UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$421.12 -0.96%

(7/15 09:50) ◀

Wednesday, July 15, 2026 (9:55am)

▶ (7/15 10:00)

◀ 7/15 09:55 ▶

Option Volume

Detail

ℹ

Current (07/15 9:55am) 10,296

Calls: 5,864 (57%)

Puts: 4,432 (43%)

Prior (06/26) 21,057

Calls: 18,012 (86%)

Puts: 3,045 (14%)

Current vs Prior -51.10%

Calls: -67.44% (Calls)

Puts: +45.55% (Puts)

Prior 7-Day Total 501,646

Calls: 313,252 (62%)

Puts: 188,394 (38%)

Prior 7-Day Average 71,663

Calls: 44,750 (62%)

Puts: 26,913 (38%)

Current vs Prior 7-Day Avg -85.63%

Calls: -86.90%

Puts: -83.53%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/15 9:55am) $9.01M

Calls: $6.41M (71%)

Puts: $2.60M (29%)

Prior (06/26) $21.12M

Calls: $20.16M (95%)

Puts: $957.6K (5%)

Current vs Prior -57.31%

Calls: -68.18%

Puts: +171.45%

Prior 7-Day Total $461.69M

Calls: $371.44M (80%)

Puts: $90.25M (20%)

Prior 7-Day Average $65.96M

Calls: $53.06M (80%)

Puts: $12.89M (20%)

Current vs Prior 7-Day Avg -86.33%

Calls: -87.91%

Puts: -79.84%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15 9:55am) 0.76

Prior (06/26) 0.17

Current vs Prior +347.08%

Prior 7-Day Average 0.99

Current vs Prior 7-Day Avg -23.39%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/15 9:55am) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 7,386,210

Calls: 4,286,846 (58%)

Puts: 3,099,364 (42%)

Prior 7-Day Average 1,055,172

Calls: 612,406 (58%)

Puts: 442,766 (42%)

Current vs Prior 7-Day Avg -6.03%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.25% | 7.42%6.25% | 10.72%

Prior 1.30% | 3.17%-- | --

Current vs Prior +380.61% | +134.06%-- | --

Prior 7-Day Avg 3.68% | 4.93%-- | --

Current vs 7-Day Avg +69.75% | +50.44%-- | --

Prior 7-Day Eod 1.30% | 3.17%-- | --

Current vs 7-Day Eod +380.61% | +134.06%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 5.32% | 18.27%

Calls: 4.19% | 6.67%

Puts: 6.45% | 29.88%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -66.33% | +96.45%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg -26.42% | +161.50%

Liquidity Pricy

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Moderately bullish flow with 71% call dollar volume ($6.41M). Light premium activity with dollar volume down 57% vs prior. Below-average activity with volume down 51% vs prior. P/C ratio rising 347% - increased hedging/bearish positioning.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	NEUTRAL	MIXED
09:40	BULLISH	BEARISH	BEARISH
09:35	BEARISH	BEARISH	BEARISH

📈 Options Analysis

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💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

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Best Value <$1

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High Delta

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Ratio Spreads

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 86 of results (avg 7.7%, best 4.2%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Jul 17	12.85	13.40	$13.13	4.2%	148	0.53	3.4K
$392.50	Jul 17	31.00	32.55	$31.78	4.9%	--	0.83	17
$400.00	Aug 21	32.00	33.65	$32.83	5.0%	2	0.69	6.8K
$380.00	Jul 17	42.10	44.30	$43.20	5.1%	3	0.91	941
$400.00	Jul 17	25.10	26.45	$25.78	5.2%	13	0.76	5.0K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Aug 21	28.65	30.05	$29.35	4.8%	15	0.62	351
$422.50	Jul 17	12.75	13.60	$13.18	6.4%	19	0.50	229
$430.00	Jul 17	16.70	17.85	$17.27	6.7%	12	0.60	495
$370.00	Jul 17	0.85	0.91	$0.88	6.8%	68	0.06	2.0K
$435.00	Jul 17	19.90	21.35	$20.63	7.0%	--	0.66	682

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 4 found (avg $0.79, cheapest $0.52)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$472.50	Jul 17	0.74	0.90	$0.82	19.5%	375	0.06	62
$470.00	Jul 17	0.86	1.03	$0.95	17.9%	51	0.07	842

