UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$416.80 -1.97%

(7/14 19:34) ◀

Wednesday, July 15, 2026 (9:35am)

▶ (7/15 09:40)

◀ 7/15 09:35 ▶

Option Volume

Detail

ℹ

Current (07/15 9:35am) 3,021

Calls: 967 (32%)

Puts: 2,054 (68%)

Prior (06/26) 5,558

Calls: 5,050 (91%)

Puts: 508 (9%)

Current vs Prior -45.65%

Calls: -80.85% (Calls)

Puts: +304.33% (Puts)

Prior 7-Day Total 545,427

Calls: 358,126 (66%)

Puts: 187,301 (34%)

Prior 7-Day Average 77,918

Calls: 51,160 (66%)

Puts: 26,757 (34%)

Current vs Prior 7-Day Avg -96.12%

Calls: -98.11%

Puts: -92.32%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/15 9:35am) $2.65M

Calls: $1.13M (43%)

Puts: $1.52M (57%)

Prior (06/26) $3.48M

Calls: $3.27M (94%)

Puts: $208.3K (6%)

Current vs Prior -23.74%

Calls: -65.35%

Puts: +629.31%

Prior 7-Day Total $498.78M

Calls: $412.54M (83%)

Puts: $86.24M (17%)

Prior 7-Day Average $71.25M

Calls: $58.93M (83%)

Puts: $12.32M (17%)

Current vs Prior 7-Day Avg -96.28%

Calls: -98.08%

Puts: -87.67%

Sentiment BEARISH

Put/Call Ratio

Detail

ℹ

Current (07/15 9:35am) 2.12

Prior (06/26) 0.10

Current vs Prior +2011.55%

Prior 7-Day Average 0.33

Current vs Prior 7-Day Avg +553.22%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/15 9:35am) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 7,280,306

Calls: 4,256,370 (58%)

Puts: 3,023,936 (42%)

Prior 7-Day Average 1,040,043

Calls: 608,052 (58%)

Puts: 431,990 (42%)

Current vs Prior 7-Day Avg -4.66%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.33% | 7.28%6.33% | 10.43%

Prior 3.40% | 4.72%-- | --

Current vs Prior +86.27% | +54.26%-- | --

Prior 7-Day Avg 2.36% | 3.98%-- | --

Current vs 7-Day Avg +168.44% | +82.73%-- | --

Prior 7-Day Eod 3.40% | 4.72%-- | --

Current vs 7-Day Eod +86.27% | +54.26%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 8.36% | 24.41%

Calls: 6.72% | 20.92%

Puts: 10.00% | 27.91%

Prior 3.66% | 7.28%

Calls: 4.51% | 3.81%

Puts: 2.81% | 10.74%

Current vs Prior +128.42% | +235.30%

Prior 7-Day Avg 2.95% | 5.83%

Calls: 3.18% | 3.38%

Puts: 2.71% | 8.27%

Current vs 7-Day Avg +183.87% | +318.70%

Liquidity Expensive

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Below-average activity with volume down 46% vs prior. Extreme bearish P/C ratio of 2.12 - heavy put buying. P/C ratio rising 2012% - increased hedging/bearish positioning.

Smart Money BEARISH

Retail Flow BEARISH

Overall BEARISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Current BEARISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BEARISH	BEARISH	BEARISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

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Best Value <$1

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High Delta

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Ratio Spreads

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 38 of results (avg 8.1%, best 4.0%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	22.00	22.90	$22.45	4.0%	2	0.71	5.0K
$407.50	Jul 17	17.05	18.05	$17.55	5.7%	--	0.63	366
$350.00	Aug 21	68.35	72.50	$70.43	5.9%	4	0.92	1.7K
$405.00	Aug 7	23.10	24.65	$23.88	6.5%	2	0.63	20
$410.00	Aug 21	22.65	24.20	$23.42	6.6%	4	0.58	1.4K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Aug 21	11.00	11.85	$11.43	7.4%	4	0.34	1.2K
$440.00	Aug 21	31.05	33.45	$32.25	7.4%	15	0.66	351
$420.00	Aug 21	19.30	20.80	$20.05	7.5%	1	0.50	1.6K
$410.00	Aug 21	14.75	15.90	$15.33	7.5%	3	0.42	731
$427.50	Jul 24	19.75	21.30	$20.53	7.5%	2	0.60	133

