UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$452.07 +8.02%

(7/16 09:45) ◀

Thursday, July 16, 2026 (9:50am)

▶ (7/16 09:55)

◀ 7/16 09:50 ▶

Option Volume

Detail

ℹ

Current (07/16 9:50am) 50,052

Calls: 30,193 (60%)

Puts: 19,859 (40%)

Prior (07/15) 7,410

Calls: 3,915 (53%)

Puts: 3,495 (47%)

Current vs Prior +575.47%

Calls: +671.21% (Calls)

Puts: +468.21% (Puts)

Prior 7-Day Total 643,909

Calls: 390,495 (61%)

Puts: 253,414 (39%)

Prior 7-Day Average 91,987

Calls: 55,785 (61%)

Puts: 36,202 (39%)

Current vs Prior 7-Day Avg -45.59%

Calls: -45.88%

Puts: -45.14%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16 9:50am) $56.02M

Calls: $51.08M (91%)

Puts: $4.94M (9%)

Prior (07/15) $6.94M

Calls: $4.88M (70%)

Puts: $2.06M (30%)

Current vs Prior +706.88%

Calls: +946.69%

Puts: +139.34%

Prior 7-Day Total $609.98M

Calls: $503.46M (83%)

Puts: $106.51M (17%)

Prior 7-Day Average $87.14M

Calls: $71.92M (83%)

Puts: $15.22M (17%)

Current vs Prior 7-Day Avg -35.72%

Calls: -28.98%

Puts: -67.57%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 9:50am) 0.66

Prior (07/15) 0.89

Current vs Prior -26.32%

Prior 7-Day Average 0.73

Current vs Prior 7-Day Avg -10.15%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (07/16 9:50am) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 7,475,361

Calls: 4,318,919 (58%)

Puts: 3,156,442 (42%)

Prior 7-Day Average 1,067,908

Calls: 616,988 (58%)

Puts: 450,920 (42%)

Current vs Prior 7-Day Avg -4.37%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 2.89% | 4.23%2.89% | 8.56%

Prior 6.23% | 7.08%6.23% | 10.36%

Current vs Prior -53.68% | -40.25%-53.68% | -17.35%

Prior 7-Day Avg 4.32% | 5.47%6.23% | 10.36%

Current vs 7-Day Avg -33.15% | -22.66%-53.68% | -17.35%

Prior 7-Day Eod 6.23% | 7.08%6.53% | 10.48%

Current vs 7-Day Eod -53.68% | -40.25%-55.79% | -18.25%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 15.55% | 14.54%

Calls: 11.59% | 8.35%

Puts: 19.51% | 20.72%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +247.87% | +190.22%

Prior 7-Day Avg 6.54% | 6.49%

Calls: 5.77% | 5.50%

Puts: 7.31% | 7.49%

Current vs 7-Day Avg +137.77% | +123.95%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 91% of dollar volume in calls ($51.08M) vs puts ($4.94M). Massive premium surge with dollar volume up 707% vs prior. Unusually high activity with volume up 575% vs prior - elevated interest. Bullish P/C ratio of 0.66.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

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Best Value <$1

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High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 60 of results (avg 8.1%, best 4.3%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Jul 17	31.55	32.95	$32.25	4.3%	178	0.95	4.0K
$370.00	Aug 21	83.35	87.55	$85.45	4.9%	3	0.96	954
$425.00	Jul 17	26.70	28.05	$27.38	4.9%	115	0.94	2.0K
$420.00	Aug 7	35.60	37.50	$36.55	5.2%	4	0.83	28
$375.00	Jul 24	76.40	80.50	$78.45	5.2%	--	0.99	17

PUTS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	7.30	7.85	$7.57	7.3%	27	0.27	441
$460.00	Jul 24	12.60	13.70	$13.15	8.4%	19	0.60	--
$450.00	Jul 24	7.35	8.00	$7.68	8.5%	30	0.43	16
$440.00	Aug 21	10.35	11.30	$10.83	8.8%	25	0.35	353

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 1 found (avg $0.76, cheapest $0.76)

CALLS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$470.00	Jul 17	0.70	0.82	$0.76	15.8%	1.2K	0.12	915

