Tour v344
UPST
UPSTART HLDGS INC
$30.88 -2.25%
$30.95 (+0.23%)🌙
as of 07/16 07:09 PM
(7/15 19:16) ◀
|
Thursday, July 16, 2026 (7:09pm)
January 2026
|
▶ (7/17 19:26)
◀ 7/16 19:09 ▶

Option Volume

Detail
ℹ
Current (07/16) 14,481
Calls: 6,560 (45%)
Puts: 7,921 (55%)
Prior (07/15) 8,057
Calls: 5,751 (71%)
Puts: 2,306 (29%)
Current vs Prior +79.73%
Calls: +14.07% (Calls)
Puts: +243.50% (Puts)
Prior 7-Day Total 102,409
Calls: 64,183 (63%)
Puts: 38,226 (37%)
Prior 7-Day Average 14,629
Calls: 9,169 (63%)
Puts: 5,460 (37%)
Current vs Prior 7-Day Avg -1.02%
Calls: -28.45%
Puts: +45.05%
Sentiment BEARISH

Dollar Volume

Detail
ℹ
Current (07/16) $4.39M
Calls: $770.1K (18%)
Puts: $3.62M (82%)
Prior (07/15) $1.21M
Calls: $665.5K (55%)
Puts: $547.2K (45%)
Current vs Prior +262.18%
Calls: +15.72%
Puts: +561.97%
Prior 7-Day Total $17.41M
Calls: $8.64M (50%)
Puts: $8.77M (50%)
Prior 7-Day Average $2.49M
Calls: $1.23M (50%)
Puts: $1.25M (50%)
Current vs Prior 7-Day Avg +76.64%
Calls: -37.61%
Puts: +189.26%
Sentiment BEARISH

Put/Call Ratio

Detail
ℹ
Current (07/16) 1.21
Prior (07/15) 0.40
Current vs Prior +201.13%
Prior 7-Day Average 0.64
Current vs Prior 7-Day Avg +88.08%
Sentiment BEARISH

Open Interest

Detail
ℹ
Current (07/16) 157,672
Calls: 98,690 (63%)
Puts: 58,982 (37%)
Prior (07/15) 123,427
Calls: 87,230 (71%)
Puts: 36,197 (29%)
Current vs Prior +27.75%
Prior 7-Day Total 1,076,551
Calls: 703,405 (65%)
Puts: 373,146 (35%)
Prior 7-Day Average 153,793
Calls: 100,486 (65%)
Puts: 53,306 (35%)
Current vs Prior 7-Day Avg +2.52%
Sentiment BEARISH

Expected Move

Detail
ℹ
Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)
Current 4.02% | 8.97%4.02% | 22.05%
Prior 6.01% | 10.10%6.01% | 23.96%
Current vs Prior -33.24% | -11.17%-33.24% | -7.97%
Prior 7-Day Avg 6.61% | 10.73%8.65% | 24.60%
Current vs 7-Day Avg -39.22% | -16.39%-53.58% | -10.34%
Prior 7-Day Eod 6.01% | 10.10%6.01% | 23.96%
Current vs 7-Day Eod -33.24% | -11.17%-33.24% | -7.97%
Sentiment BULLISHBULLISH

Relative Spread

Detail
ℹ
Expiry | Next
Current 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Prior 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs Prior +0.00% | +0.00%
Prior 7-Day Avg 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs 7-Day Avg +0.00% | +0.00%
Liquidity Expensive
+
Add Card

🤖 AI Insights

Strong bearish conviction with 82% of dollar volume in puts ($3.62M) vs calls ($770.1K). Massive premium surge with dollar volume up 262% vs prior. Dollar volume significantly above 7-day average (77% higher). Above-average activity with volume up 80% vs prior.

