UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$419.77 -1.27%

(7/15 10:00) ◀

Wednesday, July 15, 2026 (2:05pm)

▶ (7/15 18:03)

◀ 7/15 14:05 ▶

Option Volume

Detail

ℹ

Current (07/15 2:05pm) 58,748

Calls: 27,639 (47%)

Puts: 31,109 (53%)

Prior (06/26) 25,831

Calls: 22,006 (85%)

Puts: 3,825 (15%)

Current vs Prior +127.43%

Calls: +25.60% (Calls)

Puts: +713.31% (Puts)

Prior 7-Day Total 515,623

Calls: 322,501 (63%)

Puts: 193,122 (37%)

Prior 7-Day Average 73,660

Calls: 46,071 (63%)

Puts: 27,588 (37%)

Current vs Prior 7-Day Avg -20.24%

Calls: -40.01%

Puts: +12.76%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/15 2:05pm) $54.19M

Calls: $38.54M (71%)

Puts: $15.65M (29%)

Prior (06/26) $25.94M

Calls: $24.67M (95%)

Puts: $1.28M (5%)

Current vs Prior +108.88%

Calls: +56.22%

Puts: +1127.79%

Prior 7-Day Total $473.32M

Calls: $380.88M (80%)

Puts: $92.44M (20%)

Prior 7-Day Average $67.62M

Calls: $54.41M (80%)

Puts: $13.21M (20%)

Current vs Prior 7-Day Avg -19.86%

Calls: -29.18%

Puts: +18.55%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15 2:05pm) 1.13

Prior (06/26) 0.17

Current vs Prior +547.55%

Prior 7-Day Average 0.72

Current vs Prior 7-Day Avg +56.52%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/15 2:05pm) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (06/26) 965,050

Calls: 554,517 (57%)

Puts: 410,533 (43%)

Current vs Prior +2.74%

Prior 7-Day Total 7,386,210

Calls: 4,286,846 (58%)

Puts: 3,099,364 (42%)

Prior 7-Day Average 1,055,172

Calls: 612,406 (58%)

Puts: 442,766 (42%)

Current vs Prior 7-Day Avg -6.03%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.23% | 7.08%6.23% | 10.36%

Prior 1.30% | 3.17%-- | --

Current vs Prior +379.41% | +123.31%-- | --

Prior 7-Day Avg 3.68% | 4.93%-- | --

Current vs 7-Day Avg +69.33% | +43.53%-- | --

Prior 7-Day Eod 1.30% | 3.17%-- | --

Current vs 7-Day Eod +379.41% | +123.31%-- | --

Sentiment BEARISH--

Relative Spread

Detail

ℹ

Expiry | Next

Current 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -71.71% | -46.13%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg -38.17% | -28.29%

Liquidity Acceptable

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🤖 AI Insights

Moderately bullish flow with 71% call dollar volume ($38.54M). Massive premium surge with dollar volume up 109% vs prior. Unusually high activity with volume up 127% vs prior - elevated interest. Slightly bearish P/C ratio of 1.13.

Smart Money BULLISH

Retail Flow BEARISH

Overall BEARISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
14:05	BULLISH	BEARISH	BEARISH
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	NEUTRAL	MIXED
09:40	BULLISH	BEARISH	BEARISH
09:35	BEARISH	BEARISH	BEARISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 267 of results (avg 6.1%, best 2.0%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	15.10	15.40	$15.25	2.0%	398	0.44	2.3K
$420.00	Jul 17	12.25	12.50	$12.38	2.0%	1.2K	0.51	3.4K
$400.00	Aug 21	31.15	32.05	$31.60	2.8%	25	0.69	6.8K
$390.00	Jul 17	32.20	33.15	$32.67	2.9%	65	0.84	4.6K
$450.00	Aug 21	8.25	8.50	$8.38	3.0%	218	0.29	3.3K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Jul 17	12.35	12.60	$12.48	2.0%	244	0.49	1.5K
$480.00	Aug 21	61.70	63.00	$62.35	2.1%	5	0.86	71
$460.00	Aug 21	44.55	45.50	$45.03	2.1%	3	0.77	72
$440.00	Aug 21	29.65	30.40	$30.03	2.5%	16	0.63	351
$450.00	Aug 21	36.80	37.75	$37.28	2.5%	1	0.71	96

