UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$429.68 +2.67%

(7/16 10:01) ◀

Thursday, July 16, 2026 (2:05pm)

▶ (7/16 18:00)

◀ 7/16 14:05 ▶

Option Volume

Detail

ℹ

Current (07/16 2:05pm) 162,643

Calls: 99,939 (61%)

Puts: 62,704 (39%)

Prior (07/15) 58,748

Calls: 27,639 (47%)

Puts: 31,109 (53%)

Current vs Prior +176.85%

Calls: +261.59% (Calls)

Puts: +101.56% (Puts)

Prior 7-Day Total 706,991

Calls: 432,580 (61%)

Puts: 274,411 (39%)

Prior 7-Day Average 100,998

Calls: 61,797 (61%)

Puts: 39,201 (39%)

Current vs Prior 7-Day Avg +61.03%

Calls: +61.72%

Puts: +59.95%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16 2:05pm) $122.25M

Calls: $84.40M (69%)

Puts: $37.85M (31%)

Prior (07/15) $54.19M

Calls: $38.54M (71%)

Puts: $15.65M (29%)

Current vs Prior +125.60%

Calls: +119.02%

Puts: +141.81%

Prior 7-Day Total $688.46M

Calls: $572.28M (83%)

Puts: $116.18M (17%)

Prior 7-Day Average $98.35M

Calls: $81.75M (83%)

Puts: $16.60M (17%)

Current vs Prior 7-Day Avg +24.30%

Calls: +3.23%

Puts: +128.08%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16 2:05pm) 0.63

Prior (07/15) 1.13

Current vs Prior -44.26%

Prior 7-Day Average 0.66

Current vs Prior 7-Day Avg -5.20%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (07/16 2:05pm) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 7,475,361

Calls: 4,318,919 (58%)

Puts: 3,156,442 (42%)

Prior 7-Day Average 1,067,908

Calls: 616,988 (58%)

Puts: 450,920 (42%)

Current vs Prior 7-Day Avg -4.37%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 2.31% | 3.94%2.31% | 8.74%

Prior 6.23% | 7.08%6.23% | 10.36%

Current vs Prior -62.99% | -44.31%-62.99% | -15.65%

Prior 7-Day Avg 4.32% | 5.47%6.23% | 10.36%

Current vs 7-Day Avg -46.59% | -27.91%-62.99% | -15.65%

Prior 7-Day Eod 6.23% | 7.08%6.53% | 10.48%

Current vs 7-Day Eod -62.99% | -44.31%-64.68% | -16.57%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +126.17% | +57.88%

Prior 7-Day Avg 6.54% | 6.49%

Calls: 5.77% | 5.50%

Puts: 7.31% | 7.49%

Current vs 7-Day Avg +54.59% | +21.83%

Liquidity Expensive

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🤖 AI Insights

Moderately bullish flow with 69% call dollar volume ($84.40M). Massive premium surge with dollar volume up 126% vs prior. Unusually high activity with volume up 177% vs prior - elevated interest. Bullish P/C ratio of 0.63.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
14:05	BULLISH	BULLISH	BULLISH
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	NEUTRAL	MIXED

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 177 of results (avg 6.8%, best 2.4%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Aug 21	52.65	53.95	$53.30	2.4%	55	0.90	2.3K
$450.00	Jul 24	1.66	1.71	$1.69	3.0%	1.6K	0.16	992
$350.00	Aug 28	80.65	83.35	$82.00	3.3%	1	0.96	1
$360.00	Aug 21	70.90	73.45	$72.18	3.5%	9	0.95	821
$400.00	Aug 21	35.65	36.95	$36.30	3.6%	85	0.79	6.8K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	14.95	15.40	$15.18	3.0%	418	0.48	441
$420.00	Aug 21	10.55	10.95	$10.75	3.7%	284	0.38	1.7K
$500.00	Jul 24	69.15	72.00	$70.58	4.0%	4	1.00	5
$440.00	Aug 21	20.30	21.15	$20.73	4.1%	211	0.58	353
$465.00	Aug 7	36.05	37.60	$36.83	4.2%	4	0.85	--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 5 found (avg $0.70, cheapest $0.49)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$460.00	Jul 24	0.60	0.69	$0.65	13.8%	1.5K	0.07	585
$442.50	Jul 17	0.62	0.72	$0.67	14.9%	1.1K	0.13	128

