UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$418.84 -1.49%

(7/15 09:35) ◀

Wednesday, July 15, 2026 (9:40am)

▶ (7/15 09:45)

◀ 7/15 09:40 ▶

Option Volume

Detail

ℹ

Current (07/15 9:40am) 4,181

Calls: 1,851 (44%)

Puts: 2,330 (56%)

Prior (06/26) 10,740

Calls: 8,916 (83%)

Puts: 1,824 (17%)

Current vs Prior -61.07%

Calls: -79.24% (Calls)

Puts: +27.74% (Puts)

Prior 7-Day Total 484,813

Calls: 304,955 (63%)

Puts: 179,858 (37%)

Prior 7-Day Average 121,203

Calls: 43,565 (63%)

Puts: 25,694 (37%)

Current vs Prior 7-Day Avg -96.55%

Calls: -95.75%

Puts: -90.93%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/15 9:40am) $4.13M

Calls: $2.51M (61%)

Puts: $1.62M (39%)

Prior (06/26) $7.62M

Calls: $7.11M (93%)

Puts: $514.7K (7%)

Current vs Prior -45.87%

Calls: -64.74%

Puts: +214.76%

Prior 7-Day Total $445.45M

Calls: $360.66M (81%)

Puts: $84.79M (19%)

Prior 7-Day Average $111.36M

Calls: $51.52M (81%)

Puts: $12.11M (19%)

Current vs Prior 7-Day Avg -96.30%

Calls: -95.14%

Puts: -86.63%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15 9:40am) 1.26

Prior (06/26) 0.20

Current vs Prior +515.31%

Prior 7-Day Average 0.92

Current vs Prior 7-Day Avg +36.69%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/15 9:40am) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 4,411,632

Calls: 2,600,438 (59%)

Puts: 1,811,194 (41%)

Prior 7-Day Average 1,102,908

Calls: 650,109 (59%)

Puts: 452,798 (41%)

Current vs Prior 7-Day Avg -10.10%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.31% | 6.88%6.31% | 10.36%

Prior 1.30% | 3.17%-- | --

Current vs Prior +385.79% | +117.02%-- | --

Prior 7-Day Avg 3.68% | 4.93%-- | --

Current vs 7-Day Avg +71.58% | +39.49%-- | --

Prior 7-Day Eod 1.30% | 3.17%-- | --

Current vs 7-Day Eod +385.79% | +117.02%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 6.05% | 19.74%

Calls: 5.97% | 25.83%

Puts: 6.13% | 13.66%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -61.71% | +112.26%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg -16.32% | +182.54%

Liquidity Pricy

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Moderately bullish flow with 61% call dollar volume ($2.51M). Below-average activity with volume down 61% vs prior. Bearish P/C ratio of 1.26 indicates protective positioning. P/C ratio rising 515% - increased hedging/bearish positioning.

Smart Money BULLISH

Retail Flow BEARISH

Overall BEARISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BEARISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:40	BULLISH	BEARISH	BEARISH
09:35	BEARISH	BEARISH	BEARISH

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📉 Credit Spreads

📅 Calendar Spreads

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🔀 Strangles

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⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

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Best Value <$1

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 62 of results (avg 7.2%, best 3.7%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	23.90	24.80	$24.35	3.7%	4	0.74	5.0K
$405.00	Jul 17	20.40	21.40	$20.90	4.8%	--	0.68	40
$392.50	Jul 17	29.40	30.85	$30.13	4.8%	--	0.81	17
$402.50	Jul 17	21.95	23.10	$22.53	5.1%	--	0.71	16
$422.50	Jul 31	14.20	15.00	$14.60	5.5%	1	0.48	4

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Jul 17	18.30	19.25	$18.77	5.1%	11	0.62	495
$445.00	Jul 17	28.90	30.60	$29.75	5.7%	--	0.78	61
$452.50	Jul 17	34.60	36.75	$35.67	6.0%	--	0.84	46
$420.00	Jul 17	12.65	13.45	$13.05	6.1%	19	0.50	1.5K
$440.00	Jul 17	25.05	26.65	$25.85	6.2%	--	0.73	280

