UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$456.37 +9.04%

(7/16 09:40) ◀

Thursday, July 16, 2026 (9:45am)

▶ (7/16 09:50)

◀ 7/16 09:45 ▶

Option Volume

Detail

ℹ

Current (07/16 9:45am) 45,088

Calls: 27,754 (62%)

Puts: 17,334 (38%)

Prior (07/15) 5,242

Calls: 2,531 (48%)

Puts: 2,711 (52%)

Current vs Prior +760.13%

Calls: +996.56% (Calls)

Puts: +539.40% (Puts)

Prior 7-Day Total 598,821

Calls: 362,741 (61%)

Puts: 236,080 (39%)

Prior 7-Day Average 99,803

Calls: 51,820 (61%)

Puts: 33,725 (39%)

Current vs Prior 7-Day Avg -54.82%

Calls: -46.44%

Puts: -48.60%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16 9:45am) $52.99M

Calls: $49.29M (93%)

Puts: $3.70M (7%)

Prior (07/15) $5.16M

Calls: $3.39M (66%)

Puts: $1.77M (34%)

Current vs Prior +926.06%

Calls: +1352.41%

Puts: +108.75%

Prior 7-Day Total $556.98M

Calls: $454.17M (82%)

Puts: $102.82M (18%)

Prior 7-Day Average $92.83M

Calls: $64.88M (82%)

Puts: $14.69M (18%)

Current vs Prior 7-Day Avg -42.92%

Calls: -24.02%

Puts: -74.84%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 9:45am) 0.62

Prior (07/15) 1.07

Current vs Prior -41.69%

Prior 7-Day Average 0.75

Current vs Prior 7-Day Avg -16.71%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (07/16 9:45am) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 6,454,118

Calls: 3,746,092 (58%)

Puts: 2,708,026 (42%)

Prior 7-Day Average 1,075,686

Calls: 624,348 (58%)

Puts: 451,337 (42%)

Current vs Prior 7-Day Avg -5.06%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 2.85% | 4.24%2.85% | 8.83%

Prior 6.23% | 7.08%6.23% | 10.36%

Current vs Prior -54.22% | -40.10%-54.22% | -14.79%

Prior 7-Day Avg 4.32% | 5.47%6.23% | 10.36%

Current vs 7-Day Avg -33.93% | -22.47%-54.22% | -14.79%

Prior 7-Day Eod 6.23% | 7.08%6.53% | 10.48%

Current vs 7-Day Eod -54.22% | -40.10%-56.31% | -15.72%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 13.41% | 10.36%

Calls: 10.85% | 8.70%

Puts: 15.98% | 12.02%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +200.00% | +106.79%

Prior 7-Day Avg 6.54% | 6.49%

Calls: 5.77% | 5.50%

Puts: 7.31% | 7.49%

Current vs 7-Day Avg +105.05% | +59.57%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 93% of dollar volume in calls ($49.29M) vs puts ($3.70M). Massive premium surge with dollar volume up 926% vs prior. Unusually high activity with volume up 760% vs prior - elevated interest. Bullish P/C ratio of 0.62.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 82 of results (avg 7.4%, best 2.0%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	85.40	87.10	$86.25	2.0%	24	1.00	3.3K
$430.00	Aug 7	30.95	32.00	$31.48	3.3%	9	0.79	311
$470.00	Aug 21	11.70	12.10	$11.90	3.4%	76	0.39	573
$435.00	Jul 17	21.80	22.75	$22.28	4.3%	82	0.92	1.8K
$370.00	Aug 21	85.65	89.80	$87.73	4.7%	3	1.00	954

PUTS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$470.00	Jul 17	15.00	15.95	$15.48	6.1%	5	0.82	9
$450.00	Aug 21	13.05	14.15	$13.60	8.1%	13	0.43	97
$460.00	Jul 24	10.40	11.35	$10.88	8.7%	19	0.56	--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 1 found (avg $0.78, cheapest $0.78)

CALLS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$475.00	Jul 17	0.71	0.85	$0.78	17.9%	677	0.11	534

PUTS (0)