PUTS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$415.00	Jul 17	0.45	0.52	$0.49	14.3%	1.1K	0.09	1.2K
$417.50	Jul 17	0.68	0.75	$0.72	9.7%	460	0.13	554
$405.00	Jul 24	0.90	1.05	$0.98	15.3%	562	0.10	152

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 184 found (avg delta 0.81, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$347.50	Jul 17	80.95	85.85	$83.40	5.9%	2	1.00	2
$350.00	Jul 17	78.55	83.30	$80.93	5.9%	46	1.00	1.9K
$357.50	Jul 17	70.85	75.70	$73.28	6.6%	1	1.00	6
$360.00	Jul 17	68.40	71.90	$70.15	5.0%	21	1.00	784
$362.50	Jul 17	65.95	70.85	$68.40	7.2%	1	1.00	3

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$457.50	Jul 17	26.80	28.90	$27.85	7.5%	52	1.00	23
$460.00	Jul 17	29.10	31.60	$30.35	8.2%	418	1.00	112
$462.50	Jul 17	30.60	34.10	$32.35	10.8%	35	1.00	22
$465.00	Jul 17	34.00	36.75	$35.38	7.8%	6	1.00	7
$467.50	Jul 17	34.45	39.20	$36.83	12.9%	1	1.00	--

Most actively traded options today. High liquidity = easy entry/exit. 452 active (total vol 119.8K, top 6.1K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Jul 17	0.17	0.27	$0.22	45.5%	6.1K	0.05	3.5K
$510.00	Aug 21	0.72	1.00	$0.86	32.6%	5.5K	0.05	331
$440.00	Jul 17	0.97	1.07	$1.02	9.8%	5.1K	0.18	4.3K
$460.00	Jul 17	0.05	0.07	$0.06	33.3%	4.3K	0.01	3.0K
$455.00	Jul 17	0.07	0.27	$0.17	117.6%	2.6K	0.03	583

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Jul 17	4.15	4.60	$4.38	10.3%	2.9K	0.50	498
$435.00	Jul 17	7.05	7.60	$7.32	7.5%	2.9K	0.68	682
$425.00	Jul 17	2.20	2.37	$2.29	7.4%	2.7K	0.32	1.8K
$445.00	Jul 17	14.75	16.20	$15.48	9.4%	2.2K	0.92	67
$400.00	Jul 17	0.07	0.10	$0.09	33.3%	2.1K	0.02	4.2K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 105 strikes (avg 100.7%, max 256.1%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$510.00	Jul 17	Aug 28	113.6%	31.9%	256.1%	49	504
$350.00	Jul 17	Aug 28	118.3%	35.1%	237.2%	47	1.9K
$500.00	Jul 17	Aug 28	96.7%	31.4%	208.2%	1.7K	3.4K
$360.00	Jul 17	Aug 28	103.1%	33.9%	204.4%	22	784
$490.00	Jul 17	Aug 28	85.0%	30.9%	175.3%	306	658

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 17	Aug 28	118.3%	35.1%	237.2%	243	2.9K
$365.00	Jul 17	Aug 28	95.7%	29.6%	223.7%	56	291
$375.00	Jul 17	Aug 28	89.5%	28.0%	219.4%	193	1.3K
$360.00	Jul 17	Aug 28	103.1%	33.9%	204.4%	148	1.8K
$355.00	Jul 17	Aug 14	110.7%	37.6%	194.4%	20	156

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 238 found (best R:R 49.00, avg 6.78)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$480.00	$490.00	Aug 7	$0.20	$9.80	$0.20	49.00	$480.20
$495.00	$500.00	Aug 7	$0.12	$4.88	$0.12	40.67	$495.12
$475.00	$480.00	Jul 31	$0.13	$4.87	$0.13	37.46	$475.13
$502.50	$510.00	Jul 24	$0.20	$7.30	$0.20	36.50	$502.70
$500.00	$510.00	Aug 21	$0.32	$9.68	$0.32	30.25	$500.32

