UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$454.92 +8.70%

(7/16 09:35) ◀

Thursday, July 16, 2026 (9:40am)

▶ (7/16 09:45)

◀ 7/16 09:40 ▶

Option Volume

Detail

ℹ

Current (07/16 9:40am) 34,039

Calls: 19,286 (57%)

Puts: 14,753 (43%)

Prior (07/15) 4,181

Calls: 1,851 (44%)

Puts: 2,330 (56%)

Current vs Prior +714.14%

Calls: +941.92% (Calls)

Puts: +533.18% (Puts)

Prior 7-Day Total 564,782

Calls: 343,455 (61%)

Puts: 221,327 (39%)

Prior 7-Day Average 112,956

Calls: 49,065 (61%)

Puts: 31,618 (39%)

Current vs Prior 7-Day Avg -69.87%

Calls: -60.69%

Puts: -53.34%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16 9:40am) $37.92M

Calls: $35.66M (94%)

Puts: $2.26M (6%)

Prior (07/15) $4.13M

Calls: $2.51M (61%)

Puts: $1.62M (39%)

Current vs Prior +819.11%

Calls: +1323.27%

Puts: +39.43%

Prior 7-Day Total $519.07M

Calls: $418.51M (81%)

Puts: $100.56M (19%)

Prior 7-Day Average $103.81M

Calls: $59.79M (81%)

Puts: $14.37M (19%)

Current vs Prior 7-Day Avg -63.48%

Calls: -40.36%

Puts: -84.28%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 9:40am) 0.77

Prior (07/15) 1.26

Current vs Prior -39.23%

Prior 7-Day Average 0.75

Current vs Prior 7-Day Avg +2.42%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/16 9:40am) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 5,432,875

Calls: 3,173,265 (58%)

Puts: 2,259,610 (42%)

Prior 7-Day Average 1,086,575

Calls: 634,653 (58%)

Puts: 451,922 (42%)

Current vs Prior 7-Day Avg -6.01%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 3.04% | 4.39%3.04% | 9.10%

Prior 6.23% | 7.08%6.23% | 10.36%

Current vs Prior -51.15% | -37.93%-51.15% | -12.22%

Prior 7-Day Avg 4.32% | 5.47%6.23% | 10.36%

Current vs 7-Day Avg -29.50% | -19.65%-51.15% | -12.22%

Prior 7-Day Eod 6.23% | 7.08%6.53% | 10.48%

Current vs 7-Day Eod -51.15% | -37.93%-53.38% | -13.18%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 11.65% | 11.90%

Calls: 10.60% | 10.19%

Puts: 12.70% | 13.62%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +160.63% | +137.52%

Prior 7-Day Avg 6.54% | 6.49%

Calls: 5.77% | 5.50%

Puts: 7.31% | 7.49%

Current vs 7-Day Avg +78.13% | +83.29%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 94% of dollar volume in calls ($35.66M) vs puts ($2.26M). Massive premium surge with dollar volume up 819% vs prior. Unusually high activity with volume up 714% vs prior - elevated interest. P/C ratio dropping 39% - sentiment shifting bullish.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BEARISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BEARISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 77 of results (avg 7.5%, best 3.0%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Jul 17	16.25	16.75	$16.50	3.0%	308	0.83	4.3K
$400.00	Aug 21	58.50	60.50	$59.50	3.4%	7	0.90	6.8K
$420.00	Aug 21	41.00	42.50	$41.75	3.6%	96	0.81	2.1K
$370.00	Aug 21	85.50	89.00	$87.25	4.0%	2	1.00	954
$370.00	Jul 17	83.60	87.10	$85.35	4.1%	24	1.00	3.3K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 24	11.50	12.50	$12.00	8.3%	12	0.57	--
$400.00	Aug 21	2.28	2.48	$2.38	8.4%	109	0.10	1.1K
$390.00	Aug 21	1.62	1.77	$1.70	8.8%	85	0.07	1.2K
$430.00	Aug 21	6.80	7.50	$7.15	9.8%	18	0.27	441
$440.00	Aug 21	9.70	10.70	$10.20	9.8%	23	0.35	353

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 6 found (avg $0.65, cheapest $0.14)