Smart Money BEARISH
Retail Flow BEARISH
Overall BEARISH
Dollar Volume
Option Volume
Put/Call Ratio
Open Interest
Expected Move
Current BEARISH
Prior BULLISH
7-Day Avg BEARISH
Current NEUTRAL
Prior BULLISH
7-Day Avg NEUTRAL
Current BEARISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BEARISH
Prior BULLISH
7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads
💰 Best Value Under $1
📊 High Delta (ITM)
🔥 High Volume
⏰ Backwardation
📈 Debit Spreads
📉 Credit Spreads
📅 Calendar Spreads
⚡ Straddles
🔀 Strangles
🦅 Iron Condors
🦋 Butterflies
⚖️ Ratio Spreads
🛡️ Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 17 of results (avg 7.3%, best 2.5%)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$35.00Aug 211.982.07$2.034.4%1380.38813
$30.00Aug 73.403.65$3.537.1%20.59--
$31.00Jul 311.751.88$1.827.1%350.529
$31.00Aug 72.953.20$3.088.1%10.54--
$32.00Jul 311.321.44$1.388.7%1100.43525
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$35.00Aug 216.006.15$6.082.5%10.62--
$32.50Aug 214.304.45$4.383.4%160.52170
$34.00Aug 74.905.20$5.055.9%210.6012
$32.50Jul 312.712.90$2.816.8%50.612
$33.00Aug 74.254.55$4.406.8%820.55197

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 4 found (avg $0.80, cheapest $0.54)

CALLS (2)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$35.00Jul 310.500.59$0.5416.7%2400.22540
$33.50Jul 310.840.98$0.9115.4%30.3240
PUTS (2)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$28.50Jul 310.790.95$0.8718.4%370.282
$30.00Jul 240.800.97$0.8919.1%5690.38390

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 53 found (avg delta 0.73, highest 0.99)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$28.50Jul 170.743.70$2.22133.3%20.94--
$25.00Jul 174.657.30$5.9844.3%20.93344
$28.00Jul 172.123.90$3.0159.1%50.93--
$26.00Jul 173.706.60$5.1556.3%40.924
$27.00Jul 172.104.95$3.5380.7%30.922
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$35.00Jul 173.905.00$4.4524.7%5210.99--
$36.00Jul 173.856.45$5.1550.5%690.98--
$33.50Jul 172.103.45$2.7848.6%120.97218
$33.00Jul 171.912.95$2.4342.8%70.95293
$34.00Jul 173.004.90$3.9548.1%200.94--

Most actively traded options today. High liquidity = easy entry/exit. 150 active (total vol 8.6K, top 708)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$32.50Jul 170.030.11$0.07114.3%7080.111.7K
$31.00Jul 170.280.49$0.3953.8%3610.4554
$31.50Jul 170.220.30$0.2630.8%2450.32411
$35.00Jul 310.500.59$0.5416.7%2400.22540
$33.00Jul 170.010.04$0.03100.0%2180.05600
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$30.00Jul 240.800.97$0.8919.1%5690.38390
$35.00Jul 173.905.00$4.4524.7%5210.99--
$29.50Jul 170.050.25$0.15133.3%4520.18453
$27.50Jul 310.530.66$0.6021.7%4040.2150
$30.00Jul 311.351.53$1.4412.5%3830.40296

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 27 strikes (avg 79.3%, max 234.0%)

CALLS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$35.50Jul 17Jul 24207.6%62.2%234.0%61323
$25.00Jul 17Aug 7270.9%105.5%156.8%12344
$37.00Jul 17Aug 28230.0%90.6%154.0%8529
$36.50Jul 17Jul 24211.7%84.2%151.3%46349
$34.50Jul 17Jul 24159.7%65.8%142.9%38677
PUTS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$25.00Jul 17Aug 28270.9%91.0%197.9%111.4K
$37.00Jul 17Jul 31230.0%78.9%191.5%9347
$26.00Jul 17Aug 28239.6%88.0%172.4%12128
$27.00Jul 17Aug 28195.5%86.4%126.3%4824
$27.50Jul 17Aug 21184.3%90.5%103.6%106--

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 79 found (best R:R 6.14, avg 1.87)

BULL CALL (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$35.00$36.00Jul 31$0.14$0.86$0.146.14$35.14
$35.00$37.00Aug 28$0.42$1.58$0.423.76$35.42
$27.00$27.50Jul 17$0.11$0.39$0.113.55$27.11
$35.00$36.00Aug 7$0.23$0.77$0.233.35$35.23
$36.00$37.00Aug 7$0.23$0.77$0.233.35$36.23
BEAR PUT (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$27.00$26.00Jul 31$0.15$0.85$0.155.67$26.85
$26.00$25.00Jul 24$0.16$0.84$0.165.25$25.84
$30.00$29.50Jul 17$0.10$0.40$0.104.00$29.90
$27.00$26.50Jul 24$0.11$0.39$0.113.55$26.89
$26.00$25.00Aug 28$0.23$0.77$0.233.35$25.77