PUTS (0)

No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 153 found (avg delta 0.81, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	80.35	86.25	$83.30	7.1%	28	1.00	3.3K
$380.00	Jul 17	70.90	75.40	$73.15	6.2%	9	1.00	929
$382.50	Jul 17	68.35	74.25	$71.30	8.3%	2	1.00	5
$385.00	Jul 17	65.80	71.75	$68.78	8.7%	1	1.00	4
$387.50	Jul 17	63.40	69.25	$66.33	8.8%	1	1.00	2

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 17	23.15	29.20	$26.17	23.1%	1	0.95	9
$500.00	Jul 24	43.60	50.15	$46.88	14.0%	2	0.94	5
$470.00	Jul 17	15.65	20.15	$17.90	25.1%	15	0.88	9
$480.00	Jul 24	25.35	30.20	$27.78	17.5%	6	0.86	6
$475.00	Jul 24	20.40	26.00	$23.20	24.1%	5	0.81	--

Most actively traded options today. High liquidity = easy entry/exit. 359 active (total vol 34.5K, top 2.6K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$520.00	Jul 17	0.02	0.04	$0.03	66.7%	2.6K	0.00	1.8K
$460.00	Jul 17	2.21	2.65	$2.43	18.1%	1.6K	0.32	3.0K
$470.00	Jul 17	0.70	0.82	$0.76	15.8%	1.2K	0.12	915
$450.00	Jul 17	6.50	7.30	$6.90	11.6%	1.2K	0.60	3.5K
$480.00	Jul 17	0.20	0.32	$0.26	46.2%	1.1K	0.05	749

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.04	0.05	$0.05	20.0%	1.4K	0.01	4.2K
$380.00	Jul 17	0.01	0.02	$0.02	50.0%	1.1K	0.00	3.8K
$445.00	Jul 17	2.82	3.35	$3.09	17.2%	519	0.28	67
$435.00	Jul 17	1.00	1.29	$1.15	25.2%	485	0.12	682
$440.00	Jul 17	1.71	2.11	$1.91	20.9%	474	0.18	282

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 97 strikes (avg 99.9%, max 223.8%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$540.00	Jul 17	Aug 28	101.7%	31.4%	223.8%	1	557
$390.00	Jul 17	Aug 28	102.1%	34.0%	200.0%	39	4.5K
$530.00	Jul 17	Aug 28	99.7%	33.5%	197.7%	4	552
$380.00	Jul 17	Aug 21	104.2%	36.1%	188.8%	10	3.2K
$520.00	Jul 17	Aug 21	87.5%	30.6%	185.7%	2.6K	2.2K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$390.00	Jul 17	Aug 28	102.1%	34.0%	200.0%	273	3.1K
$365.00	Jul 17	Aug 28	114.9%	38.7%	196.5%	30	291
$370.00	Jul 17	Aug 21	108.1%	38.1%	183.9%	192	3.7K
$405.00	Jul 17	Aug 28	86.2%	30.7%	180.5%	222	585
$380.00	Jul 17	Aug 28	104.2%	37.9%	174.6%	1.1K	3.8K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 197 found (best R:R 39.00, avg 5.05)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$510.00	$520.00	Jul 24	$0.25	$9.75	$0.25	39.00	$510.25
$505.00	$510.00	Jul 17	$0.19	$4.81	$0.19	25.32	$505.19
$520.00	$530.00	Aug 21	$0.48	$9.52	$0.48	19.83	$520.48
$500.00	$520.00	Aug 7	$0.98	$19.02	$0.98	19.41	$500.98
$475.00	$477.50	Jul 17	$0.13	$2.37	$0.13	18.23	$475.13

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$430.00	$425.00	Aug 7	$0.15	$4.85	$0.15	32.33	$429.85
$395.00	$390.00	Jul 31	$0.17	$4.83	$0.17	28.41	$394.83
$380.00	$370.00	Aug 21	$0.35	$9.65	$0.35	27.57	$379.65
$385.00	$380.00	Jul 31	$0.23	$4.77	$0.23	20.74	$384.77
$395.00	$392.50	Jul 24	$0.12	$2.38	$0.12	19.83	$394.88

