UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$449.11 +7.31%

(7/15 18:03) ◀

Thursday, July 16, 2026 (9:35am)

▶ (7/16 09:40)

◀ 7/16 09:35 ▶

Option Volume

Detail

ℹ

Current (07/16 9:35am) 24,242

Calls: 11,828 (49%)

Puts: 12,414 (51%)

Prior (07/15) 3,021

Calls: 967 (32%)

Puts: 2,054 (68%)

Current vs Prior +702.45%

Calls: +1123.16% (Calls)

Puts: +504.38% (Puts)

Prior 7-Day Total 569,129

Calls: 347,609 (61%)

Puts: 221,520 (39%)

Prior 7-Day Average 81,304

Calls: 49,658 (61%)

Puts: 31,645 (39%)

Current vs Prior 7-Day Avg -70.18%

Calls: -76.18%

Puts: -60.77%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/16 9:35am) $22.08M

Calls: $20.45M (93%)

Puts: $1.63M (7%)

Prior (07/15) $2.65M

Calls: $1.13M (43%)

Puts: $1.52M (57%)

Current vs Prior +732.43%

Calls: +1705.03%

Puts: +7.29%

Prior 7-Day Total $522.34M

Calls: $416.02M (80%)

Puts: $106.32M (20%)

Prior 7-Day Average $74.62M

Calls: $59.43M (80%)

Puts: $15.19M (20%)

Current vs Prior 7-Day Avg -70.42%

Calls: -65.60%

Puts: -89.27%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 9:35am) 1.05

Prior (07/15) 2.12

Current vs Prior -50.59%

Prior 7-Day Average 0.73

Current vs Prior 7-Day Avg +44.39%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/16 9:35am) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 7,386,210

Calls: 4,286,846 (58%)

Puts: 3,099,364 (42%)

Prior 7-Day Average 1,055,172

Calls: 612,406 (58%)

Puts: 442,766 (42%)

Current vs Prior 7-Day Avg -3.22%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 3.05% | 4.47%3.05% | 8.86%

Prior 1.30% | 3.17%6.23% | 10.36%

Current vs Prior +134.67% | +40.97%-51.05% | -14.53%

Prior 7-Day Avg 5.14% | 6.28%6.31% | 10.55%

Current vs 7-Day Avg -40.70% | -28.89%-51.66% | -16.02%

Prior 7-Day Eod 1.30% | 3.17%6.53% | 10.48%

Current vs 7-Day Eod +134.67% | +40.97%-53.29% | -15.46%

Sentiment BEARISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 16.75% | 11.87%

Calls: 18.57% | 13.77%

Puts: 14.93% | 9.97%

Prior 15.80% | 9.30%

Calls: 9.78% | 9.45%

Puts: 21.82% | 9.16%

Current vs Prior +6.01% | +27.63%

Prior 7-Day Avg 7.23% | 6.99%

Calls: 5.38% | 5.40%

Puts: 9.08% | 8.57%

Current vs 7-Day Avg +131.67% | +69.90%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 93% of dollar volume in calls ($20.45M) vs puts ($1.63M). Massive premium surge with dollar volume up 732% vs prior. Unusually high activity with volume up 702% vs prior - elevated interest. Slightly bearish P/C ratio of 1.05.

Smart Money BULLISH

Retail Flow NEUTRAL

Overall MIXED

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BEARISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BEARISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BEARISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
14:05	BULLISH	BEARISH	BEARISH
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	NEUTRAL	MIXED
09:40	BULLISH	BEARISH	BEARISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 57 of results (avg 7.8%, best 4.5%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$390.00	Aug 21	61.65	64.50	$63.08	4.5%	1	0.92	1.1K
$360.00	Aug 21	89.85	94.25	$92.05	4.8%	--	0.97	821
$400.00	Aug 21	52.45	55.25	$53.85	5.2%	7	0.88	6.8K
$420.00	Jul 31	31.65	33.40	$32.53	5.4%	19	0.83	163
$427.50	Jul 24	23.60	25.00	$24.30	5.8%	1	0.81	485

PUTS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Aug 21	16.35	17.40	$16.88	6.2%	--	0.49	97
$440.00	Aug 21	11.55	12.75	$12.15	9.9%	5	0.40	353
$450.00	Jul 24	9.05	10.00	$9.53	10.0%	10	0.51	16