CALLS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 17	0.13	0.15	$0.14	14.3%	744	0.02	3.4K
$485.00	Jul 17	0.38	0.43	$0.41	12.2%	128	0.05	337
$500.00	Jul 24	0.59	0.70	$0.65	16.9%	313	0.06	1.2K
$495.00	Jul 24	0.85	1.00	$0.93	16.1%	2	0.08	32

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$432.50	Jul 17	0.72	0.87	$0.80	18.8%	114	0.09	320
$435.00	Jul 17	0.91	1.07	$0.99	16.2%	256	0.12	682

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 148 found (avg delta 0.81, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	83.60	87.10	$85.35	4.1%	24	1.00	3.3K
$380.00	Jul 17	72.30	78.25	$75.28	7.9%	3	1.00	929
$382.50	Jul 17	69.20	76.00	$72.60	9.4%	2	1.00	5
$385.00	Jul 17	66.65	73.45	$70.05	9.7%	1	1.00	4
$387.50	Jul 17	64.15	70.70	$67.43	9.7%	1	1.00	2

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 24	42.45	48.95	$45.70	14.2%	2	0.94	5
$480.00	Jul 17	22.15	27.50	$24.83	21.5%	1	0.92	9
$470.00	Jul 17	15.00	17.05	$16.02	12.8%	4	0.82	9
$490.00	Aug 14	36.05	43.00	$39.53	17.6%	--	0.78	12
$490.00	Aug 21	37.45	41.85	$39.65	11.1%	--	0.76	72

Most actively traded options today. High liquidity = easy entry/exit. 327 active (total vol 23.0K, top 1.3K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Jul 17	8.80	9.45	$9.13	7.1%	1.0K	0.63	3.5K
$460.00	Jul 17	3.90	4.30	$4.10	9.8%	1.0K	0.38	3.0K
$520.00	Jul 17	0.02	0.05	$0.04	75.0%	1.0K	0.01	1.8K
$470.00	Jul 17	1.47	1.61	$1.54	9.1%	837	0.18	915
$480.00	Jul 17	0.51	0.65	$0.58	24.1%	774	0.08	749

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.03	0.05	$0.04	50.0%	1.3K	0.01	4.2K
$380.00	Jul 17	0.01	0.02	$0.02	50.0%	1.0K	0.00	3.8K
$415.00	Jul 17	0.13	0.17	$0.15	26.7%	355	0.02	1.2K
$410.00	Jul 17	0.05	0.18	$0.12	108.3%	323	0.01	3.4K
$420.00	Jul 17	0.20	0.30	$0.25	40.0%	266	0.03	1.6K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 94 strikes (avg 104.7%, max 202.4%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$540.00	Jul 17	Aug 21	99.8%	33.0%	202.4%	16	731
$380.00	Jul 17	Aug 21	105.7%	36.1%	192.6%	4	3.2K
$530.00	Jul 17	Aug 28	97.5%	33.7%	189.4%	3	552
$370.00	Jul 17	Aug 21	109.5%	38.2%	187.0%	26	4.2K
$510.00	Jul 17	Aug 21	91.0%	32.4%	180.9%	37	835

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$365.00	Jul 17	Aug 28	116.2%	38.6%	201.5%	27	291
$370.00	Jul 17	Aug 21	109.5%	38.2%	187.0%	173	3.7K
$380.00	Jul 17	Aug 28	105.8%	38.8%	172.7%	1.0K	3.8K
$405.00	Jul 17	Aug 28	82.6%	31.2%	164.9%	203	585
$410.00	Jul 17	Aug 28	81.6%	31.0%	163.0%	324	3.4K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 207 found (best R:R 82.33, avg 6.04)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$510.00	$520.00	Jul 17	$0.12	$9.88	$0.12	82.33	$510.12
$490.00	$495.00	Jul 31	$0.12	$4.88	$0.12	40.67	$490.12
$495.00	$497.50	Jul 24	$0.11	$2.39	$0.11	21.73	$495.11
$530.00	$540.00	Aug 21	$0.44	$9.56	$0.44	21.73	$530.44
$477.50	$480.00	Jul 17	$0.12	$2.38	$0.12	19.83	$477.62