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 89 found (best R:R 6.69, avg 1.06)

BEAR CALL (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$29.00$30.00Jul 17$0.87$0.87$0.136.69$29.87
$25.00$26.00Jul 17$0.83$0.83$0.174.88$25.83
$29.50$30.00Jul 24$0.36$0.36$0.142.57$29.86
$30.00$30.50Jul 24$0.35$0.35$0.152.33$30.35
$26.50$28.50Jul 24$1.26$1.26$0.741.70$27.76
BULL PUT (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$34.00$33.00Jul 24$0.83$0.83$0.174.88$33.17
$37.00$34.00Jul 31$2.38$2.38$0.623.84$34.62
$30.00$29.50Jul 24$0.36$0.36$0.142.57$29.64
$33.50$33.00Jul 17$0.35$0.35$0.152.33$33.15
$32.50$32.00Jul 24$0.35$0.35$0.152.33$32.15

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 29 found (avg debit $0.52, cheapest $0.08)

CALLS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$36.50Jul 17Jul 24$0.08211.7%84.2%
$34.50Jul 17Jul 24$0.09159.7%65.8%
$35.00Jul 17Jul 24$0.17106.0%70.3%
$34.00Jul 17Jul 24$0.23121.3%68.4%
$33.50Jul 17Jul 24$0.3686.6%68.8%
PUTS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$26.00Jul 17Jul 24$0.18239.6%104.5%
$27.00Jul 17Jul 24$0.22195.5%92.0%
$33.00Jul 17Jul 24$0.2780.8%68.7%
$28.50Jul 17Jul 24$0.30109.2%67.4%
$37.00Jul 17Jul 31$0.35230.0%78.9%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 51 found (cheapest 3.04% of stock, avg 13.66%)

StrikeExpiryCall$Put$TotalBE LowBE HighCost%
$31.00Jul 17$0.39$0.55$0.94$30.06$31.943.04%
$30.50Jul 17$0.69$0.41$1.10$29.40$31.603.56%
$31.50Jul 17$0.26$0.99$1.25$30.25$32.754.05%
$30.00Jul 17$1.09$0.25$1.34$28.66$31.344.34%
$32.00Jul 17$0.11$1.40$1.51$30.49$33.514.89%
$32.50Jul 17$0.07$1.81$1.88$30.62$34.386.09%
$29.00Jul 17$1.96$0.11$2.07$26.93$31.076.70%
$28.50Jul 17$2.22$0.06$2.28$26.22$30.787.38%
$33.00Jul 17$0.03$2.43$2.46$30.54$35.467.97%
$30.50Jul 24$1.37$1.15$2.52$27.98$33.028.16%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 124 found (cheapest 0.58% of stock, avg 8.25%)

Call KPut KExpiryCall$Put$TotalBE LowBE High
$32.50$29.00Jul 17$0.07$0.11$0.18$28.82$32.68
$32.50$27.50Jul 17$0.07$0.14$0.21$27.29$32.71
$32.00$29.00Jul 17$0.11$0.11$0.22$28.78$32.22
$32.50$29.50Jul 17$0.07$0.15$0.22$29.28$32.72
$32.00$27.50Jul 17$0.11$0.14$0.25$27.25$32.25
$35.50$29.00Jul 17$0.14$0.11$0.25$28.75$35.75
$32.00$29.50Jul 17$0.11$0.15$0.26$29.24$32.26
$35.50$27.50Jul 17$0.14$0.14$0.28$27.22$35.78
$35.50$29.50Jul 17$0.14$0.15$0.29$29.21$35.79
$32.50$30.00Jul 17$0.07$0.25$0.32$29.68$32.82

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 129 found (best R:R 9.00, avg credit $0.64)

