UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$425.19 -0.91%

$425.60 (+0.10%)🌙

as of 07/14 07:34 PM

(7/13 19:09) ◀

Tuesday, July 14, 2026 (7:34pm)

▶ (7/15 09:35)

◀ 7/14 19:34 ▶

Option Volume

Detail

ℹ

Current (07/14) 51,492

Calls: 24,776 (48%)

Puts: 26,716 (52%)

Prior (07/13) 45,148

Calls: 23,957 (53%)

Puts: 21,191 (47%)

Current vs Prior +14.05%

Calls: +3.42% (Calls)

Puts: +26.07% (Puts)

Prior 7-Day Total 348,319

Calls: 211,053 (61%)

Puts: 137,266 (39%)

Prior 7-Day Average 49,759

Calls: 30,150 (61%)

Puts: 19,609 (39%)

Current vs Prior 7-Day Avg +3.48%

Calls: -17.83%

Puts: +36.24%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/14) $69.81M

Calls: $52.13M (75%)

Puts: $17.69M (25%)

Prior (07/13) $78.05M

Calls: $63.56M (81%)

Puts: $14.49M (19%)

Current vs Prior -10.55%

Calls: -17.98%

Puts: +22.06%

Prior 7-Day Total $414.26M

Calls: $335.02M (81%)

Puts: $79.24M (19%)

Prior 7-Day Average $59.18M

Calls: $47.86M (81%)

Puts: $11.32M (19%)

Current vs Prior 7-Day Avg +17.97%

Calls: +8.92%

Puts: +56.23%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/14) 1.08

Prior (07/13) 0.88

Current vs Prior +21.90%

Prior 7-Day Average 0.67

Current vs Prior 7-Day Avg +60.76%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/14) 667,005

Calls: 382,568 (57%)

Puts: 284,437 (43%)

Prior (07/13) 639,813

Calls: 390,152 (61%)

Puts: 249,661 (39%)

Current vs Prior +4.25%

Prior 7-Day Total 4,324,191

Calls: 2,650,481 (61%)

Puts: 1,673,710 (39%)

Prior 7-Day Average 617,741

Calls: 378,640 (61%)

Puts: 239,101 (39%)

Current vs Prior 7-Day Avg +7.97%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.52% | 7.08%6.52% | 10.48%

Prior 6.77% | 7.29%6.77% | 10.88%

Current vs Prior -3.70% | -2.92%-3.70% | -3.62%

Prior 7-Day Avg 3.75% | 7.21%6.99% | 10.98%

Current vs 7-Day Avg +74.07% | -1.82%-6.74% | -4.54%

Prior 7-Day Eod 6.77% | 7.29%6.77% | 10.88%

Current vs 7-Day Eod -3.70% | -2.92%-3.70% | -3.62%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs 7-Day Avg +0.00% | +0.00%

Liquidity Expensive

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Moderately bullish flow with 75% call dollar volume ($52.13M). Slightly bearish P/C ratio of 1.08.

Smart Money BULLISH

Retail Flow NEUTRAL

Overall MIXED

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

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Best Value <$1

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High Delta

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Ratio Spreads

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 121 of results (avg 7.2%, best 2.3%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$417.50	Jul 17	17.00	17.65	$17.33	3.8%	55	0.61	535
$450.00	Aug 21	10.45	10.85	$10.65	3.8%	129	0.34	3.3K
$440.00	Aug 21	13.80	14.35	$14.08	3.9%	173	0.41	1.9K
$415.00	Jul 17	18.35	19.15	$18.75	4.3%	41	0.64	536
$420.00	Aug 21	22.70	23.75	$23.23	4.5%	82	0.56	2.1K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	21.10	21.60	$21.35	2.3%	182	0.51	362
$420.00	Aug 21	16.25	16.70	$16.48	2.7%	40	0.43	1.7K
$440.00	Aug 21	26.65	27.40	$27.03	2.8%	42	0.59	346
$410.00	Aug 21	12.25	12.65	$12.45	3.2%	139	0.35	740
$422.50	Jul 31	14.00	14.50	$14.25	3.5%	12	0.45	5

