UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$421.40 -0.89%

(7/15 09:45) ◀

Wednesday, July 15, 2026 (9:50am)

▶ (7/15 09:55)

◀ 7/15 09:50 ▶

Option Volume

Detail

ℹ

Current (07/15 9:50am) 7,410

Calls: 3,915 (53%)

Puts: 3,495 (47%)

Prior (06/26) 17,881

Calls: 15,402 (86%)

Puts: 2,479 (14%)

Current vs Prior -58.56%

Calls: -74.58% (Calls)

Puts: +40.98% (Puts)

Prior 7-Day Total 494,236

Calls: 309,337 (63%)

Puts: 184,899 (37%)

Prior 7-Day Average 82,372

Calls: 44,191 (63%)

Puts: 26,414 (37%)

Current vs Prior 7-Day Avg -91.00%

Calls: -91.14%

Puts: -86.77%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/15 9:50am) $6.94M

Calls: $4.88M (70%)

Puts: $2.06M (30%)

Prior (06/26) $16.55M

Calls: $15.75M (95%)

Puts: $797.7K (5%)

Current vs Prior -58.05%

Calls: -69.02%

Puts: +158.50%

Prior 7-Day Total $454.74M

Calls: $366.56M (81%)

Puts: $88.19M (19%)

Prior 7-Day Average $75.79M

Calls: $52.37M (81%)

Puts: $12.60M (19%)

Current vs Prior 7-Day Avg -90.84%

Calls: -90.68%

Puts: -83.63%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15 9:50am) 0.89

Prior (06/26) 0.16

Current vs Prior +454.65%

Prior 7-Day Average 1.00

Current vs Prior 7-Day Avg -10.93%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/15 9:50am) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 6,394,684

Calls: 3,724,710 (58%)

Puts: 2,669,974 (42%)

Prior 7-Day Average 1,065,780

Calls: 620,785 (58%)

Puts: 444,995 (42%)

Current vs Prior 7-Day Avg -6.97%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.26% | 7.48%6.26% | 10.73%

Prior 1.30% | 3.17%-- | --

Current vs Prior +381.57% | +136.00%-- | --

Prior 7-Day Avg 3.68% | 4.93%-- | --

Current vs 7-Day Avg +70.09% | +51.69%-- | --

Prior 7-Day Eod 1.30% | 3.17%-- | --

Current vs 7-Day Eod +381.57% | +136.00%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 5.89% | 20.01%

Calls: 4.84% | 10.14%

Puts: 6.95% | 29.88%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -62.72% | +115.16%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg -18.53% | +186.40%

Liquidity Pricy

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Moderately bullish flow with 70% call dollar volume ($4.88M). Light premium activity with dollar volume down 58% vs prior. Below-average activity with volume down 59% vs prior. P/C ratio rising 455% - increased hedging/bearish positioning.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	NEUTRAL	MIXED
09:40	BULLISH	BEARISH	BEARISH
09:35	BEARISH	BEARISH	BEARISH

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💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

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Best Value <$1

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Ratio Spreads

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 67 of results (avg 7.8%, best 4.4%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	25.60	26.75	$26.18	4.4%	13	0.77	5.0K
$420.00	Jul 17	13.10	13.75	$13.43	4.8%	121	0.54	3.4K
$350.00	Aug 21	72.50	76.50	$74.50	5.4%	4	0.93	1.7K
$400.00	Aug 21	32.20	34.00	$33.10	5.4%	1	0.69	6.8K
$415.00	Jul 17	15.75	16.65	$16.20	5.6%	47	0.60	531

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Jul 17	11.50	12.15	$11.83	5.5%	19	0.46	1.5K
$425.00	Jul 17	13.85	14.70	$14.27	6.0%	9	0.53	1.9K
$440.00	Aug 21	28.15	30.00	$29.08	6.4%	15	0.62	351
$380.00	Jul 17	1.52	1.62	$1.57	6.4%	95	0.09	3.3K
$415.00	Jul 17	9.20	9.85	$9.52	6.8%	89	0.40	777

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 3 found (avg $0.90, cheapest $0.81)

CALLS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$475.00	Jul 17	0.73	0.89	$0.81	19.8%	14	0.06	498

