UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$429.09 +1.05%

$429.00 (-0.02%)🌙

as of 07/13 07:09 PM

(7/10 19:11) ◀

Monday, July 13, 2026 (7:09pm)

▶ (7/14 19:34)

◀ 7/13 19:09 ▶

Option Volume

Detail

ℹ

Current (07/13) 45,148

Calls: 23,957 (53%)

Puts: 21,191 (47%)

Prior (07/10) 48,335

Calls: 27,000 (56%)

Puts: 21,335 (44%)

Current vs Prior -6.59%

Calls: -11.27% (Calls)

Puts: -0.67% (Puts)

Prior 7-Day Total 355,990

Calls: 224,530 (63%)

Puts: 131,460 (37%)

Prior 7-Day Average 50,855

Calls: 32,075 (63%)

Puts: 18,780 (37%)

Current vs Prior 7-Day Avg -11.22%

Calls: -25.31%

Puts: +12.84%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/13) $78.05M

Calls: $63.56M (81%)

Puts: $14.49M (19%)

Prior (07/10) $53.04M

Calls: $40.88M (77%)

Puts: $12.16M (23%)

Current vs Prior +47.15%

Calls: +55.47%

Puts: +19.18%

Prior 7-Day Total $390.33M

Calls: $314.20M (80%)

Puts: $76.13M (20%)

Prior 7-Day Average $55.76M

Calls: $44.89M (80%)

Puts: $10.88M (20%)

Current vs Prior 7-Day Avg +39.97%

Calls: +41.60%

Puts: +33.23%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/13) 0.88

Prior (07/10) 0.79

Current vs Prior +11.94%

Prior 7-Day Average 0.60

Current vs Prior 7-Day Avg +46.66%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/13) 639,813

Calls: 390,152 (61%)

Puts: 249,661 (39%)

Prior (07/10) 644,499

Calls: 375,527 (58%)

Puts: 268,972 (42%)

Current vs Prior -0.73%

Prior 7-Day Total 4,294,378

Calls: 2,644,447 (62%)

Puts: 1,649,931 (38%)

Prior 7-Day Average 613,482

Calls: 377,778 (62%)

Puts: 235,704 (38%)

Current vs Prior 7-Day Avg +4.29%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.77% | 7.29%6.77% | 10.88%

Prior 6.64% | 7.15%6.64% | 10.46%

Current vs Prior +1.94% | +1.96%+1.94% | +3.97%

Prior 7-Day Avg 3.02% | 6.67%7.04% | 11.00%

Current vs 7-Day Avg +124.53% | +9.32%-3.76% | -1.14%

Prior 7-Day Eod 6.64% | 7.15%6.64% | 10.46%

Current vs 7-Day Eod +1.94% | +1.96%+1.94% | +3.97%

Sentiment BEARISHBEARISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs 7-Day Avg +0.00% | +0.00%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 81% of dollar volume in calls ($63.56M) vs puts ($14.49M). Call-heavy open interest (390,152 calls vs 249,661 puts) suggests bullish positioning.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 165 of results (avg 6.8%, best 1.9%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Aug 21	25.95	26.80	$26.38	3.2%	248	0.59	2.2K
$430.00	Aug 21	20.65	21.35	$21.00	3.3%	164	0.52	2.3K
$405.00	Jul 17	28.75	29.80	$29.28	3.6%	23	0.77	62
$360.00	Aug 21	71.50	74.20	$72.85	3.7%	2	0.91	--
$360.00	Jul 17	68.00	70.60	$69.30	3.8%	18	0.97	800

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Aug 21	15.20	15.50	$15.35	2.0%	307	0.40	1.5K
$427.50	Jul 17	12.65	13.10	$12.88	3.5%	189	0.47	346
$500.00	Aug 21	71.65	74.75	$73.20	4.2%	5	0.89	4
$430.00	Jul 17	13.85	14.50	$14.18	4.6%	391	0.49	303
$440.00	Aug 21	25.00	26.20	$25.60	4.7%	29	0.56	336

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 3 found (avg $0.80, cheapest $0.54)

CALLS (0)

