UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$423.38 +1.16%

$426.69 (+0.78%)🌙

as of 07/16 06:00 PM

(7/16 14:05) ◀

Thursday, July 16, 2026 (6:00pm)

▶ (7/17 19:26)

◀ 7/16 18:00 ▶

Option Volume

Detail

ℹ

Current (07/16) 196,256

Calls: 120,620 (61%)

Puts: 75,636 (39%)

Prior (07/15) 93,361

Calls: 44,193 (47%)

Puts: 49,168 (53%)

Current vs Prior +110.21%

Calls: +172.94% (Calls)

Puts: +53.83% (Puts)

Prior 7-Day Total 403,235

Calls: 221,661 (55%)

Puts: 181,574 (45%)

Prior 7-Day Average 57,605

Calls: 31,665 (55%)

Puts: 25,939 (45%)

Current vs Prior 7-Day Avg +240.69%

Calls: +280.92%

Puts: +191.59%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/16) $144.87M

Calls: $86.42M (60%)

Puts: $58.46M (40%)

Prior (07/15) $82.72M

Calls: $56.24M (68%)

Puts: $26.48M (32%)

Current vs Prior +75.13%

Calls: +53.65%

Puts: +120.76%

Prior 7-Day Total $478.23M

Calls: $372.38M (78%)

Puts: $105.85M (22%)

Prior 7-Day Average $68.32M

Calls: $53.20M (78%)

Puts: $15.12M (22%)

Current vs Prior 7-Day Avg +112.05%

Calls: +62.45%

Puts: +286.57%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/16) 0.63

Prior (07/15) 1.11

Current vs Prior -43.64%

Prior 7-Day Average 0.82

Current vs Prior 7-Day Avg -23.09%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (07/16) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Prior (07/15) 991,526

Calls: 562,136 (57%)

Puts: 429,390 (43%)

Current vs Prior +3.00%

Prior 7-Day Total 4,794,830

Calls: 2,841,456 (59%)

Puts: 1,953,374 (41%)

Prior 7-Day Average 684,975

Calls: 405,922 (59%)

Puts: 279,053 (41%)

Current vs Prior 7-Day Avg +49.09%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/17) | Next (07/24)Expiry (07/17) | Next (08/21)

Current 2.49% | 3.94%2.49% | 8.74%

Prior 6.53% | 7.50%6.53% | 10.48%

Current vs Prior -61.91% | -47.51%-61.91% | -16.57%

Prior 7-Day Avg 4.72% | 7.18%6.81% | 10.81%

Current vs 7-Day Avg -47.35% | -45.13%-63.49% | -19.11%

Prior 7-Day Eod 6.53% | 7.51%6.53% | 10.48%

Current vs 7-Day Eod -61.91% | -47.51%-61.91% | -16.57%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Prior 4.47% | 5.01%

Calls: 6.94% | 5.77%

Puts: 2.00% | 4.26%

Current vs Prior +126.17% | +57.88%

Prior 7-Day Avg 14.18% | 8.69%

Calls: 9.37% | 8.92%

Puts: 18.99% | 8.46%

Current vs 7-Day Avg -28.71% | -8.95%

Liquidity Expensive

Add Card

🤖 AI Insights

Elevated premium activity with dollar volume up 75% vs prior. Dollar volume significantly above 7-day average (112% higher). Unusually high activity with volume up 110% vs prior - elevated interest. Volume explosion - 241% above 7-day average (196,256 vs avg 57,605).

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 70 of results (avg 8.1%, best 3.7%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Aug 21	64.85	67.30	$66.07	3.7%	12	0.94	821
$340.00	Aug 21	83.60	87.55	$85.57	4.6%	13	0.96	872
$400.00	Aug 21	30.55	32.15	$31.35	5.1%	125	0.75	6.8K
$420.00	Aug 21	17.85	18.90	$18.38	5.7%	274	0.56	2.1K
$390.00	Aug 21	37.70	40.00	$38.85	5.9%	50	0.82	1.1K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	18.15	19.10	$18.63	5.1%	456	0.54	441
$440.00	Aug 21	24.15	25.60	$24.88	5.8%	216	0.64	353
$400.00	Jul 17	0.16	0.17	$0.17	5.9%	2.6K	0.03	4.2K
$480.00	Jul 24	55.05	58.40	$56.72	5.9%	6	0.99	6
$415.00	Jul 24	3.70	3.95	$3.83	6.5%	675	0.32	220

