UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$420.66 -1.07%

(7/15 09:55) ◀

Wednesday, July 15, 2026 (10:00am)

▶ (7/15 14:05)

◀ 7/15 10:00 ▶

Option Volume

Detail

ℹ

Current (07/15 10:00am) 10,883

Calls: 6,203 (57%)

Puts: 4,680 (43%)

Prior (06/26) 25,831

Calls: 22,006 (85%)

Puts: 3,825 (15%)

Current vs Prior -57.87%

Calls: -71.81% (Calls)

Puts: +22.35% (Puts)

Prior 7-Day Total 508,921

Calls: 318,149 (63%)

Puts: 190,772 (37%)

Prior 7-Day Average 72,703

Calls: 45,449 (63%)

Puts: 27,253 (37%)

Current vs Prior 7-Day Avg -85.03%

Calls: -86.35%

Puts: -82.83%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/15 10:00am) $9.39M

Calls: $6.67M (71%)

Puts: $2.73M (29%)

Prior (06/26) $25.94M

Calls: $24.67M (95%)

Puts: $1.28M (5%)

Current vs Prior -63.79%

Calls: -72.98%

Puts: +113.99%

Prior 7-Day Total $468.05M

Calls: $376.72M (80%)

Puts: $91.33M (20%)

Prior 7-Day Average $66.86M

Calls: $53.82M (80%)

Puts: $13.05M (20%)

Current vs Prior 7-Day Avg -85.95%

Calls: -87.61%

Puts: -79.09%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15 10:00am) 0.75

Prior (06/26) 0.17

Current vs Prior +334.06%

Prior 7-Day Average 0.79

Current vs Prior 7-Day Avg -4.63%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/15 10:00am) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 7,386,210

Calls: 4,286,846 (58%)

Puts: 3,099,364 (42%)

Prior 7-Day Average 1,055,172

Calls: 612,406 (58%)

Puts: 442,766 (42%)

Current vs Prior 7-Day Avg -6.03%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.23% | 7.21%6.23% | 10.54%

Prior 1.30% | 3.17%-- | --

Current vs Prior +379.31% | +127.56%-- | --

Prior 7-Day Avg 3.68% | 4.93%-- | --

Current vs 7-Day Avg +69.29% | +46.26%-- | --

Prior 7-Day Eod 1.30% | 3.17%-- | --

Current vs 7-Day Eod +379.31% | +127.56%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 4.57% | 9.93%

Calls: 4.27% | 5.42%

Puts: 4.88% | 14.44%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -71.08% | +6.77%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg -36.79% | +42.13%

Liquidity Acceptable

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Moderately bullish flow with 71% call dollar volume ($6.67M). Light premium activity with dollar volume down 64% vs prior. Below-average activity with volume down 58% vs prior. P/C ratio rising 334% - increased hedging/bearish positioning.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	NEUTRAL	MIXED
09:40	BULLISH	BEARISH	BEARISH
09:35	BEARISH	BEARISH	BEARISH

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⚡ Straddles

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Tightest Spreads

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Best Value <$1

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 106 of results (avg 7.2%, best 2.8%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	25.15	25.85	$25.50	2.7%	13	0.76	5.0K
$410.00	Aug 21	25.60	26.70	$26.15	4.2%	9	0.61	1.4K
$420.00	Jul 17	12.60	13.15	$12.88	4.3%	161	0.53	3.4K
$415.00	Jul 24	17.10	17.90	$17.50	4.6%	3	0.58	99
$425.00	Jul 17	10.30	10.80	$10.55	4.7%	62	0.46	1.2K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Aug 21	28.95	30.35	$29.65	4.7%	15	0.63	351
$422.50	Jul 17	13.00	13.65	$13.33	4.9%	20	0.51	229
$430.00	Aug 21	23.05	24.25	$23.65	5.1%	2	0.55	437
$420.00	Jul 17	11.65	12.30	$11.98	5.4%	29	0.47	1.5K
$427.50	Jul 24	17.20	18.20	$17.70	5.6%	3	0.56	133

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 5 found (avg $0.76, cheapest $0.55)