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$390.00	$385.00	Jul 31	$0.13	$4.87	$0.13	37.46	$389.87
$400.00	$395.00	Aug 28	$0.13	$4.87	$0.13	37.46	$399.87
$375.00	$370.00	Jul 31	$0.15	$4.85	$0.15	32.33	$374.85
$380.00	$370.00	Aug 21	$0.30	$9.70	$0.30	32.33	$379.70
$395.00	$390.00	Aug 7	$0.17	$4.83	$0.17	28.41	$394.83

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 268 found (best R:R 49.00, avg 2.53)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$370.00	$380.00	Aug 21	$9.80	$9.80	$0.20	49.00	$379.80
$370.00	$375.00	Jul 24	$4.85	$4.85	$0.15	32.33	$374.85
$400.00	$405.00	Aug 7	$4.85	$4.85	$0.15	32.33	$404.85
$400.00	$410.00	Aug 21	$9.70	$9.70	$0.30	32.33	$409.70
$380.00	$395.00	Aug 14	$14.48	$14.48	$0.52	27.85	$394.48

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$422.50	$420.00	Jul 31	$2.26	$2.26	$0.24	9.42	$420.24
$500.00	$470.00	Jul 24	$26.93	$26.93	$3.07	8.77	$473.07
$480.00	$470.00	Jul 17	$8.81	$8.81	$1.19	7.40	$471.19
$465.00	$462.50	Jul 17	$1.90	$1.90	$0.60	3.17	$463.10
$412.50	$410.00	Jul 24	$1.90	$1.90	$0.60	3.17	$410.60

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 94 found (avg debit $1.58, cheapest $0.10)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$395.00	Jul 17	Jul 24	$0.10	92.2%	49.9%
$370.00	Jul 17	Jul 24	$0.13	109.5%	61.1%
$520.00	Jul 17	Jul 24	$0.24	86.7%	44.3%
$380.00	Jul 17	Jul 24	$0.30	105.7%	55.4%
$405.00	Jul 17	Jul 24	$0.30	82.6%	46.0%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$375.00	Jul 17	Jul 24	$0.12	102.9%	56.1%
$490.00	Aug 14	Aug 21	$0.12	32.7%	32.1%
$380.00	Jul 17	Jul 24	$0.13	105.8%	55.4%
$385.00	Jul 17	Jul 24	$0.14	98.5%	50.5%
$370.00	Jul 17	Jul 24	$0.15	109.5%	61.1%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 142 found (cheapest 2.73% of stock, avg 9.37%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$457.50	Jul 17	$5.05	$7.38	$12.43	$445.07	$469.93	2.73%
$452.50	Jul 17	$7.55	$4.93	$12.48	$440.02	$464.98	2.74%
$455.00	Jul 17	$6.28	$6.30	$12.58	$442.42	$467.58	2.77%
$460.00	Jul 17	$4.10	$8.90	$13.00	$447.00	$473.00	2.86%
$450.00	Jul 17	$9.13	$4.15	$13.28	$436.72	$463.28	2.92%
$462.50	Jul 17	$3.25	$10.53	$13.78	$448.72	$476.28	3.03%
$447.50	Jul 17	$10.75	$3.25	$14.00	$433.50	$461.50	3.08%
$465.00	Jul 17	$2.47	$12.43	$14.90	$450.10	$479.90	3.28%
$445.00	Jul 17	$12.63	$2.69	$15.32	$429.68	$460.32	3.37%
$442.50	Jul 17	$14.68	$2.07	$16.75	$425.75	$459.25	3.68%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 1.03% of stock, avg 3.64%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$467.50	$445.00	Jul 17	$1.99	$2.69	$4.68	$440.32	$472.18
$465.00	$445.00	Jul 17	$2.47	$2.69	$5.16	$439.84	$470.16
$467.50	$447.50	Jul 17	$1.99	$3.25	$5.24	$442.26	$472.74
$465.00	$447.50	Jul 17	$2.47	$3.25	$5.72	$441.78	$470.72
$462.50	$445.00	Jul 17	$3.25	$2.69	$5.94	$439.06	$468.44
$467.50	$450.00	Jul 17	$1.99	$4.15	$6.14	$443.86	$473.64
$462.50	$447.50	Jul 17	$3.25	$3.25	$6.50	$441.00	$469.00
$465.00	$450.00	Jul 17	$2.47	$4.15	$6.62	$443.38	$471.62
$460.00	$445.00	Jul 17	$4.10	$2.69	$6.79	$438.21	$466.79
$467.50	$452.50	Jul 17	$1.99	$4.93	$6.92	$445.58	$474.42