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 23 found (avg $0.66, cheapest $0.15)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 17	0.14	0.15	$0.15	6.7%	405	0.01	3.1K
$500.00	Jul 24	0.32	0.39	$0.36	19.4%	227	0.03	1.1K
$480.00	Jul 17	0.39	0.46	$0.43	16.3%	255	0.04	694
$475.00	Jul 17	0.54	0.60	$0.57	10.5%	90	0.05	498
$490.00	Jul 24	0.55	0.65	$0.60	16.7%	22	0.04	941

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$350.00	Jul 17	0.32	0.34	$0.33	6.1%	766	0.02	3.1K
$357.50	Jul 17	0.42	0.50	$0.46	17.4%	11	0.03	25
$360.00	Jul 17	0.53	0.57	$0.55	7.3%	311	0.04	1.7K
$350.00	Jul 24	0.55	0.65	$0.60	16.7%	83	0.03	285
$362.50	Jul 17	0.57	0.68	$0.63	17.5%	70	0.04	54

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 138 found (avg delta 0.73, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	79.20	83.25	$81.22	5.0%	24	1.00	780
$350.00	Jul 17	69.20	71.40	$70.30	3.1%	22	1.00	1.9K
$350.00	Jul 24	69.80	75.10	$72.45	7.3%	--	0.97	16
$355.00	Jul 24	64.95	70.25	$67.60	7.8%	2	0.96	8
$355.00	Jul 31	65.50	70.80	$68.15	7.8%	--	0.95	11

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 24	58.05	61.95	$60.00	6.5%	5	0.92	1
$462.50	Jul 17	41.05	44.55	$42.80	8.2%	--	0.91	22
$490.00	Aug 14	66.95	73.70	$70.33	9.6%	--	0.90	12
$460.00	Jul 17	39.50	41.85	$40.67	5.8%	5	0.90	117
$490.00	Aug 21	68.40	72.30	$70.35	5.5%	--	0.89	72

Most actively traded options today. High liquidity = easy entry/exit. 340 active (total vol 40.0K, top 4.3K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Jul 17	4.65	4.90	$4.78	5.2%	3.7K	0.27	3.0K
$420.00	Jul 17	12.25	12.50	$12.38	2.0%	1.2K	0.51	3.4K
$460.00	Jul 17	1.38	1.47	$1.42	6.3%	1.1K	0.10	2.7K
$445.00	Jul 17	3.50	3.65	$3.58	4.2%	944	0.22	1.1K
$450.00	Jul 17	2.60	2.73	$2.67	4.9%	872	0.17	3.2K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	4.55	4.85	$4.70	6.4%	4.3K	0.25	1.9K
$395.00	Jul 17	3.25	3.75	$3.50	14.3%	1.4K	0.20	1.1K
$380.00	Jul 17	1.52	1.62	$1.57	6.4%	1.3K	0.10	3.3K
$410.00	Jul 17	7.70	8.10	$7.90	5.1%	816	0.36	2.5K
$350.00	Jul 17	0.32	0.34	$0.33	6.1%	766	0.02	3.1K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 99 strikes (avg 133.2%, max 262.8%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 28	122.3%	33.7%	262.8%	23	1.9K
$340.00	Jul 17	Aug 21	132.3%	42.7%	209.6%	24	1.7K
$495.00	Jul 17	Aug 28	106.0%	35.1%	201.6%	27	81
$360.00	Jul 17	Aug 21	115.9%	38.6%	200.7%	62	1.6K
$420.00	Jul 17	Aug 28	98.1%	33.1%	196.2%	1.2K	3.4K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$365.00	Jul 17	Aug 28	113.2%	33.6%	236.4%	31	261
$340.00	Jul 17	Aug 28	132.3%	39.4%	235.5%	321	2.3K
$350.00	Jul 17	Aug 21	122.3%	40.4%	202.9%	1.1K	4.9K
$360.00	Jul 17	Aug 21	115.9%	38.6%	200.7%	372	3.6K
$370.00	Jul 17	Aug 21	109.8%	37.1%	196.4%	850	3.4K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 283 found (best R:R 49.00, avg 6.05)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$450.00	$455.00	Aug 14	$0.10	$4.90	$0.10	49.00	$450.10
$490.00	$495.00	Jul 31	$0.11	$4.89	$0.11	44.45	$490.11
$495.00	$500.00	Jul 31	$0.15	$4.85	$0.15	32.33	$495.15
$480.00	$485.00	Jul 31	$0.18	$4.82	$0.18	26.78	$480.18
$472.50	$475.00	Jul 17	$0.10	$2.40	$0.10	24.00	$472.60