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 264 found (best R:R 40.67, avg 2.49)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$400.00	$405.00	Jul 31	$4.88	$4.88	$0.12	40.67	$404.88
$375.00	$385.00	Jul 31	$9.63	$9.63	$0.37	26.03	$384.63
$432.50	$435.00	Jul 17	$2.38	$2.38	$0.12	19.83	$434.88
$390.00	$400.00	Aug 7	$9.52	$9.52	$0.48	19.83	$399.52
$395.00	$400.00	Aug 14	$4.75	$4.75	$0.25	19.00	$399.75

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$500.00	$480.00	Jul 24	$19.10	$19.10	$0.90	21.22	$480.90
$480.00	$475.00	Jul 24	$4.58	$4.58	$0.42	10.90	$475.42
$475.00	$470.00	Jul 24	$4.32	$4.32	$0.68	6.35	$470.68
$465.00	$462.50	Jul 17	$2.10	$2.10	$0.40	5.25	$462.90
$372.50	$370.00	Jul 24	$2.10	$2.10	$0.40	5.25	$370.40

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 96 found (avg debit $1.59, cheapest $0.06)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$520.00	Jul 17	Jul 24	$0.12	87.5%	41.5%
$500.00	Jul 17	Jul 24	$0.21	72.4%	37.2%
$395.00	Jul 17	Jul 24	$0.25	85.5%	51.1%
$402.50	Jul 17	Jul 24	$0.27	81.8%	44.8%
$385.00	Jul 17	Jul 24	$0.32	104.1%	51.8%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$370.00	Jul 17	Jul 24	$0.06	108.1%	54.4%
$365.00	Jul 17	Jul 24	$0.10	114.9%	60.5%
$392.50	Jul 17	Jul 24	$0.10	111.2%	46.3%
$375.00	Jul 17	Jul 24	$0.11	111.6%	54.9%
$380.00	Jul 17	Jul 24	$0.15	104.2%	53.7%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 147 found (cheapest 2.55% of stock, avg 8.99%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$455.00	Jul 17	$4.30	$7.23	$11.53	$443.47	$466.53	2.55%
$450.00	Jul 17	$6.90	$4.75	$11.65	$438.35	$461.65	2.58%
$452.50	Jul 17	$5.50	$6.15	$11.65	$440.85	$464.15	2.58%
$457.50	Jul 17	$3.29	$8.80	$12.09	$445.41	$469.59	2.67%
$447.50	Jul 17	$8.40	$3.97	$12.37	$435.13	$459.87	2.74%
$460.00	Jul 17	$2.43	$10.48	$12.91	$447.09	$472.91	2.86%
$445.00	Jul 17	$10.07	$3.09	$13.16	$431.84	$458.16	2.91%
$462.50	Jul 17	$1.86	$12.18	$14.04	$448.46	$476.54	3.11%
$442.50	Jul 17	$12.08	$2.50	$14.58	$427.92	$457.08	3.23%
$465.00	Jul 17	$1.32	$14.28	$15.60	$449.40	$480.60	3.45%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.85% of stock, avg 3.56%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$465.00	$442.50	Jul 17	$1.32	$2.50	$3.82	$438.68	$468.82
$462.50	$442.50	Jul 17	$1.86	$2.50	$4.36	$438.14	$466.86
$465.00	$445.00	Jul 17	$1.32	$3.09	$4.41	$440.59	$469.41
$460.00	$442.50	Jul 17	$2.43	$2.50	$4.93	$437.57	$464.93
$462.50	$445.00	Jul 17	$1.86	$3.09	$4.95	$440.05	$467.45
$465.00	$447.50	Jul 17	$1.32	$3.97	$5.29	$442.21	$470.29
$460.00	$445.00	Jul 17	$2.43	$3.09	$5.52	$439.48	$465.52
$457.50	$442.50	Jul 17	$3.29	$2.50	$5.79	$436.71	$463.29
$462.50	$447.50	Jul 17	$1.86	$3.97	$5.83	$441.67	$468.33
$465.00	$450.00	Jul 17	$1.32	$4.75	$6.07	$443.93	$471.07

