UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$418.52 -1.57%

$415.65 (-0.69%)🌙

as of 07/15 06:03 PM

(7/15 14:05) ◀

Wednesday, July 15, 2026 (6:03pm)

▶ (7/16 09:35)

◀ 7/15 18:03 ▶

Option Volume

Detail

ℹ

Current (07/15) 93,361

Calls: 44,193 (47%)

Puts: 49,168 (53%)

Prior (07/14) 51,492

Calls: 24,776 (48%)

Puts: 26,716 (52%)

Current vs Prior +81.31%

Calls: +78.37% (Calls)

Puts: +84.04% (Puts)

Prior 7-Day Total 347,376

Calls: 198,703 (57%)

Puts: 148,673 (43%)

Prior 7-Day Average 49,625

Calls: 28,386 (57%)

Puts: 21,239 (43%)

Current vs Prior 7-Day Avg +88.13%

Calls: +55.69%

Puts: +131.50%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/15) $82.72M

Calls: $56.24M (68%)

Puts: $26.48M (32%)

Prior (07/14) $69.81M

Calls: $52.13M (75%)

Puts: $17.69M (25%)

Current vs Prior +18.49%

Calls: +7.89%

Puts: +49.73%

Prior 7-Day Total $432.47M

Calls: $344.43M (80%)

Puts: $88.04M (20%)

Prior 7-Day Average $61.78M

Calls: $49.20M (80%)

Puts: $12.58M (20%)

Current vs Prior 7-Day Avg +33.89%

Calls: +14.30%

Puts: +110.54%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/15) 1.11

Prior (07/14) 1.08

Current vs Prior +3.18%

Prior 7-Day Average 0.77

Current vs Prior 7-Day Avg +45.27%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Prior (07/14) 667,005

Calls: 382,568 (57%)

Puts: 284,437 (43%)

Current vs Prior +48.65%

Prior 7-Day Total 4,413,933

Calls: 2,650,094 (60%)

Puts: 1,763,839 (40%)

Prior 7-Day Average 630,561

Calls: 378,584 (60%)

Puts: 251,977 (40%)

Current vs Prior 7-Day Avg +57.24%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 6.53% | 7.50%6.53% | 10.48%

Prior 6.52% | 7.08%6.52% | 10.48%

Current vs Prior +0.13% | +5.98%+0.13% | -0.07%

Prior 7-Day Avg 4.22% | 7.15%6.93% | 10.91%

Current vs 7-Day Avg +54.62% | +4.92%-5.71% | -3.98%

Prior 7-Day Eod 6.52% | 7.08%6.52% | 10.48%

Current vs 7-Day Eod +0.13% | +5.98%+0.13% | -0.07%

Sentiment BEARISHBEARISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior -71.71% | -46.13%

Prior 7-Day Avg 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs 7-Day Avg -71.71% | -46.13%

Liquidity Acceptable

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🤖 AI Insights

Moderately bullish flow with 68% call dollar volume ($56.24M). Above-average activity with volume up 81% vs prior. Volume explosion - 88% above 7-day average (93,361 vs avg 49,625). Slightly bearish P/C ratio of 1.11.

Smart Money BULLISH

Retail Flow BEARISH

Overall BEARISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 47 of results (avg 8.2%, best 3.6%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Jul 24	4.10	4.25	$4.18	3.6%	929	0.21	938
$445.00	Jul 17	3.80	3.95	$3.88	3.9%	1.2K	0.22	1.1K
$340.00	Aug 21	78.50	82.80	$80.65	5.3%	--	0.93	872
$340.00	Jul 17	75.75	80.00	$77.88	5.5%	25	1.00	780
$420.00	Aug 21	18.75	19.95	$19.35	6.2%	173	0.51	2.1K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$390.00	Jul 17	3.45	3.60	$3.53	4.2%	1.1K	0.18	2.9K
$380.00	Jul 17	2.06	2.17	$2.12	5.2%	2.3K	0.12	3.3K
$410.00	Aug 21	14.40	15.35	$14.88	6.4%	216	0.41	731
$450.00	Aug 28	38.10	40.75	$39.42	6.7%	--	0.70	50
$420.00	Jul 17	13.40	14.40	$13.90	7.2%	574	0.51	1.5K