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$375.00	$370.00	Jul 31	$0.10	$4.90	$0.10	49.00	$374.90
$365.00	$360.00	Jul 31	$0.13	$4.87	$0.13	37.46	$364.87
$370.00	$365.00	Aug 7	$0.13	$4.87	$0.13	37.46	$369.87
$360.00	$350.00	Aug 21	$0.28	$9.72	$0.28	34.71	$359.72
$355.00	$350.00	Jul 31	$0.15	$4.85	$0.15	32.33	$354.85

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 313 found (best R:R 199.00, avg 3.53)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$360.00	$370.00	Jul 31	$9.90	$9.90	$0.10	99.00	$369.90
$375.00	$380.00	Jul 31	$4.90	$4.90	$0.10	49.00	$379.90
$380.00	$385.00	Jul 31	$4.80	$4.80	$0.20	24.00	$384.80
$380.00	$390.00	Aug 7	$9.60	$9.60	$0.40	24.00	$389.60
$355.00	$360.00	Jul 31	$4.78	$4.78	$0.22	21.73	$359.78

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$510.00	$490.00	Aug 21	$19.90	$19.90	$0.10	199.00	$490.10
$480.00	$475.00	Aug 28	$4.90	$4.90	$0.10	49.00	$475.10
$480.00	$470.00	Aug 21	$9.72	$9.72	$0.28	34.71	$470.28
$450.00	$447.50	Jul 24	$2.38	$2.38	$0.12	19.83	$447.62
$460.00	$455.00	Jul 31	$4.75	$4.75	$0.25	19.00	$455.25

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 97 found (avg debit $1.20, cheapest $0.05)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$490.00	Jul 17	Jul 24	$0.06	85.0%	37.1%
$500.00	Jul 17	Jul 24	$0.07	96.7%	42.7%
$480.00	Jul 17	Jul 24	$0.10	76.8%	34.3%
$487.50	Jul 17	Jul 24	$0.14	86.2%	40.0%
$510.00	Jul 17	Jul 24	$0.17	113.6%	53.1%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$470.00	Jul 17	Jul 24	$0.05	64.9%	32.2%
$350.00	Jul 17	Jul 24	$0.06	118.3%	55.8%
$370.00	Jul 17	Jul 24	$0.06	88.3%	41.8%
$360.00	Jul 17	Jul 24	$0.08	103.1%	50.1%
$365.00	Jul 17	Jul 24	$0.10	95.7%	47.9%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 184 found (cheapest 2.00% of stock, avg 8.47%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$430.00	Jul 17	$4.22	$4.38	$8.60	$421.40	$438.60	2.00%
$427.50	Jul 17	$5.53	$3.25	$8.78	$418.72	$436.28	2.04%
$432.50	Jul 17	$3.12	$5.65	$8.77	$423.73	$441.27	2.04%
$425.00	Jul 17	$7.25	$2.29	$9.54	$415.46	$434.54	2.22%
$435.00	Jul 17	$2.21	$7.32	$9.53	$425.47	$444.53	2.22%
$422.50	Jul 17	$8.98	$1.62	$10.60	$411.90	$433.10	2.47%
$437.50	Jul 17	$1.53	$9.15	$10.68	$426.82	$448.18	2.49%
$420.00	Jul 17	$10.80	$1.06	$11.86	$408.14	$431.86	2.76%
$440.00	Jul 17	$1.02	$11.28	$12.30	$427.70	$452.30	2.86%
$417.50	Jul 17	$13.18	$0.72	$13.90	$403.60	$431.40	3.23%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.40% of stock, avg 3.46%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$440.00	$417.50	Jul 17	$1.02	$0.72	$1.74	$415.76	$441.74
$440.00	$420.00	Jul 17	$1.02	$1.06	$2.08	$417.92	$442.08
$437.50	$417.50	Jul 17	$1.53	$0.72	$2.25	$415.25	$439.75
$437.50	$420.00	Jul 17	$1.53	$1.06	$2.59	$417.41	$440.09
$440.00	$422.50	Jul 17	$1.02	$1.62	$2.64	$419.86	$442.64
$435.00	$417.50	Jul 17	$2.21	$0.72	$2.93	$414.57	$437.93
$437.50	$422.50	Jul 17	$1.53	$1.62	$3.15	$419.35	$440.65
$435.00	$420.00	Jul 17	$2.21	$1.06	$3.27	$416.73	$438.27
$440.00	$425.00	Jul 17	$1.02	$2.29	$3.31	$421.69	$443.31
$432.50	$417.50	Jul 17	$3.12	$0.72	$3.84	$413.66	$436.34