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 2 found (avg $0.52, cheapest $0.17)

CALLS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Aug 21	0.80	0.92	$0.86	14.0%	2.1K	0.05	1.9K

PUTS (1)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 17	0.16	0.17	$0.17	5.9%	2.6K	0.03	4.2K

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 188 found (avg delta 0.81, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$340.00	Jul 17	79.50	85.55	$82.53	7.3%	14	1.00	780
$347.50	Jul 17	71.80	77.55	$74.68	7.7%	2	1.00	2
$350.00	Jul 17	69.25	74.85	$72.05	7.8%	50	1.00	1.9K
$357.50	Jul 17	62.05	67.60	$64.82	8.6%	1	1.00	6
$360.00	Jul 17	59.35	65.40	$62.38	9.7%	39	1.00	784

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$470.00	Jul 17	45.45	50.25	$47.85	10.0%	31	1.00	9
$467.50	Jul 17	42.55	48.30	$45.43	12.7%	2	0.99	--
$457.50	Jul 17	32.55	35.30	$33.92	8.1%	52	0.99	23
$460.00	Jul 17	35.80	40.75	$38.28	12.9%	419	0.99	112
$500.00	Jul 24	75.05	80.45	$77.75	6.9%	16	0.99	5

Most actively traded options today. High liquidity = easy entry/exit. 460 active (total vol 143.1K, top 7.2K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Jul 17	0.34	0.45	$0.40	27.5%	7.2K	0.08	4.3K
$450.00	Jul 17	0.05	0.20	$0.13	115.4%	6.8K	0.03	3.5K
$460.00	Jul 17	0.03	0.04	$0.04	25.0%	4.4K	0.01	3.0K
$445.00	Jul 17	0.05	0.15	$0.10	100.0%	3.8K	0.03	1.6K
$465.00	Jul 24	0.10	0.20	$0.15	66.7%	3.8K	0.02	254

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$425.00	Jul 17	5.00	6.30	$5.65	23.0%	4.0K	0.56	1.8K
$430.00	Jul 17	8.05	9.20	$8.63	13.3%	3.1K	0.72	498
$420.00	Jul 17	2.66	3.40	$3.03	24.4%	3.1K	0.38	1.6K
$435.00	Jul 17	11.70	13.80	$12.75	16.5%	3.0K	0.85	682
$400.00	Jul 17	0.16	0.17	$0.17	5.9%	2.6K	0.03	4.2K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 108 strikes (avg 120.1%, max 363.2%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$495.00	Jul 17	Aug 14	150.9%	32.6%	363.2%	108	95
$490.00	Jul 17	Aug 28	111.1%	31.1%	257.0%	344	658
$340.00	Jul 17	Aug 21	136.3%	40.2%	239.3%	27	1.7K
$350.00	Jul 17	Aug 28	119.5%	35.2%	238.9%	53	1.9K
$480.00	Jul 17	Aug 28	103.3%	30.9%	234.4%	1.7K	758

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 17	Aug 28	136.3%	34.9%	290.4%	177	2.2K
$350.00	Jul 17	Aug 28	119.5%	35.2%	238.9%	260	2.9K
$480.00	Jul 17	Aug 28	103.3%	30.9%	234.4%	3	10
$365.00	Jul 17	Aug 28	94.8%	29.4%	222.5%	59	291
$370.00	Jul 17	Aug 28	98.5%	32.0%	208.0%	214	2.3K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 244 found (best R:R 49.00, avg 6.72)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$490.00	$495.00	Aug 7	$0.12	$4.88	$0.12	40.67	$490.12
$495.00	$500.00	Aug 14	$0.12	$4.88	$0.12	40.67	$495.12
$490.00	$495.00	Jul 31	$0.15	$4.85	$0.15	32.33	$490.15
$475.00	$480.00	Jul 31	$0.18	$4.82	$0.18	26.78	$475.18
$462.50	$465.00	Jul 24	$0.10	$2.40	$0.10	24.00	$462.60

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$350.00	$340.00	Aug 21	$0.20	$9.80	$0.20	49.00	$349.80
$360.00	$355.00	Aug 14	$0.11	$4.89	$0.11	44.45	$359.89
$365.00	$360.00	Jul 31	$0.13	$4.87	$0.13	37.46	$364.87
$375.00	$370.00	Aug 14	$0.16	$4.84	$0.16	30.25	$374.84
$360.00	$350.00	Aug 21	$0.34	$9.66	$0.34	28.41	$359.66