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. -- found (avg $--, cheapest $--)

No options available for this category

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 118 found (avg delta 0.71, highest 0.98)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	73.00	79.30	$76.15	8.3%	--	0.98	780
$350.00	Jul 17	64.85	70.40	$67.63	8.2%	2	0.97	1.9K
$360.00	Jul 17	55.30	59.85	$57.58	7.9%	5	0.95	788
$340.00	Aug 21	76.50	82.20	$79.35	7.2%	--	0.94	872
$355.00	Jul 31	59.80	67.05	$63.43	11.4%	--	0.93	11

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$462.50	Jul 17	44.90	50.75	$47.83	12.2%	--	0.91	22
$490.00	Aug 21	71.70	78.50	$75.10	9.1%	--	0.90	72
$460.00	Jul 17	41.80	48.20	$45.00	14.2%	--	0.89	117
$457.50	Jul 17	40.15	44.35	$42.25	9.9%	--	0.88	23
$455.00	Jul 17	38.05	44.00	$41.03	14.5%	--	0.87	42

Most actively traded options today. High liquidity = easy entry/exit. 140 active (total vol 1.4K, top 230)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 17	1.45	1.57	$1.51	7.9%	230	0.10	2.7K
$420.00	Jul 17	10.45	11.40	$10.93	8.7%	57	0.47	3.4K
$440.00	Jul 17	4.05	4.70	$4.38	14.8%	54	0.24	3.0K
$450.00	Jul 17	2.49	2.72	$2.61	8.8%	38	0.16	3.2K
$410.00	Jul 17	15.25	18.20	$16.73	17.6%	37	0.60	4.8K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Jul 17	1.88	2.17	$2.03	14.3%	67	0.12	3.3K
$350.00	Jul 17	0.30	0.46	$0.38	42.1%	58	0.03	3.1K
$390.00	Jul 17	3.30	3.60	$3.45	8.7%	55	0.19	2.9K
$415.00	Jul 17	11.40	12.30	$11.85	7.6%	50	0.47	777
$400.00	Jul 17	5.65	6.10	$5.88	7.7%	46	0.29	1.9K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 90 strikes (avg 127.8%, max 200.1%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	125.6%	41.9%	200.1%	--	1.7K
$490.00	Jul 17	Aug 21	110.8%	37.2%	197.6%	1	919
$475.00	Jul 17	Aug 14	101.5%	34.9%	190.9%	10	508
$350.00	Jul 17	Aug 21	116.8%	40.4%	189.4%	6	3.6K
$360.00	Jul 17	Aug 21	114.5%	39.7%	188.6%	5	1.6K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	125.6%	41.9%	200.1%	2	3.4K
$350.00	Jul 17	Aug 21	116.8%	40.4%	189.4%	62	4.9K
$360.00	Jul 17	Aug 21	114.5%	39.7%	188.6%	32	3.6K
$395.00	Jul 17	Aug 28	98.9%	34.3%	188.6%	2	1.1K
$400.00	Jul 17	Aug 28	96.5%	33.8%	185.8%	47	2.3K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 224 found (best R:R 99.00, avg 5.97)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$500.00	Aug 14	$0.10	$9.90	$0.10	99.00	$490.10
$490.00	$500.00	Aug 7	$0.14	$9.86	$0.14	70.43	$490.14
$465.00	$470.00	Aug 14	$0.14	$4.86	$0.14	34.71	$465.14
$480.00	$482.50	Jul 17	$0.10	$2.40	$0.10	24.00	$480.10
$485.00	$490.00	Jul 31	$0.20	$4.80	$0.20	24.00	$485.20

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$350.00	$345.00	Jul 17	$0.13	$4.87	$0.13	37.46	$349.87
$365.00	$360.00	Jul 31	$0.15	$4.85	$0.15	32.33	$364.85
$355.00	$350.00	Jul 31	$0.21	$4.79	$0.21	22.81	$354.79
$375.00	$372.50	Jul 17	$0.12	$2.38	$0.12	19.83	$374.88
$340.00	$335.00	Jul 31	$0.24	$4.76	$0.24	19.83	$339.76

