UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$451.95 +7.99%

(7/16 09:50) ◀

Thursday, July 16, 2026 (9:55am)

▶ (7/16 10:01)

◀ 7/16 09:55 ▶

Option Volume

Detail

ℹ

Current (07/16 9:55am) 56,109

Calls: 34,159 (61%)

Puts: 21,950 (39%)

Prior (07/15) 10,296

Calls: 5,864 (57%)

Puts: 4,432 (43%)

Current vs Prior +444.96%

Calls: +482.52% (Calls)

Puts: +395.26% (Puts)

Prior 7-Day Total 669,719

Calls: 408,860 (61%)

Puts: 260,859 (39%)

Prior 7-Day Average 95,674

Calls: 58,408 (61%)

Puts: 37,265 (39%)

Current vs Prior 7-Day Avg -41.35%

Calls: -41.52%

Puts: -41.10%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16 9:55am) $65.44M

Calls: $59.46M (91%)

Puts: $5.97M (9%)

Prior (07/15) $9.01M

Calls: $6.41M (71%)

Puts: $2.60M (29%)

Current vs Prior +625.92%

Calls: +826.94%

Puts: +129.85%

Prior 7-Day Total $643.91M

Calls: $534.09M (83%)

Puts: $109.82M (17%)

Prior 7-Day Average $91.99M

Calls: $76.30M (83%)

Puts: $15.69M (17%)

Current vs Prior 7-Day Avg -28.86%

Calls: -22.07%

Puts: -61.92%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 9:55am) 0.64

Prior (07/15) 0.76

Current vs Prior -14.98%

Prior 7-Day Average 0.68

Current vs Prior 7-Day Avg -4.95%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (07/16 9:55am) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 7,475,361

Calls: 4,318,919 (58%)

Puts: 3,156,442 (42%)

Prior 7-Day Average 1,067,908

Calls: 616,988 (58%)

Puts: 450,920 (42%)

Current vs Prior 7-Day Avg -4.37%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 2.80% | 4.14%2.80% | 8.64%

Prior 6.23% | 7.08%6.23% | 10.36%

Current vs Prior -55.09% | -41.46%-55.09% | -16.64%

Prior 7-Day Avg 4.32% | 5.47%6.23% | 10.36%

Current vs 7-Day Avg -35.18% | -24.22%-55.09% | -16.64%

Prior 7-Day Eod 6.23% | 7.08%6.53% | 10.48%

Current vs 7-Day Eod -55.09% | -41.46%-57.14% | -17.55%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 16.02% | 11.58%

Calls: 13.24% | 10.05%

Puts: 18.80% | 13.11%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +258.39% | +131.14%

Prior 7-Day Avg 6.54% | 6.49%

Calls: 5.77% | 5.50%

Puts: 7.31% | 7.49%

Current vs 7-Day Avg +144.95% | +78.36%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 91% of dollar volume in calls ($59.46M) vs puts ($5.97M). Massive premium surge with dollar volume up 626% vs prior. Unusually high activity with volume up 445% vs prior - elevated interest. Bullish P/C ratio of 0.64.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 71 of results (avg 7.8%, best 4.1%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Aug 21	54.35	56.65	$55.50	4.1%	27	0.90	6.8K
$420.00	Aug 21	37.75	39.40	$38.58	4.3%	154	0.80	2.1K
$410.00	Aug 21	45.90	47.95	$46.93	4.4%	115	0.85	1.4K
$400.00	Jul 17	50.55	53.20	$51.88	5.1%	87	1.00	5.0K
$370.00	Jul 17	79.90	84.30	$82.10	5.4%	31	1.00	3.3K

PUTS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	7.25	7.70	$7.48	6.0%	29	0.28	441
$450.00	Jul 31	9.70	10.40	$10.05	7.0%	17	0.46	2
$450.00	Aug 21	14.40	15.60	$15.00	8.0%	23	0.46	97
$460.00	Jul 24	12.65	13.75	$13.20	8.3%	24	0.64	--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 2 found (avg $0.80, cheapest $0.69)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$470.00	Jul 17	0.62	0.75	$0.69	18.8%	1.3K	0.10	915
$485.00	Jul 24	0.82	1.00	$0.91	19.8%	41	0.09	996