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 199 found (best R:R 49.00, avg credit $4.59)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
370/375	380/385	Jul 31	$4.90	$0.10	49.00	$370.10	$384.90
380/385	405/410	Aug 28	$4.89	$0.11	44.45	$380.11	$409.89
360/365	385/390	Jul 31	$4.88	$0.12	40.67	$360.12	$389.88
400/405	410/415	Aug 14	$4.88	$0.12	40.67	$400.12	$414.88
365/370	380/390	Aug 7	$9.73	$0.27	36.04	$360.27	$389.73
350/355	390/400	Aug 7	$9.71	$0.29	33.48	$345.29	$399.71
370/375	385/390	Jul 31	$4.85	$0.15	32.33	$370.15	$389.85
385/390	410/415	Aug 28	$4.79	$0.21	22.81	$385.21	$414.79
375/378	385/388	Jul 24	$2.39	$0.11	21.73	$375.11	$387.39
390/395	405/410	Aug 14	$4.75	$0.25	19.00	$390.25	$409.75

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 231 found (best R:R 99.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$455.00	$460.00	$465.00	Aug 28	$0.05	$4.95	99.00
$445.00	$450.00	$455.00	Aug 7	$0.06	$4.94	82.33
$477.50	$480.00	$482.50	Jul 17	$0.05	$2.45	49.00
$375.00	$380.00	$385.00	Jul 31	$0.10	$4.90	49.00
$465.00	$470.00	$475.00	Jul 31	$0.10	$4.90	49.00

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$350.00	$355.00	$360.00	Aug 14	$0.06	$4.94	82.33
$370.00	$375.00	$380.00	Jul 31	$0.07	$4.93	70.43
$380.00	$385.00	$390.00	Jul 31	$0.07	$4.93	70.43
$445.00	$450.00	$455.00	Aug 7	$0.07	$4.93	70.43
$360.00	$370.00	$380.00	Aug 21	$0.15	$9.85	65.67

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 230 found (best net $-7.57, 216 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$500.00	$510.00	1:2	Jul 31	-$0.37	$9.63
$500.00	$510.00	1:2	Aug 7	-$0.40	$9.60
$500.00	$510.00	1:2	Aug 21	-$0.54	$9.46
$490.00	$500.00	1:2	Aug 21	-$0.65	$9.35
$480.00	$490.00	1:2	Aug 7	-$0.66	$9.34

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$490.00	$460.00	1:2	Aug 14	-$7.57	$22.43
$360.00	$350.00	1:2	Aug 28	-$0.43	$9.57
$360.00	$350.00	1:2	Aug 21	-$0.49	$9.51
$370.00	$360.00	1:2	Aug 21	-$0.59	$9.41
$380.00	$370.00	1:2	Aug 21	-$0.90	$9.10

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 90 found (best yield 4.05%, avg 1.07%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$430.00	Aug 28	$17.40	0.52	0.1%	4.05%	4.12%	12	43
$430.00	Aug 21	$16.40	0.52	0.1%	3.82%	3.89%	1.6K	2.4K
$435.00	Aug 28	$15.00	0.48	1.2%	3.49%	4.73%	19	2
$430.00	Aug 14	$14.60	0.51	0.1%	3.40%	3.47%	421	37
$440.00	Aug 28	$13.10	0.43	2.4%	3.05%	5.45%	32	16
$430.00	Aug 7	$12.45	0.51	0.1%	2.90%	2.97%	49	311
$435.00	Aug 14	$12.20	0.46	1.2%	2.84%	4.08%	4	26
$440.00	Aug 21	$11.90	0.42	2.4%	2.77%	5.17%	561	2.0K
$445.00	Aug 28	$11.20	0.39	3.6%	2.61%	6.17%	11	--
$430.00	Jul 31	$10.70	0.51	0.1%	2.49%	2.56%	119	790

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 99,939

Total Puts 62,704

Put/Call Ratio 0.63

Net Difference 37,235

Prior's Put/Call Breakdown

Total Calls 27,639

Total Puts 31,109

Put/Call Ratio 1.13

Net Difference -3,470

Prior 7-Day Put/Call Summary

Total Calls 432,580

Total Puts 274,411

Average Put/Call Ratio 0.66

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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