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 1 found (avg $0.54, cheapest $0.54)

CALLS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 17	0.50	0.59	$0.54	16.7%	29	0.04	694

PUTS (0)

No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 117 found (avg delta 0.72, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	75.45	81.00	$78.22	7.1%	--	1.00	780
$350.00	Jul 17	65.90	71.20	$68.55	7.7%	2	1.00	1.9K
$340.00	Aug 21	78.85	84.20	$81.53	6.6%	--	0.95	872
$360.00	Jul 17	55.55	62.25	$58.90	11.4%	5	0.94	788
$350.00	Jul 24	66.00	72.15	$69.08	8.9%	--	0.94	16

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$462.50	Jul 17	43.05	49.00	$46.03	12.9%	--	0.90	22
$490.00	Aug 14	70.25	76.35	$73.30	8.3%	--	0.89	12
$460.00	Jul 17	41.10	45.60	$43.35	10.4%	--	0.89	117
$490.00	Aug 21	70.75	76.65	$73.70	8.0%	--	0.89	72
$457.50	Jul 17	38.45	44.35	$41.40	14.3%	--	0.87	23

Most actively traded options today. High liquidity = easy entry/exit. 163 active (total vol 2.3K, top 256)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 17	1.55	1.75	$1.65	12.1%	256	0.11	2.7K
$470.00	Jul 24	1.43	1.74	$1.59	19.5%	211	0.10	645
$420.00	Jul 17	11.75	12.50	$12.13	6.2%	89	0.50	3.4K
$440.00	Jul 17	4.45	5.25	$4.85	16.5%	59	0.27	3.0K
$450.00	Jul 17	2.71	3.05	$2.88	11.8%	58	0.18	3.2K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Jul 17	1.61	1.85	$1.73	13.9%	89	0.10	3.3K
$400.00	Jul 17	5.00	5.65	$5.33	12.2%	76	0.26	1.9K
$390.00	Jul 17	2.89	3.45	$3.17	17.7%	64	0.17	2.9K
$350.00	Jul 17	0.30	0.42	$0.36	33.3%	62	0.02	3.1K
$415.00	Jul 17	10.25	11.00	$10.63	7.1%	56	0.43	777

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 91 strikes (avg 124.5%, max 195.5%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	125.5%	42.5%	195.5%	--	1.7K
$490.00	Jul 17	Aug 21	107.4%	36.5%	194.4%	1	919
$350.00	Jul 17	Aug 21	117.9%	40.9%	188.5%	6	3.6K
$475.00	Jul 17	Aug 14	96.4%	34.2%	182.0%	12	508
$465.00	Jul 17	Aug 14	95.5%	33.9%	181.4%	9	838

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	125.5%	42.5%	195.5%	7	3.4K
$350.00	Jul 17	Aug 21	117.9%	40.9%	188.5%	66	4.9K
$400.00	Jul 17	Aug 28	97.9%	34.5%	183.3%	77	2.3K
$395.00	Jul 17	Aug 28	98.7%	35.5%	177.7%	13	1.1K
$360.00	Jul 17	Aug 21	111.8%	40.4%	176.6%	35	3.6K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 227 found (best R:R 44.45, avg 5.26)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$500.00	Aug 7	$0.27	$9.73	$0.27	36.04	$490.27
$490.00	$500.00	Aug 21	$0.43	$9.57	$0.43	22.26	$490.43
$472.50	$475.00	Jul 17	$0.11	$2.39	$0.11	21.73	$472.61
$475.00	$480.00	Jul 24	$0.22	$4.78	$0.22	21.73	$475.22
$467.50	$470.00	Jul 17	$0.13	$2.37	$0.13	18.23	$467.63

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$350.00	$345.00	Jul 17	$0.11	$4.89	$0.11	44.45	$349.89
$370.00	$367.50	Jul 17	$0.11	$2.39	$0.11	21.73	$369.89
$355.00	$350.00	Jul 24	$0.23	$4.77	$0.23	20.74	$354.77
$355.00	$350.00	Jul 31	$0.25	$4.75	$0.25	19.00	$354.75
$365.00	$362.50	Jul 24	$0.13	$2.37	$0.13	18.23	$364.87