No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 148 found (avg delta 0.82, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	85.40	87.10	$86.25	2.0%	24	1.00	3.3K
$380.00	Jul 17	72.75	77.65	$75.20	6.5%	8	1.00	929
$382.50	Jul 17	69.65	75.05	$72.35	7.5%	2	1.00	5
$385.00	Jul 17	67.10	72.60	$69.85	7.9%	1	1.00	4
$387.50	Jul 17	64.60	70.05	$67.32	8.1%	1	1.00	2

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 24	43.05	48.40	$45.72	11.7%	2	0.94	5
$480.00	Jul 17	23.15	27.40	$25.28	16.8%	1	0.93	9
$470.00	Jul 17	15.00	15.95	$15.48	6.1%	5	0.82	9
$490.00	Aug 21	37.30	43.00	$40.15	14.2%	--	0.78	72
$490.00	Aug 14	36.15	40.65	$38.40	11.7%	--	0.77	12

Most actively traded options today. High liquidity = easy entry/exit. 339 active (total vol 30.5K, top 2.5K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$520.00	Jul 17	0.00	0.04	$0.02	200.0%	2.5K	0.00	1.8K
$460.00	Jul 17	4.00	4.20	$4.10	4.9%	1.4K	0.39	3.0K
$450.00	Jul 17	9.20	9.80	$9.50	6.3%	1.1K	0.66	3.5K
$470.00	Jul 17	1.28	1.47	$1.38	13.8%	1.1K	0.17	915
$430.00	Jul 24	26.50	29.35	$27.93	10.2%	992	0.86	923

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.02	0.06	$0.04	100.0%	1.4K	0.01	4.2K
$380.00	Jul 17	0.01	0.02	$0.02	50.0%	1.0K	0.00	3.8K
$410.00	Jul 17	0.06	0.10	$0.08	50.0%	368	0.01	3.4K
$415.00	Jul 17	0.07	0.14	$0.11	63.6%	368	0.01	1.2K
$460.00	Jul 17	7.40	8.45	$7.93	13.2%	319	0.61	112

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 94 strikes (avg 99.7%, max 225.9%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$540.00	Jul 17	Aug 21	98.6%	31.5%	212.7%	17	731
$380.00	Jul 17	Aug 21	106.8%	36.5%	192.4%	9	3.2K
$370.00	Jul 17	Aug 21	110.5%	38.1%	189.8%	27	4.2K
$530.00	Jul 17	Aug 28	96.7%	33.5%	188.8%	3	552
$405.00	Jul 17	Aug 28	81.0%	30.2%	168.5%	38	66

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$375.00	Jul 17	Aug 28	133.5%	41.0%	225.9%	102	1.3K
$370.00	Jul 17	Aug 21	110.5%	38.1%	189.8%	181	3.7K
$380.00	Jul 17	Aug 28	106.8%	39.3%	172.2%	1.0K	3.8K
$405.00	Jul 17	Aug 28	81.0%	30.2%	168.5%	210	585
$390.00	Jul 17	Aug 28	97.5%	37.2%	161.9%	224	3.1K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 194 found (best R:R 49.00, avg 6.11)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$510.00	$520.00	Jul 24	$0.20	$9.80	$0.20	49.00	$510.20
$480.00	$482.50	Jul 17	$0.10	$2.40	$0.10	24.00	$480.10
$497.50	$500.00	Jul 24	$0.12	$2.38	$0.12	19.83	$497.62
$530.00	$540.00	Aug 21	$0.49	$9.51	$0.49	19.41	$530.49
$487.50	$490.00	Jul 17	$0.14	$2.36	$0.14	16.86	$487.64

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$380.00	$375.00	Aug 28	$0.12	$4.88	$0.12	40.67	$379.88
$390.00	$385.00	Aug 7	$0.15	$4.85	$0.15	32.33	$389.85
$385.00	$380.00	Jul 31	$0.17	$4.83	$0.17	28.41	$384.83
$385.00	$380.00	Aug 7	$0.17	$4.83	$0.17	28.41	$384.83
$380.00	$370.00	Aug 21	$0.34	$9.66	$0.34	28.41	$379.66

