UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$452.54 +8.13%

(7/16 09:55) ◀

Thursday, July 16, 2026 (10:00am)

▶ (7/16 14:05)

◀ 7/16 10:01 ▶

Option Volume

Detail

ℹ

Current (07/16 10:00am) 60,290

Calls: 36,601 (61%)

Puts: 23,689 (39%)

Prior (07/15) 10,883

Calls: 6,203 (57%)

Puts: 4,680 (43%)

Current vs Prior +453.98%

Calls: +490.05% (Calls)

Puts: +406.18% (Puts)

Prior 7-Day Total 691,789

Calls: 423,733 (61%)

Puts: 268,056 (39%)

Prior 7-Day Average 98,827

Calls: 60,533 (61%)

Puts: 38,293 (39%)

Current vs Prior 7-Day Avg -38.99%

Calls: -39.54%

Puts: -38.14%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16 10:00am) $70.02M

Calls: $63.68M (91%)

Puts: $6.34M (9%)

Prior (07/15) $9.39M

Calls: $6.67M (71%)

Puts: $2.73M (29%)

Current vs Prior +645.40%

Calls: +855.42%

Puts: +132.34%

Prior 7-Day Total $671.43M

Calls: $557.90M (83%)

Puts: $113.54M (17%)

Prior 7-Day Average $95.92M

Calls: $79.70M (83%)

Puts: $16.22M (17%)

Current vs Prior 7-Day Avg -27.00%

Calls: -20.10%

Puts: -60.92%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 10:00am) 0.65

Prior (07/15) 0.75

Current vs Prior -14.22%

Prior 7-Day Average 0.66

Current vs Prior 7-Day Avg -1.72%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (07/16 10:00am) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 7,475,361

Calls: 4,318,919 (58%)

Puts: 3,156,442 (42%)

Prior 7-Day Average 1,067,908

Calls: 616,988 (58%)

Puts: 450,920 (42%)

Current vs Prior 7-Day Avg -4.37%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 2.67% | 4.15%2.67% | 8.50%

Prior 6.23% | 7.08%6.23% | 10.36%

Current vs Prior -57.10% | -41.28%-57.10% | -18.01%

Prior 7-Day Avg 4.32% | 5.47%6.23% | 10.36%

Current vs 7-Day Avg -38.08% | -24.00%-57.10% | -18.01%

Prior 7-Day Eod 6.23% | 7.08%6.53% | 10.48%

Current vs 7-Day Eod -57.10% | -41.28%-59.05% | -18.91%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 14.69% | 11.81%

Calls: 13.08% | 14.88%

Puts: 16.30% | 8.74%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +228.64% | +135.73%

Prior 7-Day Avg 6.54% | 6.49%

Calls: 5.77% | 5.50%

Puts: 7.31% | 7.49%

Current vs 7-Day Avg +124.62% | +81.90%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 91% of dollar volume in calls ($63.68M) vs puts ($6.34M). Massive premium surge with dollar volume up 645% vs prior. Unusually high activity with volume up 454% vs prior - elevated interest. Bullish P/C ratio of 0.65.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 70 of results (avg 8.1%, best 4.3%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	81.35	84.90	$83.13	4.3%	31	1.00	3.3K
$400.00	Jul 17	51.35	53.80	$52.58	4.7%	91	1.00	5.0K
$370.00	Aug 21	83.25	87.50	$85.38	5.0%	3	0.96	954
$400.00	Aug 21	54.70	57.60	$56.15	5.2%	30	0.90	6.8K
$410.00	Aug 21	46.05	48.85	$47.45	5.9%	116	0.86	1.4K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Aug 21	13.90	14.90	$14.40	6.9%	25	0.46	97
$430.00	Aug 21	6.95	7.50	$7.23	7.6%	35	0.27	441
$490.00	Aug 21	39.15	42.60	$40.88	8.4%	--	0.78	72
$455.00	Jul 24	9.30	10.15	$9.73	8.7%	30	0.53	3
$460.00	Jul 31	14.20	15.65	$14.93	9.7%	1	0.59	--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. -- found (avg $--, cheapest $--)