PUTS (0)

No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 155 found (avg delta 0.81, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	79.90	84.30	$82.10	5.4%	31	1.00	3.3K
$380.00	Jul 17	70.20	74.45	$72.33	5.9%	9	1.00	929
$385.00	Jul 17	64.50	69.85	$67.18	8.0%	1	1.00	4
$387.50	Jul 17	62.10	66.95	$64.53	7.5%	1	1.00	2
$397.50	Jul 17	51.35	57.40	$54.38	11.1%	2	1.00	24

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 17	25.00	31.15	$28.08	21.9%	1	0.96	9
$500.00	Jul 24	45.45	50.70	$48.08	10.9%	2	0.94	5
$470.00	Jul 17	16.90	21.75	$19.33	25.1%	15	0.91	9
$480.00	Jul 24	26.05	30.55	$28.30	15.9%	6	0.88	6
$465.00	Jul 17	13.20	15.05	$14.13	13.1%	4	0.83	7

Most actively traded options today. High liquidity = easy entry/exit. 371 active (total vol 38.2K, top 2.6K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$520.00	Jul 17	0.00	0.04	$0.02	200.0%	2.6K	0.00	1.8K
$460.00	Jul 17	2.28	2.59	$2.43	12.8%	1.7K	0.28	3.0K
$470.00	Jul 17	0.62	0.75	$0.69	18.8%	1.3K	0.10	915
$450.00	Jul 17	6.35	7.25	$6.80	13.2%	1.3K	0.56	3.5K
$465.00	Jul 17	1.25	1.43	$1.34	13.4%	1.2K	0.17	976

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.02	0.05	$0.04	75.0%	1.4K	0.01	4.2K
$380.00	Jul 17	0.01	0.02	$0.02	50.0%	1.1K	0.00	3.8K
$445.00	Jul 17	2.82	3.15	$2.99	11.0%	1.0K	0.32	67
$435.00	Jul 17	0.95	1.09	$1.02	13.7%	606	0.13	682
$450.00	Jul 17	4.50	5.00	$4.75	10.5%	512	0.45	78

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 97 strikes (avg 97.8%, max 243.0%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$540.00	Jul 17	Aug 28	109.0%	31.8%	243.0%	2	557
$530.00	Jul 17	Aug 28	102.0%	33.8%	201.3%	7	552
$370.00	Jul 17	Aug 21	106.6%	36.5%	191.8%	34	4.2K
$520.00	Jul 17	Aug 21	86.1%	30.6%	181.7%	2.6K	2.2K
$510.00	Jul 17	Aug 28	84.1%	30.0%	179.9%	33	504

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$365.00	Jul 17	Aug 28	113.3%	38.4%	194.8%	35	291
$370.00	Jul 17	Aug 21	106.6%	36.5%	191.8%	193	3.7K
$385.00	Jul 17	Aug 28	98.1%	34.1%	187.9%	126	701
$405.00	Jul 17	Aug 28	84.0%	30.3%	176.9%	239	585
$390.00	Jul 17	Aug 28	92.8%	33.6%	176.1%	292	3.1K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 201 found (best R:R 39.00, avg 6.15)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$510.00	$520.00	Jul 24	$0.25	$9.75	$0.25	39.00	$510.25
$500.00	$510.00	Aug 14	$0.31	$9.69	$0.31	31.26	$500.31
$510.00	$530.00	Aug 28	$0.79	$19.21	$0.79	24.32	$510.79
$475.00	$477.50	Jul 17	$0.10	$2.40	$0.10	24.00	$475.10
$507.50	$510.00	Jul 17	$0.10	$2.40	$0.10	24.00	$507.60

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$380.00	$375.00	Aug 7	$0.14	$4.86	$0.14	34.71	$379.86
$380.00	$375.00	Aug 14	$0.14	$4.86	$0.14	34.71	$379.86
$395.00	$390.00	Jul 31	$0.18	$4.82	$0.18	26.78	$394.82
$400.00	$395.00	Aug 7	$0.18	$4.82	$0.18	26.78	$399.82
$390.00	$380.00	Aug 21	$0.37	$9.63	$0.37	26.03	$389.63

