpiryCreditMax LossR:RBE LowBE High
33/3436/37Jul 24$0.90$0.109.00$33.10$36.90
34/3536/37Jul 24$0.90$0.109.00$34.10$36.90
32/3334/35Jul 31$0.87$0.136.69$32.13$34.87
29/3031/32Aug 7$0.87$0.136.69$29.13$31.87
36/3738/39Jul 24$0.86$0.146.14$36.14$38.86
32/3338/39Jul 24$0.85$0.155.67$32.15$38.85
32/3334/35Jul 24$0.83$0.174.88$32.17$34.83
32/3336/37Jul 24$0.83$0.174.88$32.17$36.83
35/3637/38Jul 24$0.83$0.174.88$35.17$37.83
32/3336/37Jul 31$0.82$0.184.56$32.18$36.82

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 55 found (best R:R 15.67, cheapest $0.05)

CALLS (5)
LowMidHighExpiryDebitMax GainR:R
$38.00$39.00$40.00Jul 31$0.06$0.9415.67
$34.00$35.00$36.00Jul 31$0.09$0.9110.11
$39.00$40.00$41.00Jul 17$0.10$0.909.00
$35.00$36.00$37.00Jul 24$0.11$0.898.09
$32.50$33.00$33.50Jul 2$0.06$0.447.33
PUTS (5)
LowMidHighExpiryDebitMax GainR:R
$32.00$33.00$34.00Jul 24$0.07$0.9313.29
$34.00$35.00$36.00Jul 24$0.07$0.9313.29
$29.50$30.00$30.50Jul 10$0.05$0.459.00
$30.50$31.00$31.50Jul 10$0.05$0.459.00
$31.00$31.50$32.00Jul 10$0.07$0.436.14

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 49 found (best net $-0.19, 41 credits)

CALLS (5)
Buy KSell KRatioExpiryNetMax Gain
$40.00$41.001:2Jul 17-$0.20$0.80
$39.00$40.001:2Jul 17-$0.24$0.76
$40.00$41.001:2Jul 31-$0.33$0.67
$38.00$39.001:2Jul 24-$0.49$0.51
$40.00$40.501:2Jul 10-$0.06$0.44
PUTS (5)
Buy KSell KRatioExpiryNetMax Gain
$30.00$28.001:2Jul 31-$0.19$1.81
$30.00$28.001:2Jul 24-$0.23$1.77
$32.00$30.001:2Jul 31-$0.26$1.74
$30.00$29.001:2Jul 17-$0.10$0.90
$39.00$36.001:2Aug 7-$2.35$0.65

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 44 found (best yield 8.34%, avg 3.19%)

StrikeExpiryBidDeltaOTM%Yield%If Called%VolOI
$35.00Aug 7$2.900.530.6%8.34%8.97%1--
$35.00Jul 31$2.630.540.6%7.56%8.19%9365
$36.00Aug 7$2.470.513.5%7.10%10.61%362
$35.00Jul 24$2.300.520.6%6.61%7.25%17171
$36.00Jul 31$2.170.493.5%6.24%9.75%3175
$37.00Aug 7$2.110.486.4%6.07%12.45%30416
$37.00Jul 31$1.800.436.4%5.18%11.56%1350
$36.00Jul 24$1.740.463.5%5.00%8.51%930
$35.00Jul 17$1.720.510.6%4.95%5.58%1473.0K
$38.00Aug 7$1.610.419.3%4.63%13.89%10166

Current 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
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Current Put/Call Breakdown

Total Calls 12,550
Total Puts 3,512
Put/Call Ratio 0.28
Net Difference 9,038

Prior's Put/Call Breakdown

Total Calls 15,079
Total Puts 6,028
Put/Call Ratio 0.40
Net Difference 9,051

Prior 7-Day Put/Call Summary

Total Calls 115,786
Total Puts 33,148
Average Put/Call Ratio 0.31
Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date Calls Puts Ratio Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker Earnings Date Days Away Call Volume Put Volume IV Rank
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Chart Title

Price — Past 7 Days

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