No calls meet the criteria

PUTS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Jul 17	0.50	0.59	$0.54	16.7%	166	0.03	1.6K
$370.00	Jul 17	0.80	0.95	$0.88	17.0%	369	0.05	1.8K
$372.50	Jul 17	0.88	1.05	$0.97	17.5%	15	0.06	7

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 98 found (avg delta 0.72, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$347.50	Jul 17	79.85	85.05	$82.45	6.3%	2	0.98	--
$350.00	Jul 17	77.75	81.15	$79.45	4.3%	19	0.98	1.9K
$357.50	Jul 17	70.35	75.20	$72.78	6.7%	6	0.97	--
$360.00	Jul 17	68.00	70.60	$69.30	3.8%	18	0.97	800
$367.50	Jul 17	60.45	64.15	$62.30	5.9%	2	0.96	1

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 17	69.95	73.35	$71.65	4.7%	1	1.00	--
$475.00	Jul 17	45.25	50.80	$48.03	11.6%	2	0.89	--
$500.00	Aug 21	71.65	74.75	$73.20	4.2%	5	0.89	4
$490.00	Aug 14	61.80	65.15	$63.48	5.3%	21	0.87	1
$490.00	Aug 21	62.25	65.25	$63.75	4.7%	29	0.86	51

Most actively traded options today. High liquidity = easy entry/exit. 322 active (total vol 26.1K, top 1.6K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Jul 17	13.15	13.75	$13.45	4.5%	1.6K	0.51	2.9K
$460.00	Jul 17	3.25	3.55	$3.40	8.8%	1.4K	0.19	1.8K
$450.00	Jul 17	5.45	5.80	$5.63	6.2%	1.2K	0.28	3.0K
$432.50	Jul 31	14.55	15.55	$15.05	6.6%	609	0.49	--
$500.00	Jul 24	0.39	0.85	$0.62	74.2%	565	0.04	566

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$390.00	Jul 17	2.21	2.34	$2.28	5.7%	1.6K	0.12	2.2K
$360.00	Jul 31	0.61	1.30	$0.96	71.9%	590	0.05	155
$410.00	Jul 17	5.85	6.65	$6.25	12.8%	562	0.28	1.8K
$367.50	Jul 24	0.78	1.19	$0.99	41.4%	534	0.05	16
$377.50	Jul 24	1.40	1.77	$1.59	23.3%	434	0.08	10

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 88 strikes (avg 84.0%, max 145.3%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 21	102.6%	41.8%	145.3%	41	3.6K
$370.00	Jul 17	Aug 21	89.8%	38.5%	133.3%	49	4.4K
$360.00	Jul 17	Aug 21	94.1%	40.4%	133.2%	20	800
$380.00	Jul 17	Aug 21	85.0%	38.2%	122.7%	34	3.2K
$430.00	Jul 17	Aug 21	78.3%	35.4%	121.0%	1.8K	5.2K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 21	102.6%	41.8%	145.3%	280	4.8K
$355.00	Jul 17	Aug 14	98.5%	41.6%	136.9%	21	100
$370.00	Jul 17	Aug 21	89.8%	38.5%	133.3%	415	3.2K
$360.00	Jul 17	Aug 21	94.1%	40.4%	133.2%	208	3.5K
$380.00	Jul 17	Aug 21	85.0%	38.2%	122.7%	305	4.7K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 236 found (best R:R 44.45, avg 5.54)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$500.00	$510.00	Jul 31	$0.22	$9.78	$0.22	44.45	$500.22
$505.00	$512.50	Jul 24	$0.21	$7.29	$0.21	34.71	$505.21
$502.50	$510.00	Jul 17	$0.25	$7.25	$0.25	29.00	$502.75
$500.00	$510.00	Aug 7	$0.37	$9.63	$0.37	26.03	$500.37
$480.00	$482.50	Jul 17	$0.13	$2.37	$0.13	18.23	$480.13

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$360.00	$355.00	Jul 24	$0.14	$4.86	$0.14	34.71	$359.86
$375.00	$372.50	Jul 17	$0.11	$2.39	$0.11	21.73	$374.89
$372.50	$370.00	Jul 24	$0.11	$2.39	$0.11	21.73	$372.39
$377.50	$375.00	Jul 24	$0.12	$2.38	$0.12	19.83	$377.38
$350.00	$347.50	Jul 17	$0.14	$2.36	$0.14	16.86	$349.86