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$345.00	$340.00	Jul 17	$0.13	$4.87	$0.13	37.46	$344.87
$355.00	$350.00	Jul 24	$0.13	$4.87	$0.13	37.46	$354.87
$355.00	$350.00	Jul 31	$0.18	$4.82	$0.18	26.78	$354.82
$360.00	$355.00	Jul 24	$0.19	$4.81	$0.19	25.32	$359.81
$350.00	$340.00	Aug 21	$0.41	$9.59	$0.41	23.39	$349.59

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 353 found (best R:R 49.00, avg 1.81)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$355.00	$360.00	Jul 24	$4.90	$4.90	$0.10	49.00	$359.90
$350.00	$355.00	Jul 24	$4.85	$4.85	$0.15	32.33	$354.85
$360.00	$370.00	Jul 31	$9.65	$9.65	$0.35	27.57	$369.65
$360.00	$370.00	Jul 17	$9.62	$9.62	$0.38	25.32	$369.62
$350.00	$365.00	Aug 28	$14.35	$14.35	$0.65	22.08	$364.35

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$470.00	Aug 21	$8.72	$8.72	$1.28	6.81	$471.28
$450.00	$447.50	Jul 24	$2.15	$2.15	$0.35	6.14	$447.85
$480.00	$450.00	Jul 24	$25.80	$25.80	$4.20	6.14	$454.20
$470.00	$460.00	Aug 21	$8.60	$8.60	$1.40	6.14	$461.40
$462.50	$460.00	Jul 17	$2.13	$2.13	$0.37	5.76	$460.37

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 98 found (avg debit $1.37, cheapest $0.19)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$500.00	Jul 17	Jul 24	$0.21	102.3%	55.8%
$385.00	Jul 24	Jul 31	$0.33	55.5%	44.7%
$490.00	Jul 17	Jul 24	$0.34	99.9%	55.2%
$497.50	Jul 17	Jul 24	$0.34	98.9%	57.1%
$477.50	Jul 17	Jul 24	$0.43	102.4%	54.3%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$340.00	Jul 17	Jul 24	$0.19	132.3%	69.4%
$350.00	Jul 17	Jul 24	$0.27	122.3%	65.1%
$355.00	Jul 17	Jul 24	$0.33	117.8%	63.2%
$362.50	Jul 17	Jul 24	$0.35	114.4%	60.2%
$360.00	Jul 17	Jul 24	$0.37	115.9%	61.7%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 132 found (cheapest 5.89% of stock, avg 9.75%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$417.50	Jul 17	$13.68	$11.03	$24.71	$392.79	$442.21	5.89%
$420.00	Jul 17	$12.38	$12.48	$24.86	$395.14	$444.86	5.92%
$422.50	Jul 17	$11.25	$13.58	$24.83	$397.67	$447.33	5.92%
$415.00	Jul 17	$15.15	$9.80	$24.95	$390.05	$439.95	5.94%
$425.00	Jul 17	$10.00	$15.03	$25.03	$399.97	$450.03	5.96%
$412.50	Jul 17	$16.45	$8.73	$25.18	$387.32	$437.68	6.00%
$427.50	Jul 17	$9.00	$16.35	$25.35	$402.15	$452.85	6.04%
$410.00	Jul 17	$18.02	$7.90	$25.92	$384.08	$435.92	6.17%
$430.00	Jul 17	$8.07	$17.95	$26.02	$403.98	$456.02	6.20%
$432.50	Jul 17	$7.13	$19.25	$26.38	$406.12	$458.88	6.28%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 2.27% of stock, avg 5.48%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.43	$5.10	$9.53	$370.47	$479.53
$460.00	$380.00	Aug 21	$6.15	$5.10	$11.25	$368.75	$471.25
$470.00	$390.00	Aug 21	$4.43	$7.05	$11.48	$378.52	$481.48
$460.00	$390.00	Aug 21	$6.15	$7.05	$13.20	$376.80	$473.20
$450.00	$380.00	Aug 21	$8.38	$5.10	$13.48	$366.52	$463.48
$470.00	$400.00	Aug 21	$4.43	$9.98	$14.41	$385.59	$484.41
$432.50	$410.00	Jul 17	$7.13	$7.90	$15.03	$394.97	$447.53
$450.00	$390.00	Aug 21	$8.38	$7.05	$15.43	$374.57	$465.43
$432.50	$412.50	Jul 17	$7.13	$8.73	$15.86	$396.64	$448.36
$445.00	$400.00	Aug 7	$7.75	$8.18	$15.93	$384.07	$460.93