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 160 found (best R:R 36.04, avg credit $5.10)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
390/395	410/420	Aug 14	$9.73	$0.27	36.04	$385.27	$419.73
400/405	410/420	Aug 14	$9.71	$0.29	33.48	$395.29	$419.71
380/385	410/420	Aug 14	$9.66	$0.34	28.41	$375.34	$419.66
375/380	420/425	Aug 14	$4.76	$0.24	19.83	$375.24	$424.76
405/410	420/425	Aug 28	$4.75	$0.25	19.00	$405.25	$424.75
370/375	390/395	Jul 31	$4.70	$0.30	15.67	$370.30	$394.70
390/395	415/420	Aug 7	$4.69	$0.31	15.13	$390.31	$419.69
370/380	390/400	Aug 21	$9.37	$0.63	14.87	$370.63	$399.37
375/380	410/420	Aug 14	$9.19	$0.81	11.35	$370.81	$419.19
375/380	430/435	Aug 14	$4.56	$0.44	10.36	$375.44	$434.56

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 162 found (best R:R 124.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$410.00	$420.00	$430.00	Aug 21	$0.08	$9.92	124.00
$510.00	$520.00	$530.00	Jul 17	$0.11	$9.89	89.91
$430.00	$440.00	$450.00	Aug 28	$0.14	$9.86	70.43
$450.00	$455.00	$460.00	Aug 28	$0.07	$4.93	70.43
$430.00	$435.00	$440.00	Aug 14	$0.08	$4.92	61.50

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$450.00	$455.00	$460.00	Aug 7	$0.09	$4.91	54.56
$370.00	$380.00	$390.00	Aug 21	$0.19	$9.81	51.63
$380.00	$390.00	$400.00	Aug 21	$0.19	$9.81	51.63
$427.50	$430.00	$432.50	Jul 17	$0.05	$2.45	49.00
$392.50	$395.00	$397.50	Jul 17	$0.06	$2.44	40.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 185 found (best net $-0.05, 161 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$500.00	$530.00	1:2	Aug 28	-$0.05	$29.95
$530.00	$540.00	1:2	Jul 17	-$0.01	$9.99
$520.00	$530.00	1:2	Jul 17	-$0.02	$9.98
$530.00	$540.00	1:2	Aug 21	-$0.57	$9.43
$510.00	$520.00	1:2	Jul 31	-$0.75	$9.25

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$480.00	$450.00	1:2	Aug 28	-$0.40	$29.60
$380.00	$370.00	1:2	Aug 21	-$0.61	$9.39
$390.00	$380.00	1:2	Aug 21	-$0.72	$9.28
$400.00	$390.00	1:2	Aug 21	-$1.02	$8.98
$410.00	$400.00	1:2	Aug 21	-$1.33	$8.67

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 81 found (best yield 3.52%, avg 1.03%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$455.00	Aug 14	$16.00	0.51	0.0%	3.52%	3.53%	2	17
$455.00	Aug 28	$16.00	0.51	0.0%	3.52%	3.53%	2	14
$460.00	Aug 21	$15.35	0.47	1.1%	3.37%	4.49%	91	1.9K
$460.00	Aug 28	$13.65	0.47	1.1%	3.00%	4.12%	6	7
$455.00	Aug 7	$13.35	0.51	0.0%	2.93%	2.95%	3	10
$465.00	Aug 28	$12.45	0.43	2.2%	2.74%	4.95%	2	1
$455.00	Jul 31	$12.10	0.52	0.0%	2.66%	2.68%	14	523
$470.00	Aug 21	$11.35	0.39	3.3%	2.49%	5.81%	65	573
$460.00	Aug 7	$11.30	0.46	1.1%	2.48%	3.60%	7	77
$470.00	Aug 28	$11.15	0.40	3.3%	2.45%	5.77%	1	18

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 19,286

Total Puts 14,753

Put/Call Ratio 0.77

Net Difference 4,533

Prior's Put/Call Breakdown

Total Calls 1,851

Total Puts 2,330

Put/Call Ratio 1.26

Net Difference -479

Prior 7-Day Put/Call Summary

Total Calls 343,455

Total Puts 221,327

Average Put/Call Ratio 0.75

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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