No options available for this category

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 157 found (avg delta 0.81, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 17	81.35	84.90	$83.13	4.3%	31	1.00	3.3K
$380.00	Jul 17	70.35	75.05	$72.70	6.5%	9	1.00	929
$382.50	Jul 17	68.10	72.45	$70.28	6.2%	2	1.00	5
$385.00	Jul 17	64.50	70.00	$67.25	8.2%	1	1.00	4
$387.50	Jul 17	62.10	68.15	$65.13	9.3%	1	1.00	2

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Jul 24	45.30	50.70	$48.00	11.3%	2	0.96	5
$480.00	Jul 17	25.35	31.15	$28.25	20.5%	1	0.95	9
$470.00	Jul 17	15.90	21.70	$18.80	30.9%	15	0.90	9
$480.00	Jul 24	26.55	29.40	$27.98	10.2%	6	0.87	6
$467.50	Jul 17	14.35	17.75	$16.05	21.2%	1	0.85	--

Most actively traded options today. High liquidity = easy entry/exit. 381 active (total vol 41.4K, top 2.6K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$520.00	Jul 17	0.00	0.04	$0.02	200.0%	2.6K	0.00	1.8K
$460.00	Jul 17	2.13	2.58	$2.36	19.1%	1.8K	0.31	3.0K
$450.00	Jul 17	6.35	7.15	$6.75	11.9%	1.4K	0.60	3.5K
$470.00	Jul 17	0.50	0.72	$0.61	36.1%	1.4K	0.10	915
$465.00	Jul 17	1.07	1.38	$1.23	25.2%	1.2K	0.19	976

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.02	0.05	$0.04	75.0%	1.4K	0.01	4.2K
$380.00	Jul 17	0.01	0.02	$0.02	50.0%	1.1K	0.00	3.8K
$445.00	Jul 17	2.36	2.78	$2.57	16.3%	1.1K	0.27	67
$410.00	Jul 24	0.32	0.89	$0.61	93.4%	758	0.05	970
$435.00	Jul 17	0.73	1.04	$0.89	34.8%	624	0.12	682

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 97 strikes (avg 100.2%, max 229.7%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$530.00	Jul 17	Aug 28	101.4%	34.2%	196.6%	7	552
$370.00	Jul 17	Aug 21	108.4%	36.9%	193.7%	34	4.2K
$540.00	Jul 17	Aug 28	93.1%	32.1%	190.6%	2	557
$405.00	Jul 17	Aug 28	84.6%	29.9%	182.5%	40	66
$380.00	Jul 17	Aug 28	104.5%	37.3%	180.5%	10	932

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Jul 17	Aug 28	108.4%	32.9%	229.7%	103	2.3K
$385.00	Jul 17	Aug 28	104.4%	33.8%	209.1%	130	701
$365.00	Jul 17	Aug 28	114.2%	38.2%	199.2%	36	291
$405.00	Jul 17	Aug 28	84.6%	29.9%	182.5%	243	585
$410.00	Jul 17	Aug 28	83.3%	29.6%	181.5%	420	3.4K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 201 found (best R:R 44.45, avg 5.72)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$500.00	$520.00	Aug 7	$0.49	$19.51	$0.49	39.82	$500.49
$510.00	$520.00	Jul 24	$0.26	$9.74	$0.26	37.46	$510.26
$500.00	$510.00	Jul 31	$0.31	$9.69	$0.31	31.26	$500.31
$510.00	$520.00	Jul 31	$0.39	$9.61	$0.39	24.64	$510.39
$500.00	$510.00	Aug 14	$0.39	$9.61	$0.39	24.64	$500.39

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$405.00	$400.00	Jul 31	$0.11	$4.89	$0.11	44.45	$404.89
$380.00	$375.00	Aug 7	$0.13	$4.87	$0.13	37.46	$379.87
$380.00	$375.00	Aug 14	$0.14	$4.86	$0.14	34.71	$379.86
$380.00	$370.00	Aug 21	$0.36	$9.64	$0.36	26.78	$379.64
$390.00	$380.00	Aug 21	$0.39	$9.61	$0.39	24.64	$389.61