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 6 found (avg $0.57, cheapest $0.06)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$472.50	Jul 17	0.64	0.77	$0.71	18.3%	38	0.09	464
$470.00	Jul 17	0.76	0.88	$0.82	14.6%	462	0.11	915

PUTS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$395.00	Jul 17	0.05	0.06	$0.06	16.7%	129	0.01	2.5K
$410.00	Jul 17	0.17	0.20	$0.19	15.8%	235	0.02	3.4K
$425.00	Jul 17	0.65	0.77	$0.71	16.9%	173	0.09	1.8K
$427.50	Jul 17	0.82	0.99	$0.91	18.7%	7	0.10	625

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 147 found (avg delta 0.80, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Jul 17	87.70	93.75	$90.73	6.7%	1	1.00	784
$370.00	Jul 17	77.60	83.60	$80.60	7.4%	24	1.00	3.3K
$380.00	Jul 17	67.60	71.65	$69.63	5.8%	3	1.00	929
$382.50	Jul 17	65.30	71.00	$68.15	8.4%	2	1.00	5
$385.00	Jul 17	62.35	68.50	$65.43	9.4%	1	1.00	4

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 17	27.30	32.85	$30.08	18.5%	1	0.95	9
$470.00	Jul 17	19.50	23.55	$21.53	18.8%	4	0.89	9
$490.00	Aug 14	39.85	45.60	$42.73	13.5%	--	0.83	12
$490.00	Aug 21	40.85	45.65	$43.25	11.1%	--	0.80	72
$462.50	Jul 17	12.75	15.95	$14.35	22.3%	1	0.79	22

Most actively traded options today. High liquidity = easy entry/exit. 286 active (total vol 15.8K, top 1.3K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$520.00	Jul 17	0.00	0.05	$0.03	166.7%	1.0K	0.00	1.8K
$460.00	Jul 17	2.17	2.42	$2.30	10.9%	597	0.25	3.0K
$480.00	Jul 17	0.30	0.42	$0.36	33.3%	541	0.05	749
$450.00	Jul 17	5.75	6.35	$6.05	9.9%	512	0.48	3.5K
$500.00	Jul 17	0.06	0.10	$0.08	50.0%	500	0.01	3.4K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.05	0.13	$0.09	88.9%	1.3K	0.01	4.2K
$380.00	Jul 17	0.00	0.02	$0.01	200.0%	903	0.00	3.8K
$415.00	Jul 17	0.24	0.31	$0.28	25.0%	326	0.04	1.2K
$410.00	Jul 17	0.17	0.20	$0.19	15.8%	235	0.02	3.4K
$435.00	Jul 17	1.62	2.08	$1.85	24.9%	221	0.19	682

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 94 strikes (avg 108.6%, max 211.0%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Jul 17	Aug 21	118.3%	38.0%	211.0%	24	4.2K
$530.00	Jul 17	Aug 28	104.7%	35.1%	198.5%	2	552
$360.00	Jul 17	Aug 21	116.8%	39.5%	195.7%	1	1.6K
$390.00	Jul 17	Aug 21	96.6%	33.8%	186.1%	22	5.6K
$520.00	Jul 17	Aug 21	91.2%	32.3%	182.5%	1.0K	2.2K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Jul 17	Aug 21	118.3%	38.0%	211.0%	150	3.7K
$400.00	Jul 17	Aug 28	85.5%	30.7%	178.3%	1.3K	4.5K
$365.00	Jul 17	Aug 28	110.0%	40.9%	169.3%	26	291
$375.00	Jul 17	Aug 28	105.5%	39.5%	167.2%	86	1.3K
$390.00	Jul 17	Aug 28	96.6%	36.3%	166.1%	145	3.1K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 208 found (best R:R 32.33, avg 5.88)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$500.00	$510.00	Jul 31	$0.42	$9.58	$0.42	22.81	$500.42
$470.00	$472.50	Jul 17	$0.11	$2.39	$0.11	21.73	$470.11
$487.50	$490.00	Jul 17	$0.11	$2.39	$0.11	21.73	$487.61
$490.00	$492.50	Jul 24	$0.11	$2.39	$0.11	21.73	$490.11
$495.00	$497.50	Jul 17	$0.12	$2.38	$0.12	19.83	$495.12