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 292 found (best R:R 57.82, avg 2.28)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$370.00	$380.00	Jul 17	$9.83	$9.83	$0.17	57.82	$379.83
$340.00	$350.00	Aug 21	$9.78	$9.78	$0.22	44.45	$349.78
$340.00	$350.00	Jul 17	$9.67	$9.67	$0.33	29.30	$349.67
$350.00	$360.00	Jul 17	$9.65	$9.65	$0.35	27.57	$359.65
$350.00	$360.00	Jul 24	$9.43	$9.43	$0.57	16.54	$359.43

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$490.00	$480.00	Aug 21	$9.60	$9.60	$0.40	24.00	$480.40
$442.50	$440.00	Jul 24	$2.37	$2.37	$0.13	18.23	$440.13
$457.50	$455.00	Jul 17	$2.35	$2.35	$0.15	15.67	$455.15
$422.50	$420.00	Jul 24	$2.35	$2.35	$0.15	15.67	$420.15
$470.00	$460.00	Aug 21	$8.95	$8.95	$1.05	8.52	$461.05

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 88 found (avg debit $1.40, cheapest $0.05)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$500.00	Jul 17	Jul 24	$0.05	104.5%	53.6%
$380.00	Jul 17	Jul 24	$0.18	101.6%	56.9%
$482.50	Jul 17	Jul 24	$0.22	97.4%	52.0%
$490.00	Jul 17	Jul 24	$0.25	107.4%	57.5%
$485.00	Jul 17	Jul 24	$0.29	100.5%	54.6%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$360.00	Jul 17	Jul 24	$0.32	111.8%	60.2%
$350.00	Jul 17	Jul 24	$0.39	117.9%	66.5%
$490.00	Aug 14	Aug 21	$0.40	41.8%	36.5%
$365.00	Jul 17	Jul 24	$0.49	108.3%	59.7%
$362.50	Jul 17	Jul 24	$0.50	108.1%	60.5%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 117 found (cheapest 6.01% of stock, avg 9.73%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$415.00	Jul 17	$14.55	$10.63	$25.18	$389.82	$440.18	6.01%
$420.00	Jul 17	$12.13	$13.05	$25.18	$394.82	$445.18	6.01%
$417.50	Jul 17	$13.40	$11.83	$25.23	$392.27	$442.73	6.02%
$422.50	Jul 17	$10.93	$14.43	$25.36	$397.14	$447.86	6.05%
$425.00	Jul 17	$9.85	$15.83	$25.68	$399.32	$450.68	6.13%
$412.50	Jul 17	$16.17	$9.60	$25.77	$386.73	$438.27	6.15%
$427.50	Jul 17	$8.82	$17.23	$26.05	$401.45	$453.55	6.22%
$410.00	Jul 17	$17.63	$8.60	$26.23	$383.77	$436.23	6.26%
$407.50	Jul 17	$18.98	$7.65	$26.63	$380.87	$434.13	6.36%
$430.00	Jul 17	$7.95	$18.77	$26.72	$403.28	$456.72	6.38%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 165 found (cheapest 2.39% of stock, avg 5.57%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.55	$5.45	$10.00	$370.00	$480.00
$460.00	$380.00	Aug 21	$6.23	$5.45	$11.68	$368.32	$471.68
$470.00	$390.00	Aug 21	$4.55	$8.00	$12.55	$377.45	$482.55
$450.00	$380.00	Aug 21	$8.43	$5.45	$13.88	$366.12	$463.88
$460.00	$390.00	Aug 21	$6.23	$8.00	$14.23	$375.77	$474.23
$450.00	$365.00	Aug 28	$10.00	$5.32	$15.32	$349.68	$465.32
$470.00	$400.00	Aug 21	$4.55	$10.88	$15.43	$384.57	$485.43
$432.50	$410.00	Jul 17	$7.08	$8.60	$15.68	$394.32	$448.18
$450.00	$390.00	Aug 21	$8.43	$8.00	$16.43	$373.57	$466.43
$430.00	$410.00	Jul 17	$7.95	$8.60	$16.55	$393.45	$446.55