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 381 found (best R:R 57.82, avg credit $4.40)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
350/355	360/370	Jul 31	$9.83	$0.17	57.82	$345.17	$369.83
340/345	360/370	Jul 17	$9.75	$0.25	39.00	$335.25	$369.75
352/355	360/370	Jul 17	$9.74	$0.26	37.46	$345.26	$369.74
390/395	405/410	Aug 14	$4.85	$0.15	32.33	$390.15	$409.85
395/400	405/410	Aug 14	$4.85	$0.15	32.33	$395.15	$409.85
355/360	365/370	Jul 24	$4.84	$0.16	30.25	$355.16	$369.84
390/395	400/405	Aug 28	$4.83	$0.17	28.41	$390.17	$404.83
372/375	388/390	Jul 17	$2.40	$0.10	24.00	$372.60	$389.90
375/378	388/390	Jul 17	$2.40	$0.10	24.00	$375.10	$389.90
380/385	395/400	Jul 31	$4.80	$0.20	24.00	$380.20	$399.80

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 189 found (best R:R 99.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$420.00	$425.00	$430.00	Aug 7	$0.05	$4.95	99.00
$455.00	$460.00	$465.00	Aug 7	$0.07	$4.93	70.43
$420.00	$425.00	$430.00	Aug 14	$0.08	$4.92	61.50
$465.00	$470.00	$475.00	Aug 14	$0.09	$4.91	54.56
$420.00	$425.00	$430.00	Aug 28	$0.09	$4.91	54.56

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$355.00	$360.00	Jul 24	$0.06	$4.94	82.33
$460.00	$470.00	$480.00	Aug 21	$0.12	$9.88	82.33
$385.00	$390.00	$395.00	Jul 31	$0.09	$4.91	54.56
$362.50	$365.00	$367.50	Jul 17	$0.05	$2.45	49.00
$380.00	$382.50	$385.00	Jul 17	$0.05	$2.45	49.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 159 found (best net $-0.18, 154 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$10.77	$19.23
$490.00	$500.00	1:2	Aug 21	-$0.88	$9.12
$480.00	$490.00	1:2	Aug 7	-$1.08	$8.92
$480.00	$490.00	1:2	Aug 28	-$1.16	$8.84
$480.00	$490.00	1:2	Aug 14	-$1.20	$8.80

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$365.00	$340.00	1:2	Aug 28	-$0.18	$24.82
$480.00	$450.00	1:2	Jul 24	-$8.40	$21.60
$420.00	$400.00	1:2	Aug 28	-$2.32	$17.68
$350.00	$340.00	1:2	Aug 21	-$0.93	$9.07
$360.00	$350.00	1:2	Aug 21	-$1.10	$8.90

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 126 found (best yield 4.91%, avg 1.46%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$420.00	Aug 28	$20.60	0.53	0.1%	4.91%	4.96%	3	8
$420.00	Aug 21	$19.45	0.52	0.1%	4.63%	4.69%	62	2.1K
$425.00	Aug 28	$18.25	0.49	1.2%	4.35%	5.59%	5	32
$420.00	Aug 14	$18.20	0.52	0.1%	4.34%	4.39%	6	15
$420.00	Aug 7	$16.75	0.52	0.1%	3.99%	4.05%	5	26
$430.00	Aug 28	$16.05	0.45	2.4%	3.82%	6.26%	12	17
$425.00	Aug 14	$15.90	0.48	1.2%	3.79%	5.03%	2	35
$420.00	Jul 31	$15.40	0.52	0.1%	3.67%	3.72%	69	145
$430.00	Aug 21	$15.10	0.44	2.4%	3.60%	6.03%	398	2.3K
$425.00	Aug 7	$14.65	0.48	1.2%	3.49%	4.74%	70	35

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 27,639

Total Puts 31,109

Put/Call Ratio 1.13

Net Difference -3,470

Prior's Put/Call Breakdown

Total Calls 22,006

Total Puts 3,825

Put/Call Ratio 0.17

Net Difference 18,181

Prior 7-Day Put/Call Summary

Total Calls 322,501

Total Puts 193,122

Average Put/Call Ratio 0.72

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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