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 2 found (avg $0.78, cheapest $0.67)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$485.00	Jul 17	0.63	0.71	$0.67	11.9%	47	0.05	152
$480.00	Jul 17	0.80	0.95	$0.88	17.0%	130	0.06	663

PUTS (0)

No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 108 found (avg delta 0.72, highest 0.98)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$350.00	Jul 17	73.15	77.25	$75.20	5.5%	24	0.98	1.9K
$352.50	Jul 17	71.25	76.10	$73.68	6.6%	1	0.98	--
$350.00	Jul 24	73.65	79.00	$76.33	7.0%	1	0.98	17
$360.00	Jul 17	64.50	68.25	$66.38	5.6%	24	0.97	793
$367.50	Jul 17	55.00	61.55	$58.28	11.2%	1	0.97	2

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$490.00	Aug 21	64.85	69.10	$66.97	6.3%	1	0.87	71
$462.50	Jul 17	37.70	41.40	$39.55	9.4%	22	0.86	--
$460.00	Jul 17	35.65	39.25	$37.45	9.6%	21	0.85	96
$480.00	Aug 21	56.10	59.90	$58.00	6.6%	5	0.83	67
$470.00	Aug 21	47.10	50.60	$48.85	7.2%	10	0.79	61

Most actively traded options today. High liquidity = easy entry/exit. 349 active (total vol 32.0K, top 1.7K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 17	2.42	2.79	$2.61	14.2%	1.3K	0.16	2.5K
$500.00	Aug 21	2.15	2.35	$2.25	8.9%	789	0.10	1.4K
$440.00	Jul 17	6.80	7.45	$7.13	9.1%	748	0.35	2.7K
$430.00	Jul 17	10.50	11.50	$11.00	9.1%	703	0.47	3.3K
$435.00	Jul 17	8.40	8.95	$8.68	6.3%	667	0.40	1.4K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Jul 17	1.25	1.44	$1.35	14.1%	1.7K	0.08	3.3K
$400.00	Jul 17	3.85	4.25	$4.05	9.9%	1.3K	0.20	1.3K
$420.00	Jul 17	10.00	11.20	$10.60	11.3%	1.1K	0.42	909
$425.00	Jul 17	12.25	13.20	$12.73	7.5%	913	0.48	1.3K
$410.00	Jul 24	7.50	8.40	$7.95	11.3%	822	0.32	155

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 81 strikes (avg 116.2%, max 167.4%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 21	108.8%	40.7%	167.4%	38	3.6K
$420.00	Jul 17	Aug 28	88.3%	33.9%	160.6%	152	3.4K
$365.00	Jul 17	Aug 28	98.2%	37.8%	159.5%	2	3
$410.00	Jul 17	Aug 28	89.6%	34.7%	158.1%	90	4.8K
$360.00	Jul 17	Aug 21	101.7%	39.5%	157.6%	54	1.6K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 21	108.8%	40.7%	167.4%	290	4.9K
$405.00	Jul 17	Aug 28	88.4%	33.6%	163.4%	145	300
$370.00	Jul 17	Aug 28	97.9%	37.4%	161.9%	154	2.0K
$360.00	Jul 17	Aug 21	101.7%	39.5%	157.6%	275	3.6K
$375.00	Jul 17	Aug 28	95.3%	37.0%	157.5%	437	817

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 249 found (best R:R 89.91, avg 5.84)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$500.00	Jul 24	$0.26	$9.74	$0.26	37.46	$490.26
$495.00	$500.00	Jul 31	$0.13	$4.87	$0.13	37.46	$495.13
$475.00	$480.00	Aug 28	$0.20	$4.80	$0.20	24.00	$475.20
$492.50	$495.00	Jul 17	$0.11	$2.39	$0.11	21.73	$492.61
$502.50	$505.00	Jul 17	$0.11	$2.39	$0.11	21.73	$502.61

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$360.00	$350.00	Aug 14	$0.11	$9.89	$0.11	89.91	$359.89
$375.00	$370.00	Jul 24	$0.15	$4.85	$0.15	32.33	$374.85
$360.00	$355.00	Jul 31	$0.17	$4.83	$0.17	28.41	$359.83
$370.00	$367.50	Jul 24	$0.10	$2.40	$0.10	24.00	$369.90
$360.00	$350.00	Jul 24	$0.42	$9.58	$0.42	22.81	$359.58