CALLS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$475.00	Jul 17	0.62	0.74	$0.68	17.6%	19	0.05	498
$472.50	Jul 17	0.71	0.84	$0.77	16.9%	376	0.06	62
$470.00	Jul 17	0.85	0.99	$0.92	15.2%	51	0.07	842

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Jul 17	0.50	0.60	$0.55	18.2%	39	0.04	1.7K
$370.00	Jul 17	0.85	0.94	$0.90	10.0%	75	0.06	2.0K

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 118 found (avg delta 0.72, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$350.00	Jul 24	68.60	74.80	$71.70	8.6%	--	1.00	16
$340.00	Jul 17	78.70	83.75	$81.22	6.2%	--	0.98	780
$350.00	Jul 17	69.40	73.90	$71.65	6.3%	2	0.98	1.9K
$360.00	Jul 17	60.00	63.65	$61.83	5.9%	5	0.96	788
$370.00	Jul 17	50.35	54.30	$52.33	7.5%	2	0.94	3.3K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$490.00	Aug 14	67.45	74.25	$70.85	9.6%	--	0.91	12
$490.00	Aug 21	68.40	74.00	$71.20	7.9%	--	0.89	72
$462.50	Jul 17	40.85	45.95	$43.40	11.8%	--	0.89	22
$460.00	Jul 17	38.65	42.50	$40.58	9.5%	--	0.88	117
$457.50	Jul 17	36.60	42.00	$39.30	13.7%	--	0.86	23

Most actively traded options today. High liquidity = easy entry/exit. 211 active (total vol 5.2K, top 376)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$472.50	Jul 17	0.71	0.84	$0.77	16.9%	376	0.06	62
$460.00	Jul 17	1.55	1.77	$1.66	13.3%	299	0.12	2.7K
$470.00	Jul 24	1.56	1.76	$1.66	12.0%	221	0.10	645
$450.00	Jul 17	2.89	3.15	$3.02	8.6%	202	0.19	3.2K
$462.50	Jul 17	1.35	1.52	$1.44	11.8%	188	0.10	92

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	0.20	0.26	$0.23	26.1%	175	0.01	2.3K
$400.00	Jul 17	4.60	4.95	$4.78	7.3%	111	0.24	1.9K
$390.00	Jul 17	2.61	2.88	$2.75	9.8%	108	0.15	2.9K
$380.00	Jul 17	1.47	1.64	$1.56	10.9%	104	0.10	3.3K
$415.00	Jul 17	9.40	9.95	$9.68	5.7%	93	0.41	777

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 92 strikes (avg 120.7%, max 200.3%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	127.7%	42.5%	200.3%	--	1.7K
$350.00	Jul 17	Aug 21	120.1%	40.9%	193.7%	6	3.6K
$360.00	Jul 17	Aug 21	113.0%	39.8%	183.8%	55	1.6K
$370.00	Jul 17	Aug 21	106.6%	38.1%	179.4%	4	4.3K
$380.00	Jul 17	Aug 21	102.1%	36.8%	177.6%	4	3.2K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 21	127.7%	42.5%	200.3%	175	3.4K
$350.00	Jul 17	Aug 21	120.1%	40.9%	193.7%	96	4.9K
$400.00	Jul 17	Aug 28	97.3%	33.7%	188.9%	114	2.3K
$360.00	Jul 17	Aug 21	113.0%	39.8%	183.8%	50	3.6K
$395.00	Jul 17	Aug 28	97.6%	34.5%	183.1%	50	1.1K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 234 found (best R:R 44.45, avg 5.23)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$500.00	Aug 7	$0.33	$9.67	$0.33	29.30	$490.33
$477.50	$480.00	Jul 17	$0.11	$2.39	$0.11	21.73	$477.61
$482.50	$485.00	Jul 24	$0.11	$2.39	$0.11	21.73	$482.61
$467.50	$470.00	Jul 17	$0.13	$2.37	$0.13	18.23	$467.63
$475.00	$480.00	Jul 24	$0.26	$4.74	$0.26	18.23	$475.26

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$345.00	$340.00	Jul 17	$0.11	$4.89	$0.11	44.45	$344.89
$365.00	$360.00	Jul 31	$0.11	$4.89	$0.11	44.45	$364.89
$360.00	$350.00	Aug 7	$0.23	$9.77	$0.23	42.48	$359.77
$372.50	$370.00	Jul 17	$0.11	$2.39	$0.11	21.73	$372.39
$385.00	$382.50	Jul 24	$0.11	$2.39	$0.11	21.73	$384.89

