UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$421.21 -0.94%

(7/15 09:40) ◀

Wednesday, July 15, 2026 (9:45am)

▶ (7/15 09:50)

◀ 7/15 09:45 ▶

Option Volume

Detail

ℹ

Current (07/15 9:45am) 5,242

Calls: 2,531 (48%)

Puts: 2,711 (52%)

Prior (06/26) 13,957

Calls: 11,808 (85%)

Puts: 2,149 (15%)

Current vs Prior -62.44%

Calls: -78.57% (Calls)

Puts: +26.15% (Puts)

Prior 7-Day Total 488,994

Calls: 306,806 (63%)

Puts: 182,188 (37%)

Prior 7-Day Average 97,798

Calls: 43,829 (63%)

Puts: 26,026 (37%)

Current vs Prior 7-Day Avg -94.64%

Calls: -94.23%

Puts: -89.58%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/15 9:45am) $5.16M

Calls: $3.39M (66%)

Puts: $1.77M (34%)

Prior (06/26) $10.69M

Calls: $10.00M (94%)

Puts: $694.0K (6%)

Current vs Prior -51.70%

Calls: -66.05%

Puts: +155.11%

Prior 7-Day Total $449.58M

Calls: $363.16M (81%)

Puts: $86.41M (19%)

Prior 7-Day Average $89.92M

Calls: $51.88M (81%)

Puts: $12.34M (19%)

Current vs Prior 7-Day Avg -94.26%

Calls: -93.46%

Puts: -85.66%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15 9:45am) 1.07

Prior (06/26) 0.18

Current vs Prior +488.54%

Prior 7-Day Average 0.99

Current vs Prior 7-Day Avg +8.36%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/15 9:45am) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 5,403,158

Calls: 3,162,574 (59%)

Puts: 2,240,584 (41%)

Prior 7-Day Average 1,080,631

Calls: 632,514 (59%)

Puts: 448,116 (41%)

Current vs Prior 7-Day Avg -8.25%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.55% | 7.40%6.55% | 10.69%

Prior 1.30% | 3.17%-- | --

Current vs Prior +404.07% | +133.41%-- | --

Prior 7-Day Avg 3.68% | 4.93%-- | --

Current vs 7-Day Avg +78.04% | +50.02%-- | --

Prior 7-Day Eod 1.30% | 3.17%-- | --

Current vs 7-Day Eod +404.07% | +133.41%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 13.14% | 19.49%

Calls: 5.24% | 11.88%

Puts: 21.05% | 27.10%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -16.84% | +109.57%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg +81.74% | +178.96%

Liquidity Expensive

Add Card

🤖 AI Insights

Moderately bullish flow with 66% call dollar volume ($3.39M). Light premium activity with dollar volume down 52% vs prior. Below-average activity with volume down 62% vs prior. Slightly bearish P/C ratio of 1.07.

Smart Money BULLISH

Retail Flow NEUTRAL

Overall MIXED

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:45	BULLISH	NEUTRAL	MIXED
09:40	BULLISH	BEARISH	BEARISH
09:35	BEARISH	BEARISH	BEARISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 63 of results (avg 7.7%, best 2.7%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	25.70	26.40	$26.05	2.7%	4	0.76	5.0K
$400.00	Aug 21	32.65	33.65	$33.15	3.0%	--	0.69	6.8K
$417.50	Jul 17	14.40	14.85	$14.63	3.1%	69	0.56	521
$440.00	Aug 21	11.90	12.40	$12.15	4.1%	3	0.37	1.8K
$340.00	Aug 21	81.25	84.95	$83.10	4.5%	--	0.94	872

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	0.24	0.25	$0.25	4.0%	51	0.02	2.3K
$440.00	Aug 21	28.65	29.95	$29.30	4.4%	15	0.63	351
$400.00	Aug 21	9.80	10.45	$10.13	6.4%	9	0.31	1.2K
$480.00	Aug 21	60.25	64.60	$62.43	7.0%	3	0.86	71
$490.00	Aug 14	69.45	74.50	$71.97	7.0%	--	0.90	12

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 3 found (avg $0.56, cheapest $0.25)

CALLS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 24	0.45	0.54	$0.50	18.0%	25	0.03	1.1K