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 282 found (best R:R 32.33, avg 1.70)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$350.00	$360.00	Jul 24	$9.70	$9.70	$0.30	32.33	$359.70
$360.00	$370.00	Jul 24	$9.70	$9.70	$0.30	32.33	$369.70
$390.00	$395.00	Jul 31	$4.68	$4.68	$0.32	14.63	$394.68
$360.00	$370.00	Jul 17	$9.08	$9.08	$0.92	9.87	$369.08
$340.00	$350.00	Aug 21	$8.92	$8.92	$1.08	8.26	$348.92

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$422.50	$420.00	Jul 24	$2.35	$2.35	$0.15	15.67	$420.15
$445.00	$442.50	Jul 24	$2.35	$2.35	$0.15	15.67	$442.65
$432.50	$430.00	Jul 17	$2.33	$2.33	$0.17	13.71	$430.17
$437.50	$435.00	Jul 31	$2.27	$2.27	$0.23	9.87	$435.23
$437.50	$435.00	Jul 17	$2.25	$2.25	$0.25	9.00	$435.25

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 85 found (avg debit $1.47, cheapest $0.20)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$360.00	Jul 17	Jul 24	$0.32	114.5%	59.7%
$500.00	Jul 17	Jul 24	$0.34	104.0%	61.1%
$492.50	Jul 17	Jul 24	$0.36	119.5%	64.9%
$485.00	Jul 17	Jul 24	$0.38	97.5%	55.7%
$482.50	Jul 17	Jul 24	$0.46	100.5%	57.2%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$490.00	Aug 14	Aug 21	$0.20	49.5%	37.2%
$360.00	Jul 17	Jul 24	$0.23	114.5%	59.7%
$350.00	Jul 17	Jul 24	$0.32	116.8%	73.6%
$362.50	Jul 17	Jul 24	$0.43	110.3%	59.9%
$355.00	Jul 17	Jul 24	$0.45	114.1%	63.7%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 116 found (cheapest 6.05% of stock, avg 9.77%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$417.50	Jul 17	$12.23	$13.00	$25.23	$392.27	$442.73	6.05%
$415.00	Jul 17	$13.40	$11.85	$25.25	$389.75	$440.25	6.06%
$420.00	Jul 17	$10.93	$14.58	$25.51	$394.49	$445.51	6.12%
$412.50	Jul 17	$15.03	$10.60	$25.63	$386.87	$438.13	6.15%
$407.50	Jul 17	$17.55	$8.38	$25.93	$381.57	$433.43	6.22%
$422.50	Jul 17	$9.88	$16.13	$26.01	$396.49	$448.51	6.24%
$410.00	Jul 17	$16.73	$9.55	$26.28	$383.72	$436.28	6.31%
$425.00	Jul 17	$8.95	$17.58	$26.53	$398.47	$451.53	6.37%
$405.00	Jul 17	$19.45	$7.45	$26.90	$378.10	$431.90	6.45%
$427.50	Jul 17	$7.98	$18.90	$26.88	$400.62	$454.38	6.45%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 162 found (cheapest 2.41% of stock, avg 5.43%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$460.00	$370.00	Aug 21	$5.95	$4.10	$10.05	$359.95	$470.05
$450.00	$370.00	Aug 21	$7.78	$4.10	$11.88	$358.12	$461.88
$460.00	$380.00	Aug 21	$5.95	$5.93	$11.88	$368.12	$471.88
$450.00	$380.00	Aug 21	$7.78	$5.93	$13.71	$366.29	$463.71
$460.00	$390.00	Aug 21	$5.95	$8.30	$14.25	$375.75	$474.25
$440.00	$370.00	Aug 21	$10.45	$4.10	$14.55	$355.45	$454.55
$450.00	$365.00	Aug 28	$10.00	$5.32	$15.32	$349.68	$465.32
$430.00	$407.50	Jul 17	$7.18	$8.38	$15.56	$391.94	$445.56
$450.00	$390.00	Aug 21	$7.78	$8.30	$16.08	$373.92	$466.08
$427.50	$407.50	Jul 17	$7.98	$8.38	$16.36	$391.14	$443.86