Put SpreadCall SpreadExpiryCreditMax LossR:RBE LowBE High
31/3234/35Aug 7$0.90$0.109.00$31.10$34.90
32/3335/36Aug 7$0.88$0.127.33$32.12$35.88
32/3336/37Aug 7$0.88$0.127.33$32.12$36.88
33/3435/36Aug 7$0.88$0.127.33$33.12$35.88
33/3436/37Aug 7$0.88$0.127.33$33.12$36.88
28/2930/31Aug 7$0.87$0.136.69$28.13$30.87
28/2931/32Aug 7$0.87$0.136.69$28.13$31.87
30/3132/33Aug 7$0.84$0.165.25$30.16$32.84
30/3133/34Aug 7$0.83$0.174.88$30.17$33.83
29/3032/33Aug 7$0.82$0.184.56$29.18$32.82

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 39 found (best R:R 19.00, cheapest $0.05)

CALLS (5)
LowMidHighExpiryDebitMax GainR:R
$35.00$36.00$37.00Jul 31$0.08$0.9211.50
$34.00$35.00$36.00Aug 7$0.09$0.9110.11
$31.00$32.00$33.00Aug 7$0.10$0.909.00
$30.00$32.50$35.00Aug 21$0.27$2.238.26
$32.50$33.00$33.50Jul 24$0.08$0.425.25
PUTS (5)
LowMidHighExpiryDebitMax GainR:R
$28.00$29.00$30.00Aug 7$0.05$0.9519.00
$27.00$28.00$29.00Aug 7$0.07$0.9313.29
$31.00$32.00$33.00Aug 7$0.07$0.9313.29
$25.00$26.00$27.00Aug 14$0.07$0.9313.29
$25.00$27.50$30.00Aug 21$0.20$2.3011.50

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 60 found (best net $-0.48, 57 credits)

CALLS (5)
Buy KSell KRatioExpiryNetMax Gain
$25.00$30.001:2Aug 7-$0.48$4.52
$34.00$37.001:2Aug 14-$0.58$2.42
$32.50$35.001:2Aug 21-$1.24$1.26
$29.00$30.001:2Jul 17-$0.22$0.78
$35.00$36.001:2Jul 31-$0.26$0.74
PUTS (5)
Buy KSell KRatioExpiryNetMax Gain
$27.50$25.001:2Aug 21-$0.21$2.29
$30.00$27.501:2Aug 21-$0.85$1.65
$37.00$34.001:2Jul 31-$1.62$1.38
$32.50$30.001:2Aug 21-$1.48$1.02
$26.00$25.001:2Jul 17-$0.08$0.92

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 35 found (best yield 10.36%, avg 3.96%)

StrikeExpiryBidDeltaOTM%Yield%If Called%VolOI
$31.00Aug 14$3.200.550.4%10.36%10.75%1--
$31.00Aug 7$2.950.540.4%9.55%9.94%1--
$32.00Aug 14$2.730.503.6%8.84%12.47%2--
$32.50Aug 21$2.590.485.2%8.39%13.63%6293
$32.00Aug 7$2.510.493.6%8.13%11.76%568
$33.00Aug 7$2.130.456.9%6.90%13.76%12118
$34.00Aug 14$2.060.4110.1%6.67%16.77%6--
$35.00Aug 21$1.980.3813.3%6.41%19.75%138813
$35.00Aug 28$1.850.3913.3%5.99%19.33%36
$34.00Aug 7$1.760.4010.1%5.70%15.80%4--

Current 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
Loading data...

Prior's 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
Loading data...

Current Put/Call Breakdown

Total Calls 6,560
Total Puts 7,921
Put/Call Ratio 1.21
Net Difference -1,361

Prior's Put/Call Breakdown

Total Calls 5,751
Total Puts 2,306
Put/Call Ratio 0.40
Net Difference 3,445

Prior 7-Day Put/Call Summary

Total Calls 64,183
Total Puts 38,226
Average Put/Call Ratio 0.64
Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date Calls Puts Ratio Net Diff
Loading data...

Upcoming Earnings - 2 Weeks Prior

Loading earnings data...

Upcoming Earnings - 1 Week Prior

Loading earnings data...

Earnings This Week

Loading earnings data...

Earnings - Day Before / Day After

Loading earnings data...

Options Activity Around Earnings

Ticker Earnings Date Days Away Call Volume Put Volume IV Rank
Loading data...

Chart Title

Price — Past 7 Days

Add Card

CI/CD Results
App Log
Loading...
Requests
New Request
View All