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	0.24	0.25	$0.25	4.0%	51	0.02	2.3K
$370.00	Jul 17	0.86	1.01	$0.94	16.0%	39	0.06	2.0K

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 118 found (avg delta 0.72, highest 0.98)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	77.45	82.30	$79.88	6.1%	--	0.98	780
$350.00	Jul 17	67.00	72.55	$69.78	8.0%	2	0.98	1.9K
$360.00	Jul 17	57.90	62.60	$60.25	7.8%	5	0.96	788
$350.00	Jul 24	67.80	73.80	$70.80	8.5%	--	0.94	16
$355.00	Jul 31	63.60	69.60	$66.60	9.0%	--	0.94	11

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$490.00	Aug 14	69.45	74.50	$71.97	7.0%	--	0.90	12
$490.00	Aug 21	69.65	74.80	$72.22	7.1%	--	0.89	72
$462.50	Jul 17	41.80	45.95	$43.88	9.5%	--	0.89	22
$460.00	Jul 17	39.90	45.45	$42.68	13.0%	--	0.87	117
$480.00	Aug 21	60.25	64.60	$62.43	7.0%	3	0.86	71

Most actively traded options today. High liquidity = easy entry/exit. 182 active (total vol 3.0K, top 280)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 17	1.76	1.93	$1.85	9.2%	280	0.12	2.7K
$470.00	Jul 24	1.51	1.95	$1.73	25.4%	215	0.10	645
$462.50	Jul 17	1.30	1.74	$1.52	28.9%	172	0.11	92
$420.00	Jul 17	13.00	13.70	$13.35	5.2%	116	0.53	3.4K
$450.00	Jul 17	3.10	3.40	$3.25	9.2%	83	0.20	3.2K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Jul 17	1.45	1.72	$1.59	17.0%	94	0.10	3.3K
$415.00	Jul 17	9.45	10.30	$9.88	8.6%	88	0.41	777
$400.00	Jul 17	4.55	5.15	$4.85	12.4%	86	0.24	1.9K
$390.00	Jul 17	2.70	3.05	$2.88	12.2%	82	0.16	2.9K
$350.00	Jul 17	0.30	0.40	$0.35	28.6%	64	0.02	3.1K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 92 strikes (avg 124.8%, max 200.5%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	128.9%	43.1%	199.1%	--	1.7K
$350.00	Jul 17	Aug 21	120.1%	40.7%	194.9%	6	3.6K
$360.00	Jul 17	Aug 21	114.8%	39.6%	190.0%	55	1.6K
$370.00	Jul 17	Aug 21	107.8%	38.0%	184.0%	2	4.3K
$490.00	Jul 17	Aug 21	104.6%	37.3%	180.2%	4	919

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$400.00	Jul 17	Aug 28	98.4%	32.8%	200.5%	89	2.3K
$340.00	Jul 17	Aug 21	128.9%	43.1%	199.1%	51	3.4K
$350.00	Jul 17	Aug 21	120.1%	40.7%	194.9%	78	4.9K
$395.00	Jul 17	Aug 28	99.9%	34.1%	193.2%	17	1.1K
$360.00	Jul 17	Aug 21	114.8%	39.6%	190.0%	35	3.6K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 216 found (best R:R 30.25, avg 5.25)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$500.00	Aug 7	$0.32	$9.68	$0.32	30.25	$490.32
$482.50	$485.00	Jul 17	$0.10	$2.40	$0.10	24.00	$482.60
$480.00	$490.00	Aug 14	$0.40	$9.60	$0.40	24.00	$480.40
$462.50	$465.00	Jul 24	$0.12	$2.38	$0.12	19.83	$462.62
$480.00	$490.00	Aug 7	$0.52	$9.48	$0.52	18.23	$480.52

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$360.00	$355.00	Jul 31	$0.19	$4.81	$0.19	25.32	$359.81
$350.00	$340.00	Aug 21	$0.41	$9.59	$0.41	23.39	$349.59
$370.00	$365.00	Aug 7	$0.22	$4.78	$0.22	21.73	$369.78
$395.00	$390.00	Aug 28	$0.22	$4.78	$0.22	21.73	$394.78
$372.50	$370.00	Jul 17	$0.13	$2.37	$0.13	18.23	$372.37