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 306 found (best R:R 44.45, avg credit $4.69)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
365/370	405/410	Jul 31	$4.89	$0.11	44.45	$365.11	$409.89
370/375	405/410	Jul 31	$4.89	$0.11	44.45	$370.11	$409.89
395/400	410/415	Jul 31	$4.84	$0.16	30.25	$395.16	$414.84
340/345	360/370	Jul 31	$9.65	$0.35	27.57	$335.35	$369.65
350/355	360/370	Jul 24	$9.60	$0.40	24.00	$345.40	$369.60
340/345	405/410	Jul 31	$4.80	$0.20	24.00	$340.20	$409.80
390/395	410/415	Jul 31	$4.80	$0.20	24.00	$390.20	$414.80
390/395	405/410	Aug 7	$4.80	$0.20	24.00	$390.20	$409.80
340/350	360/370	Aug 21	$9.60	$0.40	24.00	$340.40	$369.60
350/360	370/380	Aug 21	$9.58	$0.42	22.81	$350.42	$379.58

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 146 found (best R:R 165.67, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$360.00	$370.00	Jul 24	$0.06	$9.94	165.67
$422.50	$425.00	$427.50	Jul 17	$0.05	$2.45	49.00
$455.00	$457.50	$460.00	Jul 17	$0.06	$2.44	40.67
$400.00	$405.00	$410.00	Aug 7	$0.12	$4.88	40.67
$470.00	$480.00	$490.00	Aug 21	$0.24	$9.76	40.67

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$355.00	$360.00	Jul 31	$0.09	$4.91	54.56
$340.00	$345.00	$350.00	Jul 17	$0.10	$4.90	49.00
$407.50	$410.00	$412.50	Jul 17	$0.05	$2.45	49.00
$360.00	$365.00	$370.00	Aug 7	$0.10	$4.90	49.00
$375.00	$377.50	$380.00	Jul 17	$0.06	$2.44	40.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 137 found (best net $-0.69, 128 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$9.97	$20.03
$430.00	$450.00	1:2	Aug 28	-$3.90	$16.10
$480.00	$490.00	1:2	Aug 7	-$0.72	$9.28
$490.00	$500.00	1:2	Aug 7	-$0.75	$9.25
$480.00	$490.00	1:2	Aug 21	-$1.13	$8.87

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$390.00	$365.00	1:2	Aug 28	-$0.69	$24.31
$450.00	$425.00	1:2	Aug 28	-$7.18	$17.82
$420.00	$400.00	1:2	Aug 28	-$2.53	$17.47
$420.00	$405.00	1:2	Aug 14	-$5.72	$9.28
$350.00	$340.00	1:2	Aug 21	-$0.82	$9.18

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 110 found (best yield 4.57%, avg 1.29%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$420.00	Aug 21	$19.15	0.51	0.3%	4.57%	4.85%	2	2.1K
$425.00	Aug 28	$17.30	0.48	1.5%	4.13%	5.60%	--	32
$420.00	Aug 14	$17.10	0.51	0.3%	4.08%	4.36%	--	15
$420.00	Jul 31	$15.05	0.50	0.3%	3.59%	3.87%	22	145
$425.00	Aug 14	$15.00	0.47	1.5%	3.58%	5.05%	--	35
$430.00	Aug 28	$14.80	0.44	2.7%	3.53%	6.20%	--	17
$422.50	Jul 31	$14.20	0.48	0.9%	3.39%	4.26%	1	4
$430.00	Aug 21	$14.10	0.44	2.7%	3.37%	6.03%	6	2.3K
$420.00	Aug 7	$13.50	0.49	0.3%	3.22%	3.50%	--	26
$420.00	Jul 24	$12.50	0.50	0.3%	2.98%	3.26%	1	385

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 1,851

Total Puts 2,330

Put/Call Ratio 1.26

Net Difference -479

Prior's Put/Call Breakdown

Total Calls 8,916

Total Puts 1,824

Put/Call Ratio 0.20

Net Difference 7,092

Prior 7-Day Put/Call Summary

Total Calls 304,955

Total Puts 179,858

Average Put/Call Ratio 0.92

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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