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 279 found (best R:R 40.67, avg 2.73)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$405.00	$410.00	Jul 31	$4.88	$4.88	$0.12	40.67	$409.88
$385.00	$390.00	Jul 31	$4.80	$4.80	$0.20	24.00	$389.80
$417.50	$420.00	Jul 31	$2.40	$2.40	$0.10	24.00	$419.90
$375.00	$380.00	Jul 24	$4.78	$4.78	$0.22	21.73	$379.78
$380.00	$390.00	Aug 28	$9.55	$9.55	$0.45	21.22	$389.55

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$480.00	$470.00	Jul 17	$9.45	$9.45	$0.55	17.18	$470.55
$432.50	$430.00	Jul 31	$2.20	$2.20	$0.30	7.33	$430.30
$480.00	$475.00	Jul 24	$4.10	$4.10	$0.90	4.56	$475.90
$382.50	$380.00	Jul 24	$2.04	$2.04	$0.46	4.43	$380.46
$465.00	$462.50	Jul 17	$2.00	$2.00	$0.50	4.00	$463.00

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 92 found (avg debit $1.47, cheapest $0.06)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$520.00	Jul 17	Jul 24	$0.12	84.5%	41.4%
$412.50	Jul 17	Jul 24	$0.18	77.3%	42.1%
$380.00	Jul 17	Jul 24	$0.20	104.5%	51.3%
$510.00	Jul 17	Jul 24	$0.32	85.2%	42.8%
$500.00	Jul 17	Jul 24	$0.33	69.9%	36.7%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$370.00	Jul 17	Jul 24	$0.06	108.4%	53.7%
$365.00	Jul 17	Jul 24	$0.10	114.2%	60.1%
$380.00	Jul 17	Jul 24	$0.11	104.5%	51.3%
$392.50	Jul 17	Jul 24	$0.15	100.5%	46.0%
$385.00	Jul 17	Jul 24	$0.16	104.4%	50.6%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 155 found (cheapest 2.36% of stock, avg 8.84%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$452.50	Jul 17	$5.35	$5.35	$10.70	$441.80	$463.20	2.36%
$450.00	Jul 17	$6.75	$4.22	$10.97	$439.03	$460.97	2.42%
$455.00	Jul 17	$4.25	$6.75	$11.00	$444.00	$466.00	2.43%
$457.50	Jul 17	$3.20	$8.20	$11.40	$446.10	$468.90	2.52%
$447.50	Jul 17	$8.30	$3.40	$11.70	$435.80	$459.20	2.59%
$460.00	Jul 17	$2.36	$9.85	$12.21	$447.79	$472.21	2.70%
$445.00	Jul 17	$10.07	$2.57	$12.64	$432.36	$457.64	2.79%
$462.50	Jul 17	$1.72	$11.58	$13.30	$449.20	$475.80	2.94%
$442.50	Jul 17	$11.95	$1.92	$13.87	$428.63	$456.37	3.06%
$465.00	Jul 17	$1.23	$13.58	$14.81	$450.19	$479.81	3.27%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.70% of stock, avg 3.55%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$465.00	$442.50	Jul 17	$1.23	$1.92	$3.15	$439.35	$468.15
$462.50	$442.50	Jul 17	$1.72	$1.92	$3.64	$438.86	$466.14
$465.00	$445.00	Jul 17	$1.23	$2.57	$3.80	$441.20	$468.80
$460.00	$442.50	Jul 17	$2.36	$1.92	$4.28	$438.22	$464.28
$462.50	$445.00	Jul 17	$1.72	$2.57	$4.29	$440.71	$466.79
$465.00	$447.50	Jul 17	$1.23	$3.40	$4.63	$442.87	$469.63
$460.00	$445.00	Jul 17	$2.36	$2.57	$4.93	$440.07	$464.93
$457.50	$442.50	Jul 17	$3.20	$1.92	$5.12	$437.38	$462.62
$462.50	$447.50	Jul 17	$1.72	$3.40	$5.12	$442.38	$467.62
$465.00	$450.00	Jul 17	$1.23	$4.22	$5.45	$444.55	$470.45