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 287 found (best R:R 46.62, avg 2.00)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$350.00	$360.00	Jul 24	$9.75	$9.75	$0.25	39.00	$359.75
$360.00	$370.00	Jul 24	$9.70	$9.70	$0.30	32.33	$369.70
$350.00	$360.00	Jul 17	$9.53	$9.53	$0.47	20.28	$359.53
$360.00	$370.00	Aug 21	$9.42	$9.42	$0.58	16.24	$369.42
$425.00	$427.50	Jul 24	$2.32	$2.32	$0.18	12.89	$427.32

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$490.00	$480.00	Aug 21	$9.79	$9.79	$0.21	46.62	$480.21
$407.50	$405.00	Jul 24	$2.30	$2.30	$0.20	11.50	$405.20
$480.00	$470.00	Aug 21	$9.18	$9.18	$0.82	11.20	$470.82
$402.50	$400.00	Jul 24	$2.22	$2.22	$0.28	7.93	$400.28
$440.00	$437.50	Jul 17	$2.20	$2.20	$0.30	7.33	$437.80

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 91 found (avg debit $1.28, cheapest $0.15)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$490.00	Jul 17	Jul 24	$0.15	104.6%	54.7%
$370.00	Jul 17	Jul 24	$0.30	107.8%	59.9%
$482.50	Jul 17	Jul 24	$0.30	98.1%	53.2%
$500.00	Jul 17	Jul 24	$0.34	101.6%	56.9%
$400.00	Jul 17	Jul 24	$0.43	98.4%	55.3%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$350.00	Jul 17	Jul 24	$0.21	120.1%	67.8%
$490.00	Aug 14	Aug 21	$0.25	39.9%	37.3%
$360.00	Jul 17	Jul 24	$0.30	114.8%	61.4%
$362.50	Jul 17	Jul 24	$0.35	115.7%	61.8%
$365.00	Jul 17	Jul 24	$0.45	110.8%	60.5%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 117 found (cheapest 6.07% of stock, avg 9.77%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$420.00	Jul 17	$13.35	$12.20	$25.55	$394.45	$445.55	6.07%
$415.00	Jul 17	$15.80	$9.88	$25.68	$389.32	$440.68	6.10%
$417.50	Jul 17	$14.63	$11.05	$25.68	$391.82	$443.18	6.10%
$412.50	Jul 17	$17.48	$8.85	$26.33	$386.17	$438.83	6.25%
$422.50	Jul 17	$12.08	$14.25	$26.33	$396.17	$448.83	6.25%
$425.00	Jul 17	$10.93	$15.43	$26.36	$398.64	$451.36	6.26%
$410.00	Jul 17	$18.58	$7.90	$26.48	$383.52	$436.48	6.29%
$427.50	Jul 17	$9.78	$16.85	$26.63	$400.87	$454.13	6.32%
$407.50	Jul 17	$19.85	$7.05	$26.90	$380.60	$434.40	6.39%
$430.00	Jul 17	$8.70	$18.65	$27.35	$402.65	$457.35	6.49%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 165 found (cheapest 2.35% of stock, avg 5.56%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.53	$5.35	$9.88	$370.12	$479.88
$460.00	$380.00	Aug 21	$6.55	$5.35	$11.90	$368.10	$471.90
$470.00	$390.00	Aug 21	$4.53	$7.85	$12.38	$377.62	$482.38
$450.00	$380.00	Aug 21	$8.98	$5.35	$14.33	$365.67	$464.33
$460.00	$390.00	Aug 21	$6.55	$7.85	$14.40	$375.60	$474.40
$470.00	$400.00	Aug 21	$4.53	$10.13	$14.66	$385.34	$484.66
$450.00	$365.00	Aug 28	$10.00	$4.77	$14.77	$350.23	$464.77
$432.50	$410.00	Jul 17	$7.85	$7.90	$15.75	$394.25	$448.25
$430.00	$410.00	Jul 17	$8.70	$7.90	$16.60	$393.40	$446.60
$432.50	$412.50	Jul 17	$7.85	$8.85	$16.70	$395.80	$449.20