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	0.84	0.97	$0.91	14.3%	45	0.06	2.0K
$362.50	Jul 24	0.88	1.07	$0.98	19.4%	2	0.06	1

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 118 found (avg delta 0.72, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$350.00	Jul 24	68.55	74.80	$71.68	8.7%	--	1.00	16
$360.00	Jul 24	58.90	64.65	$61.78	9.3%	5	1.00	11
$340.00	Jul 17	78.00	83.75	$80.88	7.1%	--	0.98	780
$350.00	Jul 17	69.40	73.90	$71.65	6.3%	2	0.98	1.9K
$360.00	Jul 17	58.00	63.65	$60.83	9.3%	5	0.96	788

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$490.00	Aug 14	67.65	73.75	$70.70	8.6%	--	0.90	12
$490.00	Aug 21	68.55	74.05	$71.30	7.7%	--	0.89	72
$462.50	Jul 17	40.85	45.95	$43.40	11.8%	--	0.89	22
$460.00	Jul 17	38.65	42.50	$40.58	9.5%	--	0.87	117
$480.00	Aug 21	59.45	64.60	$62.03	8.3%	3	0.85	71

Most actively traded options today. High liquidity = easy entry/exit. 198 active (total vol 3.8K, top 280)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 17	1.75	2.00	$1.88	13.3%	280	0.13	2.7K
$470.00	Jul 24	1.72	1.96	$1.84	13.0%	217	0.11	645
$462.50	Jul 17	1.31	1.78	$1.55	30.3%	173	0.11	92
$420.00	Jul 17	13.10	13.75	$13.43	4.8%	121	0.54	3.4K
$450.00	Jul 24	4.50	5.00	$4.75	10.5%	103	0.23	938

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	0.20	0.26	$0.23	26.1%	171	0.01	2.3K
$390.00	Jul 17	2.61	2.82	$2.72	7.7%	99	0.15	2.9K
$380.00	Jul 17	1.52	1.62	$1.57	6.4%	95	0.09	3.3K
$415.00	Jul 17	9.20	9.85	$9.52	6.8%	89	0.40	777
$400.00	Jul 17	4.40	4.95	$4.68	11.8%	88	0.23	1.9K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 92 strikes (avg 124.5%, max 198.8%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	128.7%	43.1%	198.8%	--	1.7K
$350.00	Jul 17	Aug 21	121.1%	40.8%	196.9%	6	3.6K
$360.00	Jul 17	Aug 21	115.9%	40.1%	188.7%	55	1.6K
$490.00	Jul 17	Aug 21	103.7%	37.1%	179.6%	4	919
$370.00	Jul 17	Aug 21	107.5%	38.5%	179.4%	3	4.3K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	128.7%	43.1%	198.8%	171	3.4K
$350.00	Jul 17	Aug 21	121.1%	40.8%	196.9%	81	4.9K
$360.00	Jul 17	Aug 21	115.9%	40.1%	188.7%	35	3.6K
$400.00	Jul 17	Aug 28	97.5%	34.0%	186.8%	91	2.3K
$395.00	Jul 17	Aug 28	98.4%	34.8%	182.9%	17	1.1K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 232 found (best R:R 37.46, avg 5.46)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$500.00	Aug 7	$0.31	$9.69	$0.31	31.26	$490.31
$482.50	$485.00	Jul 17	$0.10	$2.40	$0.10	24.00	$482.60
$472.50	$475.00	Jul 17	$0.11	$2.39	$0.11	21.73	$472.61
$480.00	$490.00	Aug 14	$0.45	$9.55	$0.45	21.22	$480.45
$470.00	$472.50	Jul 17	$0.12	$2.38	$0.12	19.83	$470.12

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$360.00	$355.00	Jul 31	$0.13	$4.87	$0.13	37.46	$359.87
$345.00	$340.00	Jul 17	$0.15	$4.85	$0.15	32.33	$344.85
$385.00	$380.00	Aug 14	$0.21	$4.79	$0.21	22.81	$384.79
$350.00	$340.00	Aug 21	$0.43	$9.57	$0.43	22.26	$349.57
$395.00	$390.00	Aug 28	$0.22	$4.78	$0.22	21.73	$394.78