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 266 found (best R:R 65.67, avg 3.05)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$390.00	$400.00	Aug 7	$9.85	$9.85	$0.15	65.67	$399.85
$395.00	$400.00	Aug 14	$4.90	$4.90	$0.10	49.00	$399.90
$370.00	$380.00	Aug 21	$9.68	$9.68	$0.32	30.25	$379.68
$427.50	$430.00	Jul 17	$2.40	$2.40	$0.10	24.00	$429.90
$420.00	$422.50	Jul 31	$2.40	$2.40	$0.10	24.00	$422.40

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$470.00	Jul 17	$9.80	$9.80	$0.20	49.00	$470.20
$500.00	$470.00	Jul 24	$27.09	$27.09	$2.91	9.31	$472.91
$470.00	$465.00	Jul 17	$4.48	$4.48	$0.52	8.62	$465.52
$490.00	$480.00	Aug 21	$8.60	$8.60	$1.40	6.14	$481.40
$372.50	$370.00	Jul 24	$2.06	$2.06	$0.44	4.68	$370.44

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 91 found (avg debit $1.62, cheapest $0.08)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$407.50	Jul 17	Jul 24	$0.08	91.3%	63.5%
$380.00	Jul 17	Jul 24	$0.13	106.8%	55.4%
$400.00	Jul 17	Jul 24	$0.13	87.4%	44.9%
$520.00	Jul 17	Jul 24	$0.18	80.9%	41.5%
$510.00	Jul 17	Jul 24	$0.33	80.0%	40.8%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$370.00	Jul 17	Jul 24	$0.10	110.5%	58.4%
$380.00	Jul 17	Jul 24	$0.15	106.8%	55.4%
$385.00	Jul 17	Jul 24	$0.20	102.3%	53.8%
$390.00	Jul 17	Jul 24	$0.22	97.5%	51.0%
$400.00	Jul 17	Jul 24	$0.25	87.4%	44.9%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 143 found (cheapest 2.57% of stock, avg 9.32%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$455.00	Jul 17	$6.45	$5.30	$11.75	$443.25	$466.75	2.57%
$457.50	Jul 17	$5.15	$6.57	$11.72	$445.78	$469.22	2.57%
$460.00	Jul 17	$4.10	$7.93	$12.03	$447.97	$472.03	2.64%
$452.50	Jul 17	$7.83	$4.35	$12.18	$440.32	$464.68	2.67%
$462.50	Jul 17	$3.13	$9.40	$12.53	$449.97	$475.03	2.75%
$450.00	Jul 17	$9.50	$3.40	$12.90	$437.10	$462.90	2.83%
$465.00	Jul 17	$2.42	$11.00	$13.42	$451.58	$478.42	2.94%
$447.50	Jul 17	$11.40	$2.72	$14.12	$433.38	$461.62	3.09%
$445.00	Jul 17	$13.30	$2.15	$15.45	$429.55	$460.45	3.39%
$470.00	Jul 17	$1.38	$15.48	$16.86	$453.14	$486.86	3.69%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.88% of stock, avg 3.55%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$467.50	$445.00	Jul 17	$1.85	$2.15	$4.00	$441.00	$471.50
$465.00	$445.00	Jul 17	$2.42	$2.15	$4.57	$440.43	$469.57
$467.50	$447.50	Jul 17	$1.85	$2.72	$4.57	$442.93	$472.07
$465.00	$447.50	Jul 17	$2.42	$2.72	$5.14	$442.36	$470.14
$467.50	$450.00	Jul 17	$1.85	$3.40	$5.25	$444.75	$472.75
$462.50	$445.00	Jul 17	$3.13	$2.15	$5.28	$439.72	$467.78
$462.50	$447.50	Jul 17	$3.13	$2.72	$5.85	$441.65	$468.35
$465.00	$450.00	Jul 17	$2.42	$3.40	$5.82	$444.18	$470.82
$467.50	$452.50	Jul 17	$1.85	$4.35	$6.20	$446.30	$473.70
$460.00	$445.00	Jul 17	$4.10	$2.15	$6.25	$438.75	$466.25