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$395.00	$390.00	Aug 7	$0.15	$4.85	$0.15	32.33	$394.85
$375.00	$370.00	Jul 24	$0.16	$4.84	$0.16	30.25	$374.84
$380.00	$370.00	Aug 21	$0.32	$9.68	$0.32	30.25	$379.68
$375.00	$370.00	Jul 31	$0.17	$4.83	$0.17	28.41	$374.83
$370.00	$360.00	Aug 21	$0.36	$9.64	$0.36	26.78	$369.64

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 272 found (best R:R 99.00, avg 2.82)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$360.00	$370.00	Jul 24	$9.90	$9.90	$0.10	99.00	$369.90
$390.00	$395.00	Jul 31	$4.90	$4.90	$0.10	49.00	$394.90
$360.00	$390.00	Aug 7	$29.28	$29.28	$0.72	40.67	$389.28
$375.00	$380.00	Jul 24	$4.85	$4.85	$0.15	32.33	$379.85
$370.00	$380.00	Aug 21	$9.63	$9.63	$0.37	26.03	$379.63

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$470.00	$462.50	Jul 17	$7.18	$7.18	$0.32	22.44	$462.82
$460.00	$457.50	Jul 17	$2.25	$2.25	$0.25	9.00	$457.75
$480.00	$470.00	Jul 17	$8.55	$8.55	$1.45	5.90	$471.45
$490.00	$480.00	Aug 21	$8.33	$8.33	$1.67	4.99	$481.67
$465.00	$460.00	Aug 7	$4.10	$4.10	$0.90	4.56	$460.90

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 94 found (avg debit $1.67, cheapest $0.21)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$520.00	Jul 17	Jul 24	$0.23	91.2%	47.4%
$495.00	Jul 17	Jul 24	$0.30	88.3%	38.6%
$360.00	Jul 17	Jul 24	$0.37	116.8%	94.6%
$500.00	Jul 17	Jul 24	$0.40	81.8%	42.2%
$492.50	Jul 17	Jul 24	$0.44	81.5%	38.8%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$370.00	Jul 17	Jul 24	$0.21	118.3%	60.8%
$365.00	Jul 17	Jul 24	$0.25	110.0%	65.8%
$390.00	Jul 17	Jul 24	$0.25	96.6%	51.0%
$380.00	Jul 17	Jul 24	$0.28	98.1%	55.1%
$375.00	Jul 17	Jul 24	$0.38	105.5%	62.0%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 140 found (cheapest 2.77% of stock, avg 9.44%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$452.50	Jul 17	$4.75	$7.70	$12.45	$440.05	$464.95	2.77%
$447.50	Jul 17	$7.00	$5.58	$12.58	$434.92	$460.08	2.80%
$455.00	Jul 17	$3.80	$8.88	$12.68	$442.32	$467.68	2.82%
$450.00	Jul 17	$6.05	$6.70	$12.75	$437.25	$462.75	2.84%
$445.00	Jul 17	$8.45	$4.58	$13.03	$431.97	$458.03	2.90%
$457.50	Jul 17	$3.05	$10.73	$13.78	$443.72	$471.28	3.07%
$442.50	Jul 17	$10.15	$3.70	$13.85	$428.65	$456.35	3.08%
$440.00	Jul 17	$11.93	$2.97	$14.90	$425.10	$454.90	3.32%
$460.00	Jul 17	$2.30	$12.98	$15.28	$444.72	$475.28	3.40%
$437.50	Jul 17	$13.65	$2.43	$16.08	$421.42	$453.58	3.58%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 1.05% of stock, avg 3.73%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$460.00	$437.50	Jul 17	$2.30	$2.43	$4.73	$432.77	$464.73
$460.00	$440.00	Jul 17	$2.30	$2.97	$5.27	$434.73	$465.27
$457.50	$437.50	Jul 17	$3.05	$2.43	$5.48	$432.02	$462.98
$457.50	$440.00	Jul 17	$3.05	$2.97	$6.02	$433.98	$463.52
$460.00	$442.50	Jul 17	$2.30	$3.70	$6.00	$436.50	$466.00
$455.00	$437.50	Jul 17	$3.80	$2.43	$6.23	$431.27	$461.23
$457.50	$442.50	Jul 17	$3.05	$3.70	$6.75	$435.75	$464.25
$455.00	$440.00	Jul 17	$3.80	$2.97	$6.77	$433.23	$461.77
$460.00	$445.00	Jul 17	$2.30	$4.58	$6.88	$438.12	$466.88
$452.50	$437.50	Jul 17	$4.75	$2.43	$7.18	$430.32	$459.68