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 150 found (best R:R 75.92, avg credit $5.45)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
400/405	410/420	Aug 14	$9.87	$0.13	75.92	$395.13	$419.87
370/380	390/400	Aug 21	$9.81	$0.19	51.63	$370.19	$399.81
365/370	400/405	Aug 7	$4.90	$0.10	49.00	$365.10	$404.90
370/375	450/455	Aug 28	$4.89	$0.11	44.45	$370.11	$454.89
375/380	425/430	Aug 7	$4.88	$0.12	40.67	$375.12	$429.88
410/415	440/445	Aug 7	$4.88	$0.12	40.67	$410.12	$444.88
390/395	410/420	Aug 14	$9.75	$0.25	39.00	$385.25	$419.75
370/372	385/390	Jul 24	$4.84	$0.16	30.25	$367.66	$389.84
390/395	400/405	Aug 7	$4.84	$0.16	30.25	$390.16	$404.84
400/405	435/440	Aug 14	$4.84	$0.16	30.25	$400.16	$439.84

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 181 found (best R:R 199.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$380.00	$390.00	$400.00	Aug 21	$0.05	$9.95	199.00
$510.00	$520.00	$530.00	Jul 17	$0.07	$9.93	141.86
$455.00	$460.00	$465.00	Aug 7	$0.07	$4.93	70.43
$405.00	$410.00	$415.00	Aug 7	$0.09	$4.91	54.56
$410.00	$420.00	$430.00	Aug 21	$0.19	$9.81	51.63

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$385.00	$390.00	$395.00	Aug 28	$0.06	$4.94	82.33
$435.00	$437.50	$440.00	Jul 17	$0.05	$2.45	49.00
$450.00	$455.00	$460.00	Aug 14	$0.10	$4.90	49.00
$412.50	$415.00	$417.50	Jul 17	$0.06	$2.44	40.67
$427.50	$430.00	$432.50	Jul 17	$0.06	$2.44	40.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 202 found (best net $-0.91, 181 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$500.00	$520.00	1:2	Aug 7	-$0.91	$19.09
$510.00	$530.00	1:2	Aug 28	-$1.61	$18.39
$485.00	$500.00	1:2	Aug 28	-$1.51	$13.49
$520.00	$530.00	1:2	Jul 17	-$0.04	$9.96
$530.00	$540.00	1:2	Aug 21	-$0.13	$9.87

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$475.00	$455.00	1:2	Aug 28	-$6.29	$13.71
$500.00	$480.00	1:2	Jul 24	-$7.96	$12.04
$380.00	$370.00	1:2	Aug 21	-$0.42	$9.58
$390.00	$380.00	1:2	Aug 21	-$0.75	$9.25
$420.00	$410.00	1:2	Aug 14	-$0.77	$9.23

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 76 found (best yield 3.61%, avg 0.94%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$455.00	Aug 28	$16.35	0.50	0.5%	3.61%	4.16%	4	14
$460.00	Aug 28	$14.80	0.46	1.6%	3.27%	4.92%	11	7
$460.00	Aug 21	$13.55	0.46	1.6%	2.99%	4.64%	156	1.9K
$455.00	Aug 14	$13.25	0.49	0.5%	2.93%	3.47%	7	17
$465.00	Aug 28	$12.20	0.42	2.8%	2.70%	5.45%	13	1
$460.00	Aug 14	$11.50	0.45	1.6%	2.54%	4.19%	6	35
$455.00	Aug 7	$11.25	0.48	0.5%	2.49%	3.03%	4	10
$470.00	Aug 28	$11.10	0.38	3.9%	2.45%	6.31%	8	18
$455.00	Jul 31	$9.90	0.48	0.5%	2.19%	2.73%	44	523
$470.00	Aug 21	$9.60	0.37	3.9%	2.12%	5.98%	140	573

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 36,601

Total Puts 23,689

Put/Call Ratio 0.65

Net Difference 12,912

Prior's Put/Call Breakdown

Total Calls 6,203

Total Puts 4,680

Put/Call Ratio 0.75

Net Difference 1,523

Prior 7-Day Put/Call Summary

Total Calls 423,733

Total Puts 268,056

Average Put/Call Ratio 0.66

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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