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 305 found (best R:R 40.67, avg 1.60)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$360.00	$375.00	Jul 31	$14.64	$14.64	$0.36	40.67	$374.64
$352.50	$360.00	Jul 17	$7.30	$7.30	$0.20	36.50	$359.80
$350.00	$370.00	Jul 24	$19.28	$19.28	$0.72	26.78	$369.28
$370.00	$380.00	Jul 17	$9.58	$9.58	$0.42	22.81	$379.58
$350.00	$360.00	Aug 21	$9.35	$9.35	$0.65	14.38	$359.35

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$470.00	Aug 21	$9.15	$9.15	$0.85	10.76	$470.85
$442.50	$440.00	Jul 17	$2.27	$2.27	$0.23	9.87	$440.23
$490.00	$480.00	Aug 21	$8.97	$8.97	$1.03	8.71	$481.03
$460.00	$450.00	Jul 17	$8.65	$8.65	$1.35	6.41	$451.35
$462.50	$460.00	Jul 17	$2.10	$2.10	$0.40	5.25	$460.40

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 80 found (avg debit $1.44, cheapest $0.31)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$500.00	Jul 17	Jul 24	$0.32	89.1%	55.0%
$490.00	Jul 17	Jul 24	$0.42	85.7%	53.0%
$485.00	Jul 17	Jul 24	$0.51	86.5%	53.4%
$482.50	Jul 17	Jul 24	$0.61	85.3%	53.4%
$480.00	Jul 17	Jul 24	$0.62	85.6%	53.1%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$345.00	Jul 17	Jul 31	$0.31	119.5%	54.7%
$360.00	Jul 17	Jul 24	$0.33	101.7%	60.7%
$375.00	Jul 17	Jul 24	$0.38	95.3%	55.3%
$365.00	Jul 17	Jul 24	$0.41	98.2%	59.1%
$362.50	Jul 17	Jul 24	$0.45	99.8%	61.1%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 101 found (cheapest 6.19% of stock, avg 9.95%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$427.50	Jul 17	$12.28	$14.03	$26.31	$401.19	$453.81	6.19%
$425.00	Jul 17	$13.70	$12.73	$26.43	$398.57	$451.43	6.22%
$430.00	Jul 17	$11.00	$15.43	$26.43	$403.57	$456.43	6.22%
$422.50	Jul 17	$14.93	$11.63	$26.56	$395.94	$449.06	6.25%
$432.50	Jul 17	$9.98	$16.65	$26.63	$405.87	$459.13	6.26%
$435.00	Jul 17	$8.68	$18.15	$26.83	$408.17	$461.83	6.31%
$420.00	Jul 17	$16.33	$10.60	$26.93	$393.07	$446.93	6.33%
$417.50	Jul 17	$17.33	$9.73	$27.06	$390.44	$444.56	6.36%
$415.00	Jul 17	$18.75	$8.75	$27.50	$387.50	$442.50	6.47%
$437.50	Jul 17	$7.88	$19.77	$27.65	$409.85	$465.15	6.50%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 2.43% of stock, avg 5.54%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$5.75	$4.58	$10.33	$369.67	$480.33
$470.00	$390.00	Aug 21	$5.75	$6.63	$12.38	$377.62	$482.38
$460.00	$380.00	Aug 21	$7.90	$4.58	$12.48	$367.52	$472.48
$460.00	$390.00	Aug 21	$7.90	$6.63	$14.53	$375.47	$474.53
$470.00	$400.00	Aug 21	$5.75	$9.15	$14.90	$385.10	$484.90
$450.00	$380.00	Aug 21	$10.65	$4.58	$15.23	$364.77	$465.23
$450.00	$390.00	Aug 14	$9.70	$5.80	$15.50	$374.50	$465.50
$450.00	$395.00	Aug 14	$9.70	$6.80	$16.50	$378.50	$466.50
$437.50	$415.00	Jul 17	$7.88	$8.75	$16.63	$398.37	$454.13
$460.00	$390.00	Aug 28	$9.40	$7.30	$16.70	$373.30	$476.70