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 280 found (best R:R 89.91, avg 3.40)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$370.00	$380.00	Jul 17	$9.77	$9.77	$0.23	42.48	$379.77
$400.00	$405.00	Aug 7	$4.87	$4.87	$0.13	37.46	$404.87
$375.00	$385.00	Jul 31	$9.67	$9.67	$0.33	29.30	$384.67
$390.00	$395.00	Jul 31	$4.82	$4.82	$0.18	26.78	$394.82
$380.00	$390.00	Aug 21	$9.60	$9.60	$0.40	24.00	$389.60

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$500.00	$480.00	Jul 24	$19.78	$19.78	$0.22	89.91	$480.22
$475.00	$470.00	Jul 24	$4.90	$4.90	$0.10	49.00	$470.10
$422.50	$420.00	Jul 31	$2.40	$2.40	$0.10	24.00	$420.10
$432.50	$430.00	Jul 31	$2.35	$2.35	$0.15	15.67	$430.15
$480.00	$470.00	Jul 17	$8.75	$8.75	$1.25	7.00	$471.25

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 94 found (avg debit $1.46, cheapest $0.06)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$395.00	Jul 17	Jul 24	$0.12	85.6%	44.9%
$520.00	Jul 17	Jul 24	$0.13	86.1%	42.4%
$375.00	Jul 24	Jul 31	$0.23	57.9%	53.2%
$500.00	Jul 17	Jul 24	$0.27	77.6%	37.3%
$495.00	Jul 17	Jul 24	$0.29	74.2%	35.2%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$370.00	Jul 17	Jul 24	$0.06	106.6%	53.4%
$365.00	Jul 17	Jul 24	$0.10	113.3%	59.5%
$380.00	Jul 17	Jul 24	$0.15	102.5%	52.7%
$392.50	Jul 17	Jul 24	$0.16	96.2%	45.2%
$387.50	Jul 17	Jul 24	$0.17	94.6%	48.2%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 151 found (cheapest 2.49% of stock, avg 8.83%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$452.50	Jul 17	$5.40	$5.85	$11.25	$441.25	$463.75	2.49%
$455.00	Jul 17	$4.15	$7.18	$11.33	$443.67	$466.33	2.51%
$450.00	Jul 17	$6.80	$4.75	$11.55	$438.45	$461.55	2.56%
$457.50	Jul 17	$3.28	$8.68	$11.96	$445.54	$469.46	2.65%
$447.50	Jul 17	$8.35	$3.72	$12.07	$435.43	$459.57	2.67%
$460.00	Jul 17	$2.43	$10.43	$12.86	$447.14	$472.86	2.85%
$445.00	Jul 17	$10.00	$2.99	$12.99	$432.01	$457.99	2.87%
$462.50	Jul 17	$1.81	$12.13	$13.94	$448.56	$476.44	3.08%
$442.50	Jul 17	$11.93	$2.28	$14.21	$428.29	$456.71	3.14%
$465.00	Jul 17	$1.34	$14.13	$15.47	$449.53	$480.47	3.42%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.80% of stock, avg 3.57%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$462.50	$440.00	Jul 17	$1.81	$1.79	$3.60	$436.40	$466.10
$462.50	$442.50	Jul 17	$1.81	$2.28	$4.09	$438.41	$466.59
$460.00	$440.00	Jul 17	$2.43	$1.79	$4.22	$435.78	$464.22
$460.00	$442.50	Jul 17	$2.43	$2.28	$4.71	$437.79	$464.71
$462.50	$445.00	Jul 17	$1.81	$2.99	$4.80	$440.20	$467.30
$457.50	$440.00	Jul 17	$3.28	$1.79	$5.07	$434.93	$462.57
$460.00	$445.00	Jul 17	$2.43	$2.99	$5.42	$439.58	$465.42
$462.50	$447.50	Jul 17	$1.81	$3.72	$5.53	$441.97	$468.03
$457.50	$442.50	Jul 17	$3.28	$2.28	$5.56	$436.94	$463.06
$455.00	$440.00	Jul 17	$4.15	$1.79	$5.94	$434.06	$460.94