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 4 found (avg $0.53, cheapest $0.18)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 17	0.17	0.19	$0.18	11.1%	1.0K	0.01	3.1K
$480.00	Jul 17	0.51	0.58	$0.54	13.0%	483	0.04	694

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$350.00	Jul 17	0.45	0.50	$0.48	10.4%	1.5K	0.03	3.1K
$365.00	Jul 17	0.85	1.00	$0.93	16.1%	91	0.06	239

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 146 found (avg delta 0.73, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	75.75	80.00	$77.88	5.5%	25	1.00	780
$350.00	Jul 17	65.95	71.95	$68.95	8.7%	37	1.00	1.9K
$350.00	Jul 24	65.80	72.60	$69.20	9.8%	--	1.00	16
$355.00	Jul 24	60.55	69.25	$64.90	13.4%	2	1.00	8
$360.00	Jul 24	55.35	63.00	$59.18	12.9%	5	0.96	11

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 17	59.05	65.65	$62.35	10.6%	1	0.96	8
$480.00	Jul 24	59.35	67.00	$63.18	12.1%	5	0.93	1
$490.00	Aug 14	69.55	77.80	$73.68	11.2%	--	0.91	12
$490.00	Aug 21	69.85	75.35	$72.60	7.6%	--	0.90	72
$462.50	Jul 17	42.40	48.40	$45.40	13.2%	--	0.90	22

Most actively traded options today. High liquidity = easy entry/exit. 374 active (total vol 65.8K, top 6.5K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Jul 17	4.55	5.30	$4.93	15.2%	4.1K	0.26	3.0K
$420.00	Jul 17	11.60	12.70	$12.15	9.1%	1.9K	0.49	3.4K
$460.00	Jul 17	1.70	1.87	$1.79	9.5%	1.7K	0.12	2.7K
$450.00	Jul 17	2.68	3.15	$2.92	16.1%	1.5K	0.18	3.2K
$425.00	Jul 17	9.10	10.65	$9.88	15.7%	1.5K	0.43	1.2K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	5.55	6.00	$5.78	7.8%	6.5K	0.27	1.9K
$380.00	Jul 17	2.06	2.17	$2.12	5.2%	2.3K	0.12	3.3K
$395.00	Jul 17	4.35	4.75	$4.55	8.8%	1.7K	0.23	1.1K
$410.00	Jul 17	8.60	9.60	$9.10	11.0%	1.5K	0.38	2.5K
$350.00	Jul 17	0.45	0.50	$0.48	10.4%	1.5K	0.03	3.1K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 100 strikes (avg 155.4%, max 281.2%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 28	133.1%	34.9%	281.2%	38	1.9K
$375.00	Jul 17	Aug 28	116.2%	33.1%	250.8%	4	5
$340.00	Jul 17	Aug 21	145.7%	42.0%	246.6%	25	1.7K
$495.00	Jul 17	Aug 28	114.5%	34.2%	235.1%	35	81
$360.00	Jul 17	Aug 21	130.6%	39.6%	230.1%	77	1.6K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 28	145.7%	41.0%	255.7%	634	2.3K
$375.00	Jul 17	Aug 28	116.2%	33.1%	250.8%	661	1.2K
$360.00	Jul 17	Aug 28	130.6%	38.9%	235.3%	512	1.7K
$365.00	Jul 17	Aug 28	121.7%	36.5%	233.1%	94	261
$370.00	Jul 17	Aug 28	119.8%	36.7%	226.3%	1.1K	2.0K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 252 found (best R:R 34.71, avg 4.80)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$480.00	$490.00	Aug 7	$0.28	$9.72	$0.28	34.71	$480.28
$490.00	$492.50	Jul 17	$0.11	$2.39	$0.11	21.73	$490.11
$497.50	$500.00	Jul 17	$0.13	$2.37	$0.13	18.23	$497.63
$452.50	$455.00	Jul 24	$0.13	$2.37	$0.13	18.23	$452.63
$467.50	$470.00	Jul 24	$0.13	$2.37	$0.13	18.23	$467.63

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$425.00	$422.50	Jul 24	$0.10	$2.40	$0.10	24.00	$424.90
$360.00	$355.00	Jul 24	$0.24	$4.76	$0.24	19.83	$359.76
$367.50	$365.00	Jul 17	$0.13	$2.37	$0.13	18.23	$367.37
$375.00	$372.50	Jul 17	$0.13	$2.37	$0.13	18.23	$374.87
$362.50	$360.00	Jul 24	$0.16	$2.34	$0.16	14.63	$362.34