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 298 found (best R:R 54.56, avg 2.08)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$350.00	$360.00	Jul 17	$9.82	$9.82	$0.18	54.56	$359.82
$390.00	$395.00	Jul 24	$4.85	$4.85	$0.15	32.33	$394.85
$350.00	$360.00	Aug 21	$9.70	$9.70	$0.30	32.33	$359.70
$360.00	$370.00	Jul 31	$9.65	$9.65	$0.35	27.57	$369.65
$340.00	$350.00	Jul 17	$9.57	$9.57	$0.43	22.26	$349.57

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$470.00	Aug 21	$9.22	$9.22	$0.78	11.82	$470.78
$407.50	$405.00	Jul 24	$2.28	$2.28	$0.22	10.36	$405.22
$490.00	$480.00	Aug 21	$9.10	$9.10	$0.90	10.11	$480.90
$412.50	$410.00	Jul 31	$2.21	$2.21	$0.29	7.62	$410.29
$442.50	$440.00	Jul 24	$2.17	$2.17	$0.33	6.58	$440.33

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 90 found (avg debit $1.48, cheapest $0.05)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$370.00	Jul 17	Jul 24	$0.05	106.6%	58.6%
$490.00	Jul 17	Jul 24	$0.22	100.0%	54.0%
$500.00	Jul 17	Jul 24	$0.28	98.8%	56.5%
$485.00	Jul 17	Jul 24	$0.48	94.2%	54.8%
$482.50	Jul 17	Jul 24	$0.50	95.2%	54.7%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$350.00	Jul 17	Jul 24	$0.26	120.1%	64.9%
$490.00	Aug 14	Aug 21	$0.35	38.1%	36.9%
$340.00	Jul 17	Jul 24	$0.39	127.7%	73.7%
$362.50	Jul 17	Jul 24	$0.41	110.6%	60.5%
$360.00	Jul 17	Jul 24	$0.43	113.0%	62.3%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 117 found (cheapest 5.91% of stock, avg 9.75%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$420.00	Jul 17	$12.88	$11.98	$24.86	$395.14	$444.86	5.91%
$422.50	Jul 17	$11.65	$13.33	$24.98	$397.52	$447.48	5.94%
$417.50	Jul 17	$14.20	$10.83	$25.03	$392.47	$442.53	5.95%
$415.00	Jul 17	$15.45	$9.68	$25.13	$389.87	$440.13	5.97%
$425.00	Jul 17	$10.55	$14.83	$25.38	$399.62	$450.38	6.03%
$427.50	Jul 17	$9.43	$16.15	$25.58	$401.92	$453.08	6.08%
$412.50	Jul 17	$17.08	$8.68	$25.76	$386.74	$438.26	6.12%
$430.00	Jul 17	$8.30	$17.88	$26.18	$403.82	$456.18	6.22%
$410.00	Jul 17	$18.67	$7.75	$26.42	$383.58	$436.42	6.28%
$432.50	Jul 17	$7.50	$19.50	$27.00	$405.50	$459.50	6.42%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 170 found (cheapest 2.36% of stock, avg 5.60%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.83	$5.10	$9.93	$370.07	$479.93
$460.00	$380.00	Aug 21	$6.58	$5.10	$11.68	$368.32	$471.68
$470.00	$390.00	Aug 21	$4.83	$7.43	$12.26	$377.74	$482.26
$460.00	$390.00	Aug 21	$6.58	$7.43	$14.01	$375.99	$474.01
$450.00	$380.00	Aug 21	$8.95	$5.10	$14.05	$365.95	$464.05
$470.00	$400.00	Aug 21	$4.83	$10.18	$15.01	$384.99	$485.01
$432.50	$410.00	Jul 17	$7.50	$7.75	$15.25	$394.75	$447.75
$450.00	$365.00	Aug 28	$10.85	$4.65	$15.50	$349.50	$465.50
$430.00	$410.00	Jul 17	$8.30	$7.75	$16.05	$393.95	$446.05
$432.50	$412.50	Jul 17	$7.50	$8.68	$16.18	$396.32	$448.68