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 331 found (best R:R 46.62, avg 2.80)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$360.00	$370.00	Jul 31	$9.79	$9.79	$0.21	46.62	$369.79
$350.00	$360.00	Jul 24	$9.70	$9.70	$0.30	32.33	$359.70
$380.00	$385.00	Jul 24	$4.83	$4.83	$0.17	28.41	$384.83
$350.00	$357.50	Jul 17	$7.23	$7.23	$0.27	26.78	$357.23
$370.00	$380.00	Jul 17	$9.58	$9.58	$0.42	22.81	$379.58

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$450.00	$445.00	Aug 7	$4.85	$4.85	$0.15	32.33	$445.15
$470.00	$460.00	Jul 24	$9.63	$9.63	$0.37	26.03	$460.37
$465.00	$460.00	Jul 31	$4.75	$4.75	$0.25	19.00	$460.25
$437.50	$435.00	Jul 31	$2.37	$2.37	$0.13	18.23	$435.13
$490.00	$480.00	Aug 21	$9.47	$9.47	$0.53	17.87	$480.53

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 99 found (avg debit $1.15, cheapest $0.06)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$500.00	Jul 17	Jul 24	$0.06	104.4%	45.9%
$400.00	Jul 17	Jul 24	$0.07	61.1%	31.9%
$465.00	Jul 17	Jul 24	$0.09	79.3%	31.1%
$470.00	Jul 17	Jul 24	$0.11	75.3%	33.2%
$475.00	Jul 17	Jul 24	$0.13	92.4%	38.0%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$470.00	Jul 17	Jul 24	$0.08	75.3%	33.2%
$340.00	Jul 17	Jul 24	$0.09	136.3%	62.0%
$345.00	Jul 17	Jul 24	$0.09	127.8%	58.3%
$365.00	Jul 17	Jul 24	$0.10	94.8%	44.4%
$445.00	Jul 17	Jul 24	$0.10	50.4%	31.6%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 187 found (cheapest 2.12% of stock, avg 8.55%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$422.50	Jul 17	$4.88	$4.10	$8.98	$413.52	$431.48	2.12%
$420.00	Jul 17	$6.30	$3.03	$9.33	$410.67	$429.33	2.20%
$425.00	Jul 17	$3.65	$5.65	$9.30	$415.70	$434.30	2.20%
$427.50	Jul 17	$2.73	$7.05	$9.78	$417.72	$437.28	2.31%
$417.50	Jul 17	$8.32	$2.19	$10.51	$406.99	$428.01	2.48%
$430.00	Jul 17	$1.97	$8.63	$10.60	$419.40	$440.60	2.50%
$415.00	Jul 17	$9.85	$1.48	$11.33	$403.67	$426.33	2.68%
$432.50	Jul 17	$1.37	$10.52	$11.89	$420.61	$444.39	2.81%
$412.50	Jul 17	$11.03	$0.99	$12.02	$400.48	$424.52	2.84%
$435.00	Jul 17	$0.88	$12.75	$13.63	$421.37	$448.63	3.22%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.44% of stock, avg 3.52%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$435.00	$412.50	Jul 17	$0.88	$0.99	$1.87	$410.63	$436.87
$432.50	$412.50	Jul 17	$1.37	$0.99	$2.36	$410.14	$434.86
$435.00	$415.00	Jul 17	$0.88	$1.48	$2.36	$412.64	$437.36
$432.50	$415.00	Jul 17	$1.37	$1.48	$2.85	$412.15	$435.35
$430.00	$412.50	Jul 17	$1.97	$0.99	$2.96	$409.54	$432.96
$435.00	$417.50	Jul 17	$0.88	$2.19	$3.07	$414.43	$438.07
$430.00	$415.00	Jul 17	$1.97	$1.48	$3.45	$411.55	$433.45
$432.50	$417.50	Jul 17	$1.37	$2.19	$3.56	$413.94	$436.06
$427.50	$412.50	Jul 17	$2.73	$0.99	$3.72	$408.78	$431.22
$435.00	$420.00	Jul 17	$0.88	$3.03	$3.91	$416.09	$438.91