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 331 found (best R:R 43.12, avg 2.19)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$380.00	$387.50	Jul 17	$7.33	$7.33	$0.17	43.12	$387.33
$340.00	$350.00	Aug 21	$9.55	$9.55	$0.45	21.22	$349.55
$375.00	$380.00	Jul 31	$4.75	$4.75	$0.25	19.00	$379.75
$350.00	$360.00	Aug 21	$9.50	$9.50	$0.50	19.00	$359.50
$375.00	$380.00	Jul 24	$4.73	$4.73	$0.27	17.52	$379.73

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$462.50	Jul 17	$16.95	$16.95	$0.55	30.82	$463.05
$442.50	$437.50	Jul 31	$4.77	$4.77	$0.23	20.74	$437.73
$445.00	$442.50	Jul 17	$2.38	$2.38	$0.12	19.83	$442.62
$460.00	$450.00	Aug 21	$9.06	$9.06	$0.94	9.64	$450.94
$480.00	$450.00	Jul 24	$27.15	$27.15	$2.85	9.53	$452.85

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 96 found (avg debit $1.30, cheapest $0.13)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$485.00	Jul 17	Jul 24	$0.15	110.1%	54.6%
$490.00	Jul 17	Jul 24	$0.19	109.5%	56.0%
$500.00	Jul 17	Jul 24	$0.22	111.8%	59.4%
$350.00	Jul 17	Jul 24	$0.25	133.1%	67.2%
$482.50	Jul 17	Jul 24	$0.30	109.4%	56.5%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$355.00	Jul 17	Jul 24	$0.13	132.0%	62.5%
$360.00	Jul 17	Jul 24	$0.13	130.6%	61.5%
$435.00	Jul 17	Jul 24	$0.17	105.3%	57.3%
$397.50	Jul 17	Jul 24	$0.20	109.8%	50.3%
$392.50	Jul 17	Jul 24	$0.31	109.6%	51.0%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 141 found (cheapest 6.03% of stock, avg 10.03%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$415.00	Jul 17	$14.45	$10.78	$25.23	$389.77	$440.23	6.03%
$412.50	Jul 17	$15.33	$10.45	$25.78	$386.72	$438.28	6.16%
$420.00	Jul 17	$12.15	$13.90	$26.05	$393.95	$446.05	6.22%
$417.50	Jul 17	$13.43	$12.70	$26.13	$391.37	$443.63	6.24%
$410.00	Jul 17	$17.20	$9.10	$26.30	$383.70	$436.30	6.28%
$422.50	Jul 17	$11.08	$15.35	$26.43	$396.07	$448.93	6.32%
$425.00	Jul 17	$9.88	$16.90	$26.78	$398.22	$451.78	6.40%
$427.50	Jul 17	$8.82	$18.40	$27.22	$400.28	$454.72	6.50%
$407.50	Jul 17	$19.10	$8.20	$27.30	$380.20	$434.80	6.52%
$405.00	Jul 17	$20.58	$7.15	$27.73	$377.27	$432.73	6.63%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 2.35% of stock, avg 5.78%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$470.00	$380.00	Aug 21	$4.25	$5.60	$9.85	$370.15	$479.85
$460.00	$380.00	Aug 21	$6.03	$5.60	$11.63	$368.37	$471.63
$470.00	$390.00	Aug 21	$4.25	$7.73	$11.98	$378.02	$481.98
$450.00	$380.00	Aug 21	$8.13	$5.60	$13.73	$366.27	$463.73
$460.00	$390.00	Aug 21	$6.03	$7.73	$13.76	$376.24	$473.76
$470.00	$400.00	Aug 21	$4.25	$11.00	$15.25	$384.75	$485.25
$450.00	$390.00	Aug 21	$8.13	$7.73	$15.86	$374.14	$465.86
$430.00	$407.50	Jul 17	$7.98	$8.20	$16.18	$391.32	$446.18
$440.00	$380.00	Aug 21	$10.98	$5.60	$16.58	$363.42	$456.58
$427.50	$407.50	Jul 17	$8.82	$8.20	$17.02	$390.48	$444.52