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 285 found (best R:R 17.18, avg 1.50)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$370.00	$385.00	Jul 31	$14.12	$14.12	$0.88	16.05	$384.12
$377.50	$380.00	Jul 17	$2.35	$2.35	$0.15	15.67	$379.85
$350.00	$360.00	Aug 21	$9.40	$9.40	$0.60	15.67	$359.40
$360.00	$367.50	Jul 17	$7.00	$7.00	$0.50	14.00	$367.00
$367.50	$370.00	Jul 17	$2.30	$2.30	$0.20	11.50	$369.80

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$500.00	$490.00	Aug 21	$9.45	$9.45	$0.55	17.18	$490.55
$500.00	$475.00	Jul 17	$23.62	$23.62	$1.38	17.12	$476.38
$445.00	$442.50	Jul 24	$2.30	$2.30	$0.20	11.50	$442.70
$490.00	$480.00	Aug 14	$8.98	$8.98	$1.02	8.80	$481.02
$475.00	$457.50	Jul 17	$15.70	$15.70	$1.80	8.72	$459.30

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 88 found (avg debit $1.09, cheapest $0.17)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$500.00	Jul 17	Jul 24	$0.25	76.1%	50.1%
$502.50	Jul 17	Jul 24	$0.36	81.1%	54.1%
$490.00	Jul 17	Jul 24	$0.39	76.6%	50.4%
$492.50	Jul 17	Jul 24	$0.39	75.9%	50.4%
$495.00	Jul 17	Jul 24	$0.41	76.0%	51.2%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$365.00	Jul 17	Jul 24	$0.17	89.8%	56.3%
$355.00	Jul 17	Jul 24	$0.20	98.5%	62.7%
$350.00	Jul 17	Jul 24	$0.22	102.6%	66.0%
$490.00	Aug 14	Aug 21	$0.27	37.8%	36.0%
$370.00	Jul 17	Jul 24	$0.28	89.8%	57.1%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 96 found (cheapest 6.41% of stock, avg 10.01%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$435.00	Jul 17	$11.02	$16.50	$27.52	$407.48	$462.52	6.41%
$430.00	Jul 17	$13.45	$14.18	$27.63	$402.37	$457.63	6.44%
$432.50	Jul 17	$12.13	$15.52	$27.65	$404.85	$460.15	6.44%
$427.50	Jul 17	$14.88	$12.88	$27.76	$399.74	$455.26	6.47%
$425.00	Jul 17	$16.10	$11.73	$27.83	$397.17	$452.83	6.49%
$422.50	Jul 17	$17.63	$10.65	$28.28	$394.22	$450.78	6.59%
$437.50	Jul 17	$9.95	$18.60	$28.55	$408.95	$466.05	6.65%
$440.00	Jul 17	$8.95	$19.60	$28.55	$411.45	$468.55	6.65%
$420.00	Jul 17	$19.02	$9.60	$28.62	$391.38	$448.62	6.67%
$442.50	Jul 17	$7.93	$21.10	$29.03	$413.47	$471.53	6.77%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 2.63% of stock, avg 5.69%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$480.00	$390.00	Aug 21	$5.07	$6.23	$11.30	$378.70	$491.30
$470.00	$390.00	Aug 21	$6.95	$6.23	$13.18	$376.82	$483.18
$480.00	$400.00	Aug 21	$5.07	$8.63	$13.70	$386.30	$493.70
$460.00	$390.00	Aug 21	$9.35	$6.23	$15.58	$374.42	$475.58
$470.00	$400.00	Aug 21	$6.95	$8.63	$15.58	$384.42	$485.58
$455.00	$405.00	Aug 7	$8.30	$8.32	$16.62	$388.38	$471.62
$455.00	$400.00	Aug 14	$9.30	$7.35	$16.65	$383.35	$471.65
$480.00	$410.00	Aug 21	$5.07	$11.80	$16.87	$393.13	$496.87
$442.50	$420.00	Jul 17	$7.93	$9.60	$17.53	$402.47	$460.03
$455.00	$410.00	Aug 7	$8.30	$9.55	$17.85	$392.15	$472.85