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 257 found (best R:R 165.67, avg credit $4.47)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
350/355	360/380	Aug 7	$19.88	$0.12	165.67	$335.12	$379.88
340/345	360/380	Aug 7	$19.72	$0.28	70.43	$325.28	$379.72
365/370	380/390	Aug 28	$9.83	$0.17	57.82	$360.17	$389.83
350/355	375/380	Jul 31	$4.89	$0.11	44.45	$350.11	$379.89
365/370	380/390	Aug 7	$9.76	$0.24	40.67	$360.24	$389.76
370/375	380/390	Aug 28	$9.71	$0.29	33.48	$365.29	$389.71
350/355	390/395	Jul 31	$4.85	$0.15	32.33	$350.15	$394.85
390/395	400/405	Jul 31	$4.84	$0.16	30.25	$390.16	$404.84
395/400	405/410	Aug 14	$4.84	$0.16	30.25	$395.16	$409.84
350/355	380/385	Jul 31	$4.83	$0.17	28.41	$350.17	$384.83

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 240 found (best R:R 99.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$390.00	$400.00	$410.00	Aug 21	$0.10	$9.90	99.00
$375.00	$380.00	$385.00	Jul 31	$0.06	$4.94	82.33
$490.00	$495.00	$500.00	Aug 7	$0.06	$4.94	82.33
$470.00	$480.00	$490.00	Aug 21	$0.17	$9.83	57.82
$480.00	$485.00	$490.00	Jul 31	$0.09	$4.91	54.56

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$400.00	$405.00	$410.00	Aug 28	$0.06	$4.94	82.33
$340.00	$350.00	$360.00	Aug 21	$0.14	$9.86	70.43
$440.00	$450.00	$460.00	Aug 21	$0.15	$9.85	65.67
$365.00	$370.00	$375.00	Jul 31	$0.08	$4.92	61.50
$380.00	$385.00	$390.00	Aug 7	$0.08	$4.92	61.50

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 232 found (best net $-12.01, 211 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$490.00	$500.00	1:2	Aug 21	-$0.40	$9.60
$480.00	$490.00	1:2	Aug 7	-$0.54	$9.46
$480.00	$490.00	1:2	Aug 21	-$0.60	$9.40
$490.00	$500.00	1:2	Aug 28	-$0.77	$9.23
$470.00	$480.00	1:2	Aug 21	-$1.15	$8.85

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$490.00	$460.00	1:2	Aug 14	-$12.01	$17.99
$350.00	$340.00	1:2	Aug 28	-$0.05	$9.95
$360.00	$350.00	1:2	Aug 28	-$0.29	$9.71
$350.00	$340.00	1:2	Aug 21	-$0.58	$9.42
$360.00	$350.00	1:2	Aug 21	-$0.64	$9.36

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 86 found (best yield 3.77%, avg 0.98%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Aug 28	$15.95	0.50	0.4%	3.77%	4.15%	20	38
$425.00	Aug 14	$13.50	0.49	0.4%	3.19%	3.57%	10	36
$430.00	Aug 28	$13.50	0.46	1.6%	3.19%	4.75%	60	43
$430.00	Aug 21	$13.05	0.46	1.6%	3.08%	4.65%	2.1K	2.4K
$425.00	Aug 7	$11.95	0.49	0.4%	2.82%	3.21%	33	59
$435.00	Aug 28	$11.50	0.41	2.7%	2.72%	5.46%	30	2
$430.00	Aug 14	$11.25	0.44	1.6%	2.66%	4.22%	431	37
$440.00	Aug 28	$10.25	0.37	3.9%	2.42%	6.35%	33	16
$425.00	Jul 31	$9.60	0.49	0.4%	2.27%	2.65%	62	103
$430.00	Aug 7	$9.60	0.43	1.6%	2.27%	3.83%	54	311

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Current Put/Call Breakdown

Total Calls 120,620

Total Puts 75,636

Put/Call Ratio 0.63

Net Difference 44,984

Prior's Put/Call Breakdown

Total Calls 44,193

Total Puts 49,168

Put/Call Ratio 1.11

Net Difference -4,975

Prior 7-Day Put/Call Summary

Total Calls 221,661

Total Puts 181,574

Average Put/Call Ratio 0.82

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
Loading data...

Upcoming Earnings - 2 Weeks Prior

Loading earnings data...

Upcoming Earnings - 1 Week Prior

Loading earnings data...

Earnings This Week

Loading earnings data...

Earnings - Day Before / Day After

Loading earnings data...

Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
Loading data...

Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

Add Card