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 164 found (best R:R 57.82, avg credit $5.23)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
390/395	410/420	Aug 14	$9.83	$0.17	57.82	$385.17	$419.83
365/370	415/420	Aug 7	$4.90	$0.10	49.00	$365.10	$419.90
390/395	435/440	Aug 14	$4.88	$0.12	40.67	$390.12	$439.88
365/375	390/405	Aug 28	$14.64	$0.36	40.67	$360.36	$404.64
395/400	410/415	Aug 7	$4.86	$0.14	34.71	$395.14	$414.86
365/370	420/425	Aug 7	$4.85	$0.15	32.33	$365.15	$424.85
400/405	425/430	Aug 14	$4.84	$0.16	30.25	$400.16	$429.84
375/380	390/400	Aug 7	$9.67	$0.33	29.30	$370.33	$399.67
365/370	440/445	Aug 7	$4.82	$0.18	26.78	$365.18	$444.82
375/380	410/415	Aug 7	$4.82	$0.18	26.78	$375.18	$414.82

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 174 found (best R:R 82.33, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$485.00	$490.00	$495.00	Jul 31	$0.07	$4.93	70.43
$470.00	$475.00	$480.00	Aug 7	$0.09	$4.91	54.56
$487.50	$490.00	$492.50	Jul 17	$0.05	$2.45	49.00
$480.00	$485.00	$490.00	Jul 31	$0.11	$4.89	44.45
$465.00	$470.00	$475.00	Aug 7	$0.11	$4.89	44.45

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$385.00	$390.00	$395.00	Aug 28	$0.06	$4.94	82.33
$420.00	$422.50	$425.00	Jul 17	$0.05	$2.45	49.00
$400.00	$402.50	$405.00	Jul 17	$0.06	$2.44	40.67
$385.00	$390.00	$395.00	Jul 31	$0.12	$4.88	40.67
$455.00	$460.00	$465.00	Aug 7	$0.12	$4.88	40.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 196 found (best net $-0.86, 177 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$480.00	$500.00	1:2	Aug 28	-$0.25	$19.75
$500.00	$520.00	1:2	Aug 7	-$0.36	$19.64
$510.00	$530.00	1:2	Aug 28	-$1.61	$18.39
$530.00	$540.00	1:2	Jul 17	-$0.03	$9.97
$520.00	$530.00	1:2	Jul 17	-$0.04	$9.96

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$475.00	$450.00	1:2	Aug 28	-$0.86	$24.14
$500.00	$480.00	1:2	Jul 24	-$8.52	$11.48
$380.00	$370.00	1:2	Aug 21	-$0.31	$9.69
$400.00	$390.00	1:2	Aug 21	-$0.81	$9.19
$390.00	$380.00	1:2	Aug 21	-$0.88	$9.12

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 76 found (best yield 3.71%, avg 0.99%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$455.00	Aug 28	$16.75	0.51	0.7%	3.71%	4.38%	4	14
$460.00	Aug 28	$14.65	0.47	1.8%	3.24%	5.02%	11	7
$460.00	Aug 21	$13.25	0.45	1.8%	2.93%	4.71%	142	1.9K
$455.00	Aug 14	$13.10	0.49	0.7%	2.90%	3.57%	5	17
$465.00	Aug 28	$12.60	0.43	2.9%	2.79%	5.68%	13	1
$460.00	Aug 14	$11.25	0.45	1.8%	2.49%	4.27%	5	35
$455.00	Aug 7	$11.20	0.49	0.7%	2.48%	3.15%	3	10
$452.50	Jul 31	$10.75	0.51	0.1%	2.38%	2.50%	58	13
$470.00	Aug 28	$10.40	0.39	4.0%	2.30%	6.29%	1	18
$460.00	Aug 7	$9.65	0.43	1.8%	2.14%	3.92%	16	77

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 34,159

Total Puts 21,950

Put/Call Ratio 0.64

Net Difference 12,209

Prior's Put/Call Breakdown

Total Calls 5,864

Total Puts 4,432

Put/Call Ratio 0.76

Net Difference 1,432

Prior 7-Day Put/Call Summary

Total Calls 408,860

Total Puts 260,859

Average Put/Call Ratio 0.68

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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