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 184 found (best R:R 82.33, avg credit $5.58)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
360/365	390/400	Aug 7	$9.88	$0.12	82.33	$355.12	$399.88
365/370	375/385	Jul 31	$9.84	$0.16	61.50	$360.16	$384.84
380/385	405/410	Aug 14	$4.88	$0.12	40.67	$380.12	$409.88
365/370	395/400	Jul 31	$4.84	$0.16	30.25	$365.16	$399.84
360/370	380/395	Aug 14	$14.52	$0.48	30.25	$355.48	$394.52
370/375	380/395	Aug 14	$14.47	$0.53	27.30	$360.53	$394.47
370/375	400/405	Jul 31	$4.82	$0.18	26.78	$370.18	$404.82
365/370	430/435	Aug 7	$4.80	$0.20	24.00	$365.20	$434.80
360/370	390/400	Aug 21	$9.59	$0.41	23.39	$360.41	$399.59
440/450	460/470	Aug 28	$9.59	$0.41	23.39	$440.41	$469.59

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 150 found (best R:R 51.63, cheapest $0.06)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$510.00	$520.00	$530.00	Aug 21	$0.21	$9.79	46.62
$450.00	$452.50	$455.00	Jul 24	$0.06	$2.44	40.67
$500.00	$510.00	$520.00	Aug 21	$0.25	$9.75	39.00
$440.00	$442.50	$445.00	Jul 17	$0.08	$2.42	30.25
$475.00	$477.50	$480.00	Jul 24	$0.08	$2.42	30.25

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$370.00	$380.00	$390.00	Aug 21	$0.19	$9.81	51.63
$425.00	$430.00	$435.00	Aug 7	$0.10	$4.90	49.00
$430.00	$440.00	$450.00	Aug 28	$0.23	$9.77	42.48
$422.50	$425.00	$427.50	Jul 17	$0.06	$2.44	40.67
$372.50	$375.00	$377.50	Jul 17	$0.07	$2.43	34.71

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 185 found (best net $-0.97, 168 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$470.00	$500.00	1:2	Aug 28	-$0.97	$29.03
$500.00	$520.00	1:2	Aug 7	-$3.17	$16.83
$485.00	$500.00	1:2	Aug 14	-$1.38	$13.62
$510.00	$520.00	1:2	Jul 17	$0.00	$10.00
$520.00	$530.00	1:2	Jul 17	-$0.03	$9.97

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$420.00	$405.00	1:2	Aug 28	-$2.17	$12.83
$370.00	$360.00	1:2	Aug 21	-$0.40	$9.60
$380.00	$370.00	1:2	Aug 21	-$0.80	$9.20
$390.00	$380.00	1:2	Aug 21	-$0.93	$9.07
$370.00	$360.00	1:2	Aug 14	-$0.95	$9.05

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 76 found (best yield 3.97%, avg 1.11%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$450.00	Aug 28	$17.85	0.53	0.2%	3.97%	4.17%	1	22
$450.00	Aug 21	$16.85	0.52	0.2%	3.75%	3.95%	57	3.3K
$455.00	Aug 28	$15.55	0.49	1.3%	3.46%	4.77%	1	14
$450.00	Aug 14	$15.30	0.53	0.2%	3.41%	3.60%	--	15
$460.00	Aug 28	$13.55	0.45	2.4%	3.02%	5.44%	6	7
$450.00	Aug 7	$13.20	0.51	0.2%	2.94%	3.14%	5	167
$455.00	Aug 14	$13.00	0.48	1.3%	2.89%	4.21%	1	17
$460.00	Aug 21	$12.50	0.42	2.4%	2.78%	5.21%	58	1.9K
$455.00	Aug 7	$11.10	0.46	1.3%	2.47%	3.78%	2	10
$450.00	Jul 31	$11.05	0.50	0.2%	2.46%	2.66%	65	174

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 11,828

Total Puts 12,414

Put/Call Ratio 1.05

Net Difference -586

Prior's Put/Call Breakdown

Total Calls 967

Total Puts 2,054

Put/Call Ratio 2.12

Net Difference -1,087

Prior 7-Day Put/Call Summary

Total Calls 347,609

Total Puts 221,520

Average Put/Call Ratio 0.73

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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