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 390 found (best R:R 37.46, avg credit $4.18)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
350/360	370/380	Aug 21	$9.74	$0.26	37.46	$350.26	$379.74
415/420	445/450	Aug 7	$4.86	$0.14	34.71	$415.14	$449.86
360/365	370/385	Jul 31	$14.43	$0.57	25.32	$350.57	$384.43
410/415	445/450	Aug 7	$4.78	$0.22	21.73	$410.22	$449.78
348/350	360/368	Jul 17	$7.14	$0.36	19.83	$342.86	$367.14
378/380	385/390	Jul 24	$4.71	$0.29	16.24	$375.29	$389.71
380/382	385/390	Jul 24	$4.69	$0.31	15.13	$377.81	$389.69
365/368	385/390	Jul 24	$4.66	$0.34	13.71	$362.84	$389.66
372/375	385/390	Jul 24	$4.65	$0.35	13.29	$370.35	$389.65
368/370	385/390	Jul 24	$4.62	$0.38	12.16	$365.38	$389.62

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 135 found (best R:R 99.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$480.00	$485.00	$490.00	Aug 7	$0.08	$4.92	61.50
$482.50	$485.00	$487.50	Jul 17	$0.05	$2.45	49.00
$490.00	$492.50	$495.00	Jul 17	$0.05	$2.45	49.00
$410.00	$420.00	$430.00	Aug 21	$0.22	$9.78	44.45
$467.50	$470.00	$472.50	Jul 17	$0.06	$2.44	40.67

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$365.00	$370.00	$375.00	Jul 31	$0.05	$4.95	99.00
$360.00	$365.00	$370.00	Jul 31	$0.06	$4.94	82.33
$370.00	$380.00	$390.00	Aug 7	$0.12	$9.88	82.33
$350.00	$360.00	$370.00	Aug 21	$0.12	$9.88	82.33
$385.00	$390.00	$395.00	Jul 31	$0.08	$4.92	61.50

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 130 found (best net $-4.00, 129 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$395.00	$420.00	1:2	Aug 7	-$7.05	$17.95
$460.00	$475.00	1:2	Aug 14	-$1.06	$13.94
$405.00	$425.00	1:2	Aug 14	-$9.71	$10.29
$490.00	$500.00	1:2	Jul 31	-$0.36	$9.64
$500.00	$510.00	1:2	Jul 31	-$0.58	$9.42

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$455.00	$430.00	1:2	Aug 14	-$4.00	$21.00
$420.00	$405.00	1:2	Aug 14	-$3.86	$11.14
$447.50	$430.00	1:2	Jul 31	-$6.44	$11.06
$360.00	$350.00	1:2	Aug 21	-$0.96	$9.04
$380.00	$370.00	1:2	Aug 7	-$0.97	$9.03

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 105 found (best yield 4.81%, avg 1.47%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$430.00	Aug 21	$20.65	0.52	0.2%	4.81%	5.02%	164	2.3K
$430.00	Aug 14	$19.15	0.51	0.2%	4.46%	4.68%	24	10
$430.00	Aug 7	$17.90	0.51	0.2%	4.17%	4.38%	49	396
$430.00	Jul 31	$16.20	0.51	0.2%	3.78%	3.99%	26	503
$440.00	Aug 21	$15.80	0.44	2.5%	3.68%	6.22%	81	1.9K
$435.00	Aug 14	$15.60	0.48	1.4%	3.64%	5.01%	1	20
$435.00	Aug 7	$15.30	0.47	1.4%	3.57%	4.94%	49	27
$432.50	Jul 31	$14.55	0.49	0.8%	3.39%	4.19%	609	--
$430.00	Jul 24	$14.30	0.51	0.2%	3.33%	3.54%	103	826
$440.00	Aug 14	$13.75	0.43	2.5%	3.20%	5.75%	2	20

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 23,957

Total Puts 21,191

Put/Call Ratio 0.88

Net Difference 2,766

Prior's Put/Call Breakdown

Total Calls 27,000

Total Puts 21,335

Put/Call Ratio 0.79

Net Difference 5,665

Prior 7-Day Put/Call Summary

Total Calls 224,530

Total Puts 131,460

Average Put/Call Ratio 0.60

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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