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 317 found (best R:R 49.00, avg credit $4.61)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
390/395	405/410	Jul 31	$4.90	$0.10	49.00	$390.10	$409.90
350/355	395/400	Jul 24	$4.88	$0.12	40.67	$350.12	$399.88
340/345	350/360	Jul 24	$9.74	$0.26	37.46	$335.26	$359.74
350/352	360/370	Jul 17	$9.70	$0.30	32.33	$342.80	$369.70
375/380	400/405	Aug 7	$4.84	$0.16	30.25	$375.16	$404.84
355/358	360/370	Jul 17	$9.67	$0.33	29.30	$347.83	$369.67
348/350	360/370	Jul 17	$9.65	$0.35	27.57	$340.35	$369.65
370/375	400/405	Aug 7	$4.82	$0.18	26.78	$370.18	$404.82
350/360	370/380	Aug 21	$9.64	$0.36	26.78	$350.36	$379.64
360/365	370/375	Jul 31	$4.81	$0.19	25.32	$360.19	$374.81

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 158 found (best R:R 82.33, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$475.00	$480.00	$485.00	Jul 31	$0.06	$4.94	82.33
$385.00	$390.00	$395.00	Jul 31	$0.08	$4.92	61.50
$465.00	$470.00	$475.00	Jul 31	$0.08	$4.92	61.50
$437.50	$440.00	$442.50	Jul 17	$0.06	$2.44	40.67
$442.50	$445.00	$447.50	Jul 17	$0.06	$2.44	40.67

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$360.00	$370.00	Aug 21	$0.16	$9.84	61.50
$365.00	$370.00	$375.00	Aug 7	$0.09	$4.91	54.56
$347.50	$350.00	$352.50	Jul 17	$0.05	$2.45	49.00
$407.50	$410.00	$412.50	Jul 17	$0.06	$2.44	40.67
$390.00	$392.50	$395.00	Jul 17	$0.07	$2.43	34.71

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 143 found (best net $-0.37, 134 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$11.16	$18.84
$490.00	$500.00	1:2	Aug 7	-$0.67	$9.33
$490.00	$500.00	1:2	Aug 21	-$1.02	$8.98
$480.00	$490.00	1:2	Aug 14	-$1.05	$8.95
$480.00	$490.00	1:2	Aug 21	-$1.34	$8.66

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$390.00	$365.00	1:2	Aug 28	-$0.37	$24.63
$450.00	$425.00	1:2	Aug 28	-$6.03	$18.97
$420.00	$400.00	1:2	Aug 28	-$1.13	$18.87
$420.00	$405.00	1:2	Aug 14	-$3.54	$11.46
$370.00	$360.00	1:2	Aug 14	-$0.55	$9.45

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 108 found (best yield 4.36%, avg 1.34%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Aug 28	$18.35	0.49	1.0%	4.36%	5.39%	1	32
$430.00	Aug 28	$16.20	0.45	2.2%	3.85%	6.07%	--	17
$425.00	Aug 14	$16.10	0.48	1.0%	3.83%	4.86%	1	35
$430.00	Aug 21	$15.40	0.45	2.2%	3.66%	5.88%	11	2.3K
$425.00	Aug 7	$14.40	0.48	1.0%	3.42%	4.45%	26	35
$422.50	Jul 31	$14.30	0.49	0.4%	3.40%	3.84%	5	4
$435.00	Aug 28	$14.20	0.42	3.4%	3.38%	6.78%	1	2
$430.00	Aug 14	$13.40	0.44	2.2%	3.19%	5.41%	2	30
$425.00	Jul 31	$13.35	0.47	1.0%	3.17%	4.21%	32	99
$422.50	Jul 24	$13.10	0.49	0.4%	3.11%	3.55%	8	52

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 6,203

Total Puts 4,680

Put/Call Ratio 0.75

Net Difference 1,523

Prior's Put/Call Breakdown

Total Calls 22,006

Total Puts 3,825

Put/Call Ratio 0.17

Net Difference 18,181

Prior 7-Day Put/Call Summary

Total Calls 318,149

Total Puts 190,772

Average Put/Call Ratio 0.79

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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