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Jul 17	0.50	0.54	$0.52	7.7%	37	0.04	1.7K
$370.00	Jul 17	0.85	0.91	$0.88	6.8%	68	0.06	2.0K

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 118 found (avg delta 0.72, highest 0.99)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	78.70	83.75	$81.22	6.2%	--	0.99	780
$350.00	Jul 17	69.40	73.90	$71.65	6.3%	2	0.98	1.9K
$360.00	Jul 17	60.00	63.65	$61.83	5.9%	5	0.97	788
$370.00	Jul 17	50.95	54.35	$52.65	6.5%	2	0.94	3.3K
$355.00	Jul 31	64.35	70.55	$67.45	9.2%	--	0.94	11

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$490.00	Aug 14	67.45	74.40	$70.93	9.8%	--	0.90	12
$462.50	Jul 17	40.85	45.95	$43.40	11.8%	--	0.89	22
$490.00	Aug 21	68.40	74.00	$71.20	7.9%	--	0.89	72
$460.00	Jul 17	38.65	42.50	$40.58	9.5%	--	0.88	117
$457.50	Jul 17	36.60	42.00	$39.30	13.7%	--	0.86	23

Most actively traded options today. High liquidity = easy entry/exit. 207 active (total vol 4.8K, top 375)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$472.50	Jul 17	0.74	0.90	$0.82	19.5%	375	0.06	62
$460.00	Jul 17	1.64	1.83	$1.74	10.9%	297	0.12	2.7K
$470.00	Jul 24	1.62	1.91	$1.77	16.4%	218	0.11	645
$450.00	Jul 17	3.00	3.25	$3.13	8.0%	184	0.19	3.2K
$462.50	Jul 17	1.31	1.58	$1.45	18.6%	173	0.10	92

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	0.15	0.25	$0.20	50.0%	173	0.01	2.3K
$390.00	Jul 17	2.59	2.85	$2.72	9.6%	104	0.15	2.9K
$400.00	Jul 17	4.45	4.90	$4.68	9.6%	101	0.24	1.9K
$380.00	Jul 17	1.44	1.60	$1.52	10.5%	97	0.09	3.3K
$415.00	Jul 17	9.35	10.05	$9.70	7.2%	90	0.41	777

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 92 strikes (avg 120.7%, max 192.4%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	125.5%	42.9%	192.4%	--	1.7K
$350.00	Jul 17	Aug 21	118.4%	40.9%	189.4%	6	3.6K
$490.00	Jul 17	Aug 21	104.7%	36.9%	183.2%	5	919
$370.00	Jul 17	Aug 21	106.6%	37.9%	181.7%	3	4.3K
$360.00	Jul 17	Aug 21	112.4%	40.0%	181.0%	55	1.6K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	125.5%	42.9%	192.4%	173	3.4K
$350.00	Jul 17	Aug 21	118.4%	40.9%	189.4%	84	4.9K
$400.00	Jul 17	Aug 28	97.1%	33.9%	185.9%	104	2.3K
$370.00	Jul 17	Aug 21	106.6%	37.9%	181.7%	82	3.4K
$360.00	Jul 17	Aug 21	112.4%	40.0%	181.0%	38	3.6K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 235 found (best R:R 49.00, avg 5.82)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$470.00	$475.00	Aug 14	$0.10	$4.90	$0.10	49.00	$470.10
$490.00	$500.00	Aug 7	$0.31	$9.69	$0.31	31.26	$490.31
$485.00	$490.00	Jul 31	$0.16	$4.84	$0.16	30.25	$485.16
$477.50	$480.00	Jul 17	$0.11	$2.39	$0.11	21.73	$477.61
$465.00	$467.50	Jul 24	$0.11	$2.39	$0.11	21.73	$465.11

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$345.00	$340.00	Jul 17	$0.14	$4.86	$0.14	34.71	$344.86
$360.00	$350.00	Aug 7	$0.28	$9.72	$0.28	34.71	$359.72
$390.00	$385.00	Jul 31	$0.17	$4.83	$0.17	28.41	$389.83
$395.00	$390.00	Aug 28	$0.22	$4.78	$0.22	21.73	$394.78
$350.00	$340.00	Aug 21	$0.47	$9.53	$0.47	20.28	$349.53