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 286 found (best R:R 57.82, avg credit $4.58)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
340/350	360/370	Aug 21	$9.83	$0.17	57.82	$340.17	$369.83
370/372	375/380	Jul 24	$4.90	$0.10	49.00	$367.60	$379.90
380/382	385/390	Jul 24	$4.89	$0.11	44.45	$377.61	$389.89
350/355	395/400	Jul 31	$4.85	$0.15	32.33	$350.15	$399.85
350/355	370/375	Jul 24	$4.84	$0.16	30.25	$350.16	$374.84
400/405	430/435	Aug 7	$4.81	$0.19	25.32	$400.19	$434.81
400/405	440/445	Aug 7	$4.80	$0.20	24.00	$400.20	$444.80
420/425	440/445	Aug 14	$4.77	$0.23	20.74	$420.23	$444.77
340/345	370/375	Jul 31	$4.76	$0.24	19.83	$340.24	$374.76
385/390	420/425	Aug 7	$4.75	$0.25	19.00	$385.25	$424.75

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 154 found (best R:R 199.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$360.00	$370.00	Jul 24	$0.05	$9.95	199.00
$430.00	$440.00	$450.00	Aug 21	$0.08	$9.92	124.00
$480.00	$490.00	$500.00	Aug 21	$0.14	$9.86	70.43
$385.00	$390.00	$395.00	Jul 31	$0.10	$4.90	49.00
$480.00	$490.00	$500.00	Aug 7	$0.20	$9.80	49.00

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$365.00	$370.00	$375.00	Aug 7	$0.06	$4.94	82.33
$415.00	$420.00	$425.00	Aug 7	$0.09	$4.91	54.56
$350.00	$360.00	$370.00	Aug 21	$0.18	$9.82	54.56
$340.00	$345.00	$350.00	Jul 17	$0.10	$4.90	49.00
$395.00	$397.50	$400.00	Jul 17	$0.07	$2.43	34.71

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 142 found (best net $-0.19, 134 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$10.56	$19.44
$430.00	$450.00	1:2	Aug 28	-$3.52	$16.48
$490.00	$500.00	1:2	Aug 7	-$0.70	$9.30
$480.00	$490.00	1:2	Aug 7	-$0.82	$9.18
$450.00	$460.00	1:2	Aug 7	-$1.00	$9.00

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$390.00	$365.00	1:2	Aug 28	-$0.19	$24.81
$420.00	$400.00	1:2	Aug 28	-$1.00	$19.00
$450.00	$425.00	1:2	Aug 28	-$7.72	$17.28
$420.00	$405.00	1:2	Aug 14	-$4.73	$10.27
$370.00	$360.00	1:2	Aug 14	-$0.98	$9.02

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 106 found (best yield 3.98%, avg 1.22%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Aug 28	$16.75	0.48	0.9%	3.98%	4.88%	--	32
$425.00	Aug 14	$15.50	0.48	0.9%	3.68%	4.58%	--	35
$430.00	Aug 28	$14.75	0.44	2.1%	3.50%	5.59%	--	17
$422.50	Jul 31	$14.45	0.49	0.3%	3.43%	3.74%	2	4
$430.00	Aug 21	$14.30	0.45	2.1%	3.39%	5.48%	10	2.3K
$427.50	Jul 31	$12.75	0.45	1.5%	3.03%	4.52%	--	23
$425.00	Jul 31	$12.55	0.47	0.9%	2.98%	3.88%	2	99
$425.00	Jul 24	$12.35	0.47	0.9%	2.93%	3.83%	15	581
$425.00	Aug 7	$12.35	0.47	0.9%	2.93%	3.83%	22	35
$422.50	Jul 24	$12.10	0.50	0.3%	2.87%	3.18%	--	52

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Current Put/Call Breakdown

Total Calls 2,531

Total Puts 2,711

Put/Call Ratio 1.07

Net Difference -180

Prior's Put/Call Breakdown

Total Calls 11,808

Total Puts 2,149

Put/Call Ratio 0.18

Net Difference 9,659

Prior 7-Day Put/Call Summary

Total Calls 306,806

Total Puts 182,188

Average Put/Call Ratio 0.99

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
Loading data...

Upcoming Earnings - 2 Weeks Prior

Loading earnings data...

Upcoming Earnings - 1 Week Prior

Loading earnings data...

Earnings This Week

Loading earnings data...

Earnings - Day Before / Day After

Loading earnings data...

Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
Loading data...

Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

Add Card