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 289 found (best R:R 82.33, avg credit $4.32)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
340/345	360/370	Jul 31	$9.88	$0.12	82.33	$335.12	$369.88
360/362	375/380	Jul 24	$4.89	$0.11	44.45	$357.61	$379.89
370/375	395/400	Jul 31	$4.89	$0.11	44.45	$370.11	$399.89
375/380	400/405	Jul 31	$4.89	$0.11	44.45	$375.11	$404.89
340/345	350/355	Jul 24	$4.84	$0.16	30.25	$340.16	$354.84
340/345	360/365	Jul 24	$4.84	$0.16	30.25	$340.16	$364.84
390/395	425/430	Aug 14	$4.82	$0.18	26.78	$390.18	$429.82
395/400	410/415	Aug 7	$4.79	$0.21	22.81	$395.21	$414.79
340/345	400/405	Jul 31	$4.76	$0.24	19.83	$340.24	$404.76
370/380	390/400	Aug 21	$9.50	$0.50	19.00	$370.50	$399.50

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 171 found (best R:R 199.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$340.00	$350.00	$360.00	Aug 21	$0.05	$9.95	199.00
$360.00	$370.00	$380.00	Aug 14	$0.14	$9.86	70.43
$365.00	$370.00	$375.00	Aug 28	$0.08	$4.92	61.50
$435.00	$437.50	$440.00	Jul 17	$0.05	$2.45	49.00
$467.50	$470.00	$472.50	Jul 24	$0.05	$2.45	49.00

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$362.50	$365.00	$367.50	Jul 17	$0.06	$2.44	40.67
$370.00	$380.00	$390.00	Aug 21	$0.38	$9.62	25.32
$420.00	$422.50	$425.00	Jul 17	$0.10	$2.40	24.00
$350.00	$360.00	$370.00	Aug 21	$0.40	$9.60	24.00
$360.00	$362.50	$365.00	Jul 17	$0.11	$2.39	21.73

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 161 found (best net $-8.88, 154 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$360.00	$390.00	1:2	Aug 7	-$11.45	$18.55
$490.00	$500.00	1:2	Aug 21	-$0.62	$9.38
$480.00	$490.00	1:2	Aug 14	-$0.77	$9.23
$480.00	$490.00	1:2	Aug 7	-$1.23	$8.77
$480.00	$490.00	1:2	Aug 28	-$1.25	$8.75

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$480.00	$450.00	1:2	Jul 24	-$8.88	$21.12
$350.00	$340.00	1:2	Aug 21	-$0.55	$9.45
$370.00	$360.00	1:2	Aug 14	-$1.26	$8.74
$360.00	$350.00	1:2	Aug 21	-$1.38	$8.62
$415.00	$400.00	1:2	Aug 28	-$6.49	$8.51

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 125 found (best yield 4.66%, avg 1.31%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$420.00	Aug 28	$19.50	0.51	0.3%	4.66%	5.01%	3	8
$420.00	Aug 21	$18.75	0.51	0.3%	4.48%	4.83%	173	2.1K
$425.00	Aug 28	$17.50	0.48	1.6%	4.18%	5.73%	8	32
$420.00	Aug 14	$17.45	0.50	0.3%	4.17%	4.52%	36	15
$420.00	Aug 7	$16.10	0.49	0.3%	3.85%	4.20%	8	26
$430.00	Aug 28	$14.95	0.44	2.7%	3.57%	6.32%	32	17
$425.00	Aug 14	$14.60	0.46	1.6%	3.49%	5.04%	2	35
$430.00	Aug 21	$14.20	0.43	2.7%	3.39%	6.14%	516	2.3K
$420.00	Jul 31	$13.95	0.49	0.3%	3.33%	3.69%	110	145
$425.00	Aug 7	$13.80	0.46	1.6%	3.30%	4.85%	109	35

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 44,193

Total Puts 49,168

Put/Call Ratio 1.11

Net Difference -4,975

Prior's Put/Call Breakdown

Total Calls 24,776

Total Puts 26,716

Put/Call Ratio 1.08

Net Difference -1,940

Prior 7-Day Put/Call Summary

Total Calls 198,703

Total Puts 148,673

Average Put/Call Ratio 0.77

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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