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 295 found (best R:R 27.57, avg 1.72)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$360.00	$370.00	Jul 24	$9.65	$9.65	$0.35	27.57	$369.65
$355.00	$360.00	Jul 31	$4.75	$4.75	$0.25	19.00	$359.75
$360.00	$370.00	Jul 31	$9.38	$9.38	$0.62	15.13	$369.38
$370.00	$380.00	Aug 21	$9.35	$9.35	$0.65	14.38	$379.35
$375.00	$380.00	Jul 24	$4.63	$4.63	$0.37	12.51	$379.63

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$402.50	$400.00	Jul 24	$2.32	$2.32	$0.18	12.89	$400.18
$490.00	$480.00	Aug 21	$9.27	$9.27	$0.73	12.70	$480.73
$480.00	$470.00	Aug 21	$8.78	$8.78	$1.22	7.20	$471.22
$452.50	$450.00	Jul 17	$2.18	$2.18	$0.32	6.81	$450.32
$457.50	$455.00	Jul 17	$2.17	$2.17	$0.33	6.58	$455.33

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 89 found (avg debit $1.33, cheapest $0.12)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$395.00	Jul 17	Jul 24	$0.12	98.4%	55.1%
$390.00	Jul 17	Jul 24	$0.15	100.1%	53.5%
$490.00	Jul 17	Jul 24	$0.15	103.7%	55.5%
$500.00	Jul 17	Jul 24	$0.18	98.7%	55.4%
$412.50	Jul 17	Jul 24	$0.47	95.6%	56.5%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$360.00	Jul 17	Jul 24	$0.22	115.9%	59.4%
$362.50	Jul 17	Jul 24	$0.23	116.9%	59.4%
$350.00	Jul 17	Jul 24	$0.25	121.1%	64.2%
$365.00	Jul 17	Jul 24	$0.47	110.5%	59.4%
$355.00	Jul 17	Jul 24	$0.53	118.4%	66.2%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 117 found (cheapest 5.98% of stock, avg 9.79%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$422.50	Jul 17	$12.27	$12.95	$25.22	$397.28	$447.72	5.98%
$420.00	Jul 17	$13.43	$11.83	$25.26	$394.74	$445.26	5.99%
$425.00	Jul 17	$11.02	$14.27	$25.29	$399.71	$450.29	6.00%
$417.50	Jul 17	$14.83	$10.55	$25.38	$392.12	$442.88	6.02%
$427.50	Jul 17	$10.03	$15.55	$25.58	$401.92	$453.08	6.07%
$415.00	Jul 17	$16.20	$9.52	$25.72	$389.28	$440.72	6.10%
$430.00	Jul 17	$8.90	$17.33	$26.23	$403.77	$456.23	6.22%
$412.50	Jul 17	$17.93	$8.52	$26.45	$386.05	$438.95	6.28%
$410.00	Jul 17	$19.27	$7.60	$26.87	$383.13	$436.87	6.38%
$407.50	Jul 17	$20.48	$6.70	$27.18	$380.32	$434.68	6.45%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 165 found (cheapest 2.39% of stock, avg 5.56%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.83	$5.23	$10.06	$369.94	$480.06
$460.00	$380.00	Aug 21	$6.70	$5.23	$11.93	$368.07	$471.93
$470.00	$390.00	Aug 21	$4.83	$7.23	$12.06	$377.94	$482.06
$460.00	$390.00	Aug 21	$6.70	$7.23	$13.93	$376.07	$473.93
$450.00	$380.00	Aug 21	$9.15	$5.23	$14.38	$365.62	$464.38
$450.00	$365.00	Aug 28	$10.00	$4.67	$14.67	$350.33	$464.67
$470.00	$400.00	Aug 21	$4.83	$9.90	$14.73	$385.27	$484.73
$435.00	$412.50	Jul 17	$7.05	$8.52	$15.57	$396.93	$450.57
$450.00	$390.00	Aug 21	$9.15	$7.23	$16.38	$373.62	$466.38
$432.50	$412.50	Jul 17	$8.00	$8.52	$16.52	$395.98	$449.02