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 300 found (best R:R 54.56, avg 1.99)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$350.00	$360.00	Jul 17	$9.82	$9.82	$0.18	54.56	$359.82
$340.00	$350.00	Jul 17	$9.57	$9.57	$0.43	22.26	$349.57
$370.00	$380.00	Jul 17	$9.45	$9.45	$0.55	17.18	$379.45
$405.00	$407.50	Jul 24	$2.35	$2.35	$0.15	15.67	$407.35
$380.00	$390.00	Jul 17	$9.37	$9.37	$0.63	14.87	$389.37

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$470.00	Aug 21	$9.47	$9.47	$0.53	17.87	$470.53
$447.50	$445.00	Jul 24	$2.34	$2.34	$0.16	14.63	$445.16
$445.00	$440.00	Jul 17	$4.66	$4.66	$0.34	13.71	$440.34
$490.00	$480.00	Aug 21	$9.10	$9.10	$0.90	10.11	$480.90
$402.50	$400.00	Jul 24	$2.23	$2.23	$0.27	8.26	$400.27

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 89 found (avg debit $1.49, cheapest $0.15)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$490.00	Jul 17	Jul 24	$0.15	104.7%	54.5%
$500.00	Jul 17	Jul 24	$0.20	98.3%	54.5%
$380.00	Jul 17	Jul 24	$0.55	102.2%	55.5%
$485.00	Jul 17	Jul 24	$0.55	93.7%	55.3%
$482.50	Jul 17	Jul 24	$0.57	94.7%	55.0%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$350.00	Jul 17	Jul 24	$0.25	118.4%	65.3%
$490.00	Aug 14	Aug 21	$0.27	39.9%	36.9%
$362.50	Jul 17	Jul 24	$0.41	111.0%	60.9%
$340.00	Jul 17	Jul 24	$0.45	125.5%	67.6%
$360.00	Jul 17	Jul 24	$0.45	112.4%	62.6%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 117 found (cheapest 5.94% of stock, avg 9.80%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$420.00	Jul 17	$13.13	$11.88	$25.01	$394.99	$445.01	5.94%
$417.50	Jul 17	$14.60	$10.63	$25.23	$392.27	$442.73	5.99%
$425.00	Jul 17	$10.80	$14.43	$25.23	$399.77	$450.23	5.99%
$422.50	Jul 17	$12.08	$13.18	$25.26	$397.24	$447.76	6.00%
$427.50	Jul 17	$9.68	$15.78	$25.46	$402.04	$452.96	6.05%
$415.00	Jul 17	$15.80	$9.70	$25.50	$389.50	$440.50	6.06%
$430.00	Jul 17	$8.55	$17.27	$25.82	$404.18	$455.82	6.13%
$412.50	Jul 17	$17.23	$8.63	$25.86	$386.64	$438.36	6.14%
$410.00	Jul 17	$18.83	$7.73	$26.56	$383.44	$436.56	6.31%
$407.50	Jul 17	$20.67	$6.80	$27.47	$380.03	$434.97	6.52%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 165 found (cheapest 2.42% of stock, avg 5.62%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.93	$5.25	$10.18	$369.82	$480.18
$460.00	$380.00	Aug 21	$6.75	$5.25	$12.00	$368.00	$472.00
$470.00	$390.00	Aug 21	$4.93	$7.45	$12.38	$377.62	$482.38
$460.00	$390.00	Aug 21	$6.75	$7.45	$14.20	$375.80	$474.20
$450.00	$380.00	Aug 21	$9.18	$5.25	$14.43	$365.57	$464.43
$470.00	$400.00	Aug 21	$4.93	$10.20	$15.13	$384.87	$485.13
$432.50	$410.00	Jul 17	$7.70	$7.73	$15.43	$394.57	$447.93
$450.00	$365.00	Aug 28	$10.85	$4.65	$15.50	$349.50	$465.50
$430.00	$410.00	Jul 17	$8.55	$7.73	$16.28	$393.72	$446.28
$432.50	$412.50	Jul 17	$7.70	$8.63	$16.33	$396.17	$448.83