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 140 found (best R:R 44.45, avg credit $5.23)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
380/385	410/420	Aug 14	$9.78	$0.22	44.45	$375.22	$419.78
445/450	455/460	Aug 28	$4.83	$0.17	28.41	$445.17	$459.83
405/408	412/415	Jul 31	$2.40	$0.10	24.00	$405.10	$414.90
440/445	455/460	Aug 28	$4.80	$0.20	24.00	$440.20	$459.80
380/390	400/410	Aug 21	$9.51	$0.49	19.41	$380.49	$409.51
440/445	450/455	Aug 28	$4.75	$0.25	19.00	$440.25	$454.75
380/385	395/400	Jul 31	$4.73	$0.27	17.52	$380.27	$399.73
405/410	420/425	Aug 28	$4.71	$0.29	16.24	$405.29	$424.71
370/380	400/410	Aug 21	$9.37	$0.63	14.87	$370.63	$409.37
400/405	425/430	Aug 7	$4.67	$0.33	14.15	$400.33	$429.67

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 166 found (best R:R 141.86, cheapest $0.06)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$410.00	$420.00	$430.00	Aug 21	$0.21	$9.79	46.62
$490.00	$500.00	$510.00	Aug 21	$0.22	$9.78	44.45
$395.00	$400.00	$405.00	Aug 14	$0.13	$4.87	37.46
$382.50	$385.00	$387.50	Jul 17	$0.07	$2.43	34.71
$447.50	$450.00	$452.50	Jul 24	$0.07	$2.43	34.71

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$460.00	$470.00	$480.00	Aug 21	$0.07	$9.93	141.86
$370.00	$380.00	$390.00	Aug 21	$0.14	$9.86	70.43
$380.00	$390.00	$400.00	Aug 21	$0.19	$9.81	51.63
$405.00	$407.50	$410.00	Jul 17	$0.06	$2.44	40.67
$410.00	$412.50	$415.00	Jul 17	$0.06	$2.44	40.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 194 found (best net $-2.11, 168 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$500.00	$520.00	1:2	Aug 7	-$0.21	$19.79
$480.00	$500.00	1:2	Aug 28	-$0.22	$19.78
$510.00	$530.00	1:2	Aug 28	-$1.36	$18.64
$510.00	$520.00	1:2	Aug 14	$0.00	$10.00
$530.00	$540.00	1:2	Jul 17	-$0.01	$9.99

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$475.00	$450.00	1:2	Aug 28	-$2.11	$22.89
$500.00	$480.00	1:2	Jul 24	-$8.68	$11.32
$380.00	$370.00	1:2	Aug 21	-$0.55	$9.45
$390.00	$380.00	1:2	Aug 21	-$0.76	$9.24
$400.00	$390.00	1:2	Aug 21	-$1.06	$8.94

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 77 found (best yield 3.73%, avg 1.00%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$455.00	Aug 28	$16.85	0.52	0.7%	3.73%	4.38%	3	14
$460.00	Aug 28	$13.70	0.48	1.8%	3.03%	4.78%	6	7
$460.00	Aug 21	$13.60	0.46	1.8%	3.01%	4.76%	133	1.9K
$455.00	Aug 14	$13.45	0.51	0.7%	2.98%	3.62%	5	17
$465.00	Aug 28	$13.05	0.44	2.9%	2.89%	5.75%	8	1
$455.00	Aug 7	$11.90	0.49	0.7%	2.63%	3.28%	3	10
$460.00	Aug 14	$11.90	0.46	1.8%	2.63%	4.39%	5	35
$452.50	Jul 31	$11.25	0.53	0.1%	2.49%	2.58%	56	13
$470.00	Aug 28	$10.75	0.40	4.0%	2.38%	6.34%	1	18
$455.00	Jul 31	$10.00	0.50	0.7%	2.21%	2.86%	41	523

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 30,193

Total Puts 19,859

Put/Call Ratio 0.66

Net Difference 10,334

Prior's Put/Call Breakdown

Total Calls 3,915

Total Puts 3,495

Put/Call Ratio 0.89

Net Difference 420

Prior 7-Day Put/Call Summary

Total Calls 390,495

Total Puts 253,414

Average Put/Call Ratio 0.73

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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