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 307 found (best R:R 44.45, avg credit $4.62)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
340/350	370/380	Aug 21	$9.78	$0.22	44.45	$340.22	$379.78
370/375	400/405	Aug 14	$4.88	$0.12	40.67	$370.12	$404.88
350/355	380/385	Jul 24	$4.85	$0.15	32.33	$350.15	$384.85
340/345	370/375	Jul 31	$4.85	$0.15	32.33	$340.15	$374.85
395/400	420/425	Aug 7	$4.83	$0.17	28.41	$395.17	$424.83
390/395	400/405	Aug 14	$4.83	$0.17	28.41	$390.17	$404.83
350/355	360/370	Jul 31	$9.63	$0.37	26.03	$345.37	$369.63
362/365	375/380	Jul 24	$4.81	$0.19	25.32	$360.19	$379.81
365/370	385/390	Jul 31	$4.81	$0.19	25.32	$365.19	$389.81
360/362	375/380	Jul 24	$4.79	$0.21	22.81	$357.71	$379.79

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 147 found (best R:R 124.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$410.00	$420.00	$430.00	Aug 21	$0.10	$9.90	99.00
$460.00	$465.00	$470.00	Jul 31	$0.06	$4.94	82.33
$480.00	$490.00	$500.00	Aug 21	$0.22	$9.78	44.45
$450.00	$452.50	$455.00	Jul 17	$0.06	$2.44	40.67
$465.00	$467.50	$470.00	Jul 17	$0.06	$2.44	40.67

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$360.00	$370.00	Aug 21	$0.08	$9.92	124.00
$395.00	$400.00	$405.00	Jul 31	$0.08	$4.92	61.50
$367.50	$370.00	$372.50	Jul 17	$0.05	$2.45	49.00
$377.50	$380.00	$382.50	Jul 17	$0.05	$2.45	49.00
$370.00	$372.50	$375.00	Jul 17	$0.06	$2.44	40.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 141 found (best net $-0.04, 135 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$430.00	$450.00	1:2	Aug 28	-$2.40	$17.60
$360.00	$390.00	1:2	Aug 7	-$12.46	$17.54
$480.00	$490.00	1:2	Aug 7	-$0.68	$9.32
$490.00	$500.00	1:2	Aug 7	-$0.71	$9.29
$490.00	$500.00	1:2	Aug 21	-$1.07	$8.93

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$390.00	$365.00	1:2	Aug 28	-$0.04	$24.96
$420.00	$400.00	1:2	Aug 28	-$0.99	$19.01
$450.00	$425.00	1:2	Aug 28	-$7.29	$17.71
$420.00	$405.00	1:2	Aug 14	-$4.53	$10.47
$360.00	$350.00	1:2	Aug 21	-$0.87	$9.13

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 106 found (best yield 4.30%, avg 1.25%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Aug 28	$18.10	0.49	0.8%	4.30%	5.15%	--	32
$430.00	Aug 28	$16.20	0.46	2.0%	3.84%	5.89%	--	17
$425.00	Aug 14	$15.50	0.48	0.8%	3.68%	4.53%	--	35
$430.00	Aug 21	$15.35	0.45	2.0%	3.64%	5.68%	11	2.3K
$422.50	Jul 31	$15.10	0.51	0.3%	3.58%	3.84%	4	4
$425.00	Jul 31	$13.60	0.48	0.8%	3.23%	4.08%	2	99
$425.00	Jul 24	$12.50	0.46	0.8%	2.97%	3.82%	16	581
$422.50	Jul 24	$12.40	0.49	0.3%	2.94%	3.20%	8	52
$425.00	Aug 7	$12.35	0.48	0.8%	2.93%	3.79%	22	35
$422.50	Jul 17	$11.85	0.51	0.3%	2.81%	3.07%	15	225

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 3,915

Total Puts 3,495

Put/Call Ratio 0.89

Net Difference 420

Prior's Put/Call Breakdown

Total Calls 15,402

Total Puts 2,479

Put/Call Ratio 0.16

Net Difference 12,923

Prior 7-Day Put/Call Summary

Total Calls 309,337

Total Puts 184,899

Average Put/Call Ratio 1.00

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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