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 177 found (best R:R 44.45, avg credit $5.12)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
405/410	455/460	Aug 28	$4.89	$0.11	44.45	$405.11	$459.89
380/385	405/410	Jul 31	$4.87	$0.13	37.46	$380.13	$409.87
370/375	420/425	Aug 7	$4.84	$0.16	30.25	$370.16	$424.84
390/395	410/415	Aug 7	$4.83	$0.17	28.41	$390.17	$414.83
380/385	405/410	Aug 7	$4.82	$0.18	26.78	$380.18	$409.82
380/385	400/405	Jul 31	$4.80	$0.20	24.00	$380.20	$404.80
385/390	405/410	Aug 7	$4.80	$0.20	24.00	$385.20	$409.80
390/395	420/425	Aug 28	$4.77	$0.23	20.74	$390.23	$424.77
410/415	435/440	Aug 7	$4.75	$0.25	19.00	$410.25	$439.75
425/430	435/440	Aug 14	$4.75	$0.25	19.00	$425.25	$439.75

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 176 found (best R:R 165.67, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$510.00	$520.00	$530.00	Jul 17	$0.06	$9.94	165.67
$460.00	$465.00	$470.00	Aug 7	$0.05	$4.95	99.00
$500.00	$510.00	$520.00	Aug 21	$0.12	$9.88	82.33
$520.00	$530.00	$540.00	Aug 21	$0.17	$9.83	57.82
$405.00	$410.00	$415.00	Aug 7	$0.10	$4.90	49.00

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$370.00	$380.00	$390.00	Aug 21	$0.06	$9.94	165.67
$375.00	$377.50	$380.00	Jul 17	$0.05	$2.45	49.00
$377.50	$380.00	$382.50	Jul 17	$0.05	$2.45	49.00
$382.50	$385.00	$387.50	Jul 17	$0.05	$2.45	49.00
$427.50	$430.00	$432.50	Jul 17	$0.05	$2.45	49.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 181 found (best net $-0.62, 156 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$480.00	$500.00	1:2	Aug 28	-$1.07	$18.93
$510.00	$520.00	1:2	Jul 24	$0.00	$10.00
$530.00	$540.00	1:2	Jul 17	-$0.01	$9.99
$520.00	$530.00	1:2	Jul 17	-$0.04	$9.96
$530.00	$540.00	1:2	Aug 21	-$0.39	$9.61

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$480.00	$450.00	1:2	Aug 28	-$0.62	$29.38
$380.00	$370.00	1:2	Aug 21	-$0.50	$9.50
$390.00	$380.00	1:2	Aug 21	-$0.78	$9.22
$400.00	$390.00	1:2	Aug 21	-$0.90	$9.10
$420.00	$410.00	1:2	Aug 14	-$1.08	$8.92

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 69 found (best yield 3.42%, avg 0.94%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$460.00	Aug 21	$15.60	0.48	0.8%	3.42%	4.21%	124	1.9K
$460.00	Aug 28	$13.70	0.48	0.8%	3.00%	3.80%	6	7
$465.00	Aug 28	$12.45	0.44	1.9%	2.73%	4.62%	2	1
$470.00	Aug 21	$11.70	0.39	3.0%	2.56%	5.55%	76	573
$460.00	Aug 14	$11.25	0.47	0.8%	2.47%	3.26%	4	35
$470.00	Aug 28	$10.75	0.40	3.0%	2.36%	5.34%	1	18
$460.00	Jul 31	$9.25	0.46	0.8%	2.03%	2.82%	62	248
$460.00	Aug 7	$8.90	0.46	0.8%	1.95%	2.75%	7	77
$480.00	Aug 28	$8.85	0.33	5.2%	1.94%	7.12%	2	9
$465.00	Aug 14	$8.70	0.42	1.9%	1.91%	3.80%	--	15

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 27,754

Total Puts 17,334

Put/Call Ratio 0.62

Net Difference 10,420

Prior's Put/Call Breakdown

Total Calls 2,531

Total Puts 2,711

Put/Call Ratio 1.07

Net Difference -180

Prior 7-Day Put/Call Summary

Total Calls 362,741

Total Puts 236,080

Average Put/Call Ratio 0.75

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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