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 327 found (best R:R 49.00, avg credit $4.61)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
340/345	370/375	Jul 24	$4.90	$0.10	49.00	$340.10	$374.90
370/375	385/390	Jul 31	$4.90	$0.10	49.00	$370.10	$389.90
340/345	360/370	Jul 31	$9.75	$0.25	39.00	$335.25	$369.75
350/360	370/380	Aug 21	$9.73	$0.27	36.04	$350.27	$379.73
340/345	385/390	Jul 31	$4.83	$0.17	28.41	$340.17	$389.83
350/352	370/380	Jul 17	$9.64	$0.36	26.78	$342.86	$379.64
362/365	385/390	Jul 24	$4.82	$0.18	26.78	$360.18	$389.82
370/372	390/395	Jul 24	$4.82	$0.18	26.78	$367.68	$394.82
355/358	370/380	Jul 17	$9.62	$0.38	25.32	$347.88	$379.62
350/355	370/375	Jul 31	$4.81	$0.19	25.32	$350.19	$374.81

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 158 found (best R:R 124.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$370.00	$380.00	$390.00	Jul 17	$0.08	$9.92	124.00
$390.00	$395.00	$400.00	Jul 31	$0.08	$4.92	61.50
$440.00	$445.00	$450.00	Aug 7	$0.09	$4.91	54.56
$472.50	$475.00	$477.50	Jul 17	$0.05	$2.45	49.00
$490.00	$492.50	$495.00	Jul 17	$0.05	$2.45	49.00

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$360.00	$365.00	$370.00	Aug 7	$0.06	$4.94	82.33
$410.00	$420.00	$430.00	Aug 21	$0.13	$9.87	75.92
$385.00	$387.50	$390.00	Jul 17	$0.05	$2.45	49.00
$417.50	$420.00	$422.50	Jul 17	$0.05	$2.45	49.00
$365.00	$370.00	$375.00	Jul 31	$0.13	$4.87	37.46

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 143 found (best net $--, 136 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$10.84	$19.16
$430.00	$450.00	1:2	Aug 28	-$4.10	$15.90
$480.00	$490.00	1:2	Aug 7	-$0.05	$9.95
$490.00	$500.00	1:2	Aug 7	-$0.71	$9.29
$490.00	$500.00	1:2	Aug 21	-$1.02	$8.98

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$390.00	$365.00	1:2	Aug 28	$0.00	$25.00
$450.00	$425.00	1:2	Aug 28	-$6.03	$18.97
$420.00	$400.00	1:2	Aug 28	-$1.34	$18.66
$420.00	$405.00	1:2	Aug 14	-$3.81	$11.19
$350.00	$340.00	1:2	Aug 21	-$0.88	$9.12

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 107 found (best yield 4.45%, avg 1.30%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Aug 28	$18.75	0.49	0.9%	4.45%	5.37%	1	32
$430.00	Aug 28	$16.30	0.46	2.1%	3.87%	5.98%	--	17
$430.00	Aug 21	$15.55	0.45	2.1%	3.69%	5.80%	11	2.3K
$425.00	Aug 14	$15.50	0.48	0.9%	3.68%	4.60%	1	35
$422.50	Jul 31	$14.90	0.49	0.3%	3.54%	3.87%	5	4
$422.50	Jul 24	$13.40	0.50	0.3%	3.18%	3.51%	8	52
$425.00	Jul 31	$13.40	0.47	0.9%	3.18%	4.10%	2	99
$425.00	Aug 7	$12.80	0.48	0.9%	3.04%	3.96%	22	35
$427.50	Jul 31	$12.60	0.45	1.5%	2.99%	4.51%	--	23
$425.00	Jul 24	$12.20	0.47	0.9%	2.90%	3.82%	18	581

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 5,864

Total Puts 4,432

Put/Call Ratio 0.76

Net Difference 1,432

Prior's Put/Call Breakdown

Total Calls 18,012

Total Puts 3,045

Put/Call Ratio 0.17

Net Difference 14,967

Prior 7-Day Put/Call Summary

Total Calls 313,252

Total Puts 188,394

Average Put/Call Ratio 0.99

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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