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 321 found (best R:R 61.50, avg credit $4.57)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
375/380	395/405	Aug 14	$9.84	$0.16	61.50	$370.16	$404.84
350/355	390/395	Jul 31	$4.89	$0.11	44.45	$350.11	$394.89
380/385	405/410	Aug 7	$4.86	$0.14	34.71	$380.14	$409.86
355/360	370/375	Jul 31	$4.84	$0.16	30.25	$355.16	$374.84
340/345	370/375	Jul 31	$4.83	$0.17	28.41	$340.17	$374.83
360/365	390/395	Jul 31	$4.83	$0.17	28.41	$360.17	$394.83
380/385	400/405	Jul 31	$4.82	$0.18	26.78	$380.18	$404.82
420/425	450/455	Aug 14	$4.79	$0.21	22.81	$420.21	$454.79
365/370	385/390	Jul 31	$4.77	$0.23	20.74	$365.23	$389.77
370/375	385/390	Jul 31	$4.75	$0.25	19.00	$370.25	$389.75

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 143 found (best R:R 165.67, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$450.00	$460.00	$470.00	Aug 21	$0.06	$9.94	165.67
$487.50	$490.00	$492.50	Jul 17	$0.05	$2.45	49.00
$442.50	$445.00	$447.50	Jul 17	$0.06	$2.44	40.67
$455.00	$460.00	$465.00	Aug 14	$0.13	$4.87	37.46
$410.00	$412.50	$415.00	Jul 17	$0.07	$2.43	34.71

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$425.00	$430.00	$435.00	Jul 31	$0.10	$4.90	49.00
$470.00	$480.00	$490.00	Aug 21	$0.25	$9.75	39.00
$340.00	$345.00	$350.00	Jul 17	$0.16	$4.84	30.25
$355.00	$357.50	$360.00	Jul 17	$0.08	$2.42	30.25
$360.00	$362.50	$365.00	Jul 17	$0.08	$2.42	30.25

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 138 found (best net $-1.16, 126 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$7.47	$22.53
$430.00	$450.00	1:2	Aug 28	-$4.80	$15.20
$480.00	$490.00	1:2	Aug 7	-$0.34	$9.66
$490.00	$500.00	1:2	Aug 7	-$0.88	$9.12
$490.00	$500.00	1:2	Aug 21	-$1.07	$8.93

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$390.00	$365.00	1:2	Aug 28	-$1.16	$23.84
$450.00	$425.00	1:2	Aug 28	-$8.00	$17.00
$420.00	$400.00	1:2	Aug 28	-$3.23	$16.77
$420.00	$405.00	1:2	Aug 14	-$5.16	$9.84
$350.00	$340.00	1:2	Aug 21	-$0.81	$9.19

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 113 found (best yield 4.23%, avg 1.22%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$420.00	Aug 21	$17.65	0.50	0.8%	4.23%	5.00%	2	2.1K
$417.50	Jul 31	$14.75	0.51	0.2%	3.54%	3.71%	1	--
$425.00	Aug 28	$13.95	0.46	2.0%	3.35%	5.31%	--	32
$420.00	Jul 31	$13.80	0.48	0.8%	3.31%	4.08%	1	145
$430.00	Aug 21	$13.55	0.42	3.2%	3.25%	6.42%	5	2.3K
$420.00	Aug 7	$13.50	0.49	0.8%	3.24%	4.01%	--	26
$420.00	Aug 14	$13.05	0.49	0.8%	3.13%	3.90%	--	15
$430.00	Aug 28	$12.80	0.43	3.2%	3.07%	6.24%	--	17
$417.50	Jul 24	$12.65	0.51	0.2%	3.04%	3.20%	1	35
$422.50	Jul 31	$12.35	0.46	1.4%	2.96%	4.33%	1	4

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 967

Total Puts 2,054

Put/Call Ratio 2.12

Net Difference -1,087

Prior's Put/Call Breakdown

Total Calls 5,050

Total Puts 508

Put/Call Ratio 0.10

Net Difference 4,542

Prior 7-Day Put/Call Summary

Total Calls 358,126

Total Puts 187,301

Average Put/Call Ratio 0.33

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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