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 366 found (best R:R 99.00, avg credit $4.51)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
345/350	360/375	Jul 31	$14.85	$0.15	99.00	$335.15	$374.85
385/390	405/410	Aug 14	$4.90	$0.10	49.00	$385.10	$409.90
360/365	390/395	Jul 31	$4.85	$0.15	32.33	$360.15	$394.85
390/395	405/410	Aug 14	$4.85	$0.15	32.33	$390.15	$409.85
345/350	390/395	Jul 31	$4.84	$0.16	30.25	$345.16	$394.84
425/430	450/455	Aug 28	$4.82	$0.18	26.78	$425.18	$454.82
355/360	390/395	Jul 31	$4.80	$0.20	24.00	$355.20	$394.80
365/370	405/410	Aug 7	$4.79	$0.21	22.81	$365.21	$409.79
385/390	400/405	Aug 7	$4.79	$0.21	22.81	$385.21	$404.79
375/380	400/405	Aug 7	$4.78	$0.22	21.73	$375.22	$404.78

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 146 found (best R:R 99.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$420.00	$425.00	$430.00	Aug 7	$0.05	$4.95	99.00
$480.00	$490.00	$500.00	Aug 21	$0.11	$9.89	89.91
$425.00	$430.00	$435.00	Aug 7	$0.06	$4.94	82.33
$470.00	$475.00	$480.00	Jul 31	$0.07	$4.93	70.43
$462.50	$465.00	$467.50	Jul 17	$0.05	$2.45	49.00

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$375.00	$380.00	$385.00	Jul 31	$0.09	$4.91	54.56
$390.00	$395.00	$400.00	Aug 7	$0.09	$4.91	54.56
$360.00	$365.00	$370.00	Jul 31	$0.10	$4.90	49.00
$365.00	$370.00	$375.00	Jul 31	$0.10	$4.90	49.00
$410.00	$415.00	$420.00	Aug 7	$0.10	$4.90	49.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 141 found (best net $-2.16, 140 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$485.00	$500.00	1:2	Aug 28	-$1.05	$13.95
$485.00	$500.00	1:2	Aug 14	-$1.73	$13.27
$490.00	$500.00	1:2	Jul 24	-$0.36	$9.64
$490.00	$500.00	1:2	Aug 7	-$0.80	$9.20
$500.00	$510.00	1:2	Aug 21	-$0.97	$9.03

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$450.00	$425.00	1:2	Aug 14	-$2.16	$22.84
$425.00	$405.00	1:2	Aug 28	-$1.87	$18.13
$425.00	$410.00	1:2	Aug 14	-$4.58	$10.42
$450.00	$430.00	1:2	Aug 28	-$10.12	$9.88
$360.00	$350.00	1:2	Aug 21	-$0.85	$9.15

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 107 found (best yield 4.40%, avg 1.45%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$430.00	Aug 28	$18.70	0.49	1.1%	4.40%	5.53%	1	16
$430.00	Aug 21	$17.65	0.49	1.1%	4.15%	5.28%	324	2.3K
$430.00	Aug 14	$16.45	0.48	1.1%	3.87%	5.00%	1	--
$435.00	Aug 28	$16.40	0.46	2.3%	3.86%	6.16%	1	--
$430.00	Aug 7	$15.45	0.48	1.1%	3.63%	4.76%	5	424
$435.00	Aug 14	$14.40	0.44	2.3%	3.39%	5.69%	2	21
$427.50	Jul 31	$14.35	0.50	0.5%	3.37%	3.92%	25	--
$440.00	Aug 21	$13.80	0.41	3.5%	3.25%	6.73%	173	1.9K
$430.00	Jul 31	$13.70	0.47	1.1%	3.22%	4.35%	352	497
$435.00	Aug 7	$13.30	0.44	2.3%	3.13%	5.44%	1	--

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 24,776

Total Puts 26,716

Put/Call Ratio 1.08

Net Difference -1,940

Prior's Put/Call Breakdown

Total Calls 23,957

Total Puts 21,191

Put/Call Ratio 0.88

Net Difference 2,766

Prior 7-Day Put/Call Summary

Total Calls 211,053

Total Puts 137,266

Average Put/Call Ratio 0.67

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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