UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$378.52 -0.21%

$379.99 (+0.39%)🌙

as of 10/12 06:00 PM

(10/12 14:05) ◀

Monday, October 12, 2026 (6:00pm)

▶ (10/13 09:35)

◀ 10/12 18:00 ▶

Option Volume

Detail

ℹ

Current (10/12) 107,151

Calls: 51,781 (48%)

Puts: 55,370 (52%)

Prior (10/08) 48,140

Calls: 27,946 (58%)

Puts: 20,194 (42%)

Current vs Prior +122.58%

Calls: +85.29% (Calls)

Puts: +174.19% (Puts)

Prior 7-Day Total 342,625

Calls: 163,969 (48%)

Puts: 178,656 (52%)

Prior 7-Day Average 48,946

Calls: 23,424 (48%)

Puts: 25,522 (52%)

Current vs Prior 7-Day Avg +118.91%

Calls: +121.06%

Puts: +116.95%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (10/12) $94.29M

Calls: $47.23M (50%)

Puts: $47.06M (50%)

Prior (10/08) $63.02M

Calls: $41.21M (65%)

Puts: $21.80M (35%)

Current vs Prior +49.63%

Calls: +14.59%

Puts: +115.85%

Prior 7-Day Total $356.30M

Calls: $201.45M (57%)

Puts: $154.85M (43%)

Prior 7-Day Average $50.90M

Calls: $28.78M (57%)

Puts: $22.12M (43%)

Current vs Prior 7-Day Avg +85.24%

Calls: +64.10%

Puts: +112.75%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (10/12) 1.07

Prior (10/08) 0.72

Current vs Prior +47.98%

Prior 7-Day Average 1.10

Current vs Prior 7-Day Avg -2.97%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (10/12) 856,026

Calls: 470,956 (55%)

Puts: 385,070 (45%)

Prior (10/08) 555,876

Calls: 296,150 (53%)

Puts: 259,726 (47%)

Current vs Prior +54.00%

Prior 7-Day Total 4,123,394

Calls: 2,246,475 (54%)

Puts: 1,876,919 (46%)

Prior 7-Day Average 589,056

Calls: 320,925 (54%)

Puts: 268,131 (46%)

Current vs Prior 7-Day Avg +45.32%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (10/16) | Next (10/23)Expiry (10/16) | Next (11/20)

Current 7.08% | 7.85%7.08% | 10.97%

Prior 3.99% | 8.28%8.28% | 11.87%

Current vs Prior +77.46% | -5.22%-14.48% | -7.61%

Prior 7-Day Avg 3.75% | 7.37%8.44% | 12.15%

Current vs 7-Day Avg +88.91% | +6.40%-16.12% | -9.72%

Prior 7-Day Eod 3.99% | 8.28%8.28% | 11.87%

Current vs 7-Day Eod +77.46% | -5.22%-14.48% | -7.61%

Sentiment BEARISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 5.18% | 6.71%

Calls: 4.40% | 6.51%

Puts: 5.95% | 6.90%

Prior 20.43% | 5.79%

Calls: 23.58% | 4.25%

Puts: 17.28% | 7.32%

Current vs Prior -74.65% | +15.89%

Prior 7-Day Avg 18.75% | 6.10%

Calls: 21.81% | 4.76%

Puts: 15.69% | 7.43%

Current vs 7-Day Avg -72.38% | +10.00%

Liquidity Pricy

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🤖 AI Insights

Dollar volume significantly above 7-day average (85% higher). Unusually high activity with volume up 123% vs prior - elevated interest. Volume explosion - 119% above 7-day average (107,151 vs avg 48,946). Slightly bearish P/C ratio of 1.07.

Smart Money BULLISH

Retail Flow NEUTRAL

Overall MIXED

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 73 of results (avg 7.7%, best 3.6%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Nov 20	17.60	18.25	$17.93	3.6%	499	0.51	1.4K
$390.00	Oct 16	7.70	8.00	$7.85	3.8%	1.7K	0.37	2.8K
$377.50	Oct 16	12.70	13.40	$13.05	5.4%	1.3K	0.52	327
$397.50	Oct 16	5.30	5.60	$5.45	5.5%	189	0.29	719
$380.00	Oct 16	11.50	12.20	$11.85	5.9%	2.3K	0.49	2.7K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$330.00	Oct 16	0.65	0.68	$0.67	4.5%	3.3K	0.05	2.7K
$352.50	Oct 16	3.25	3.40	$3.33	4.5%	198	0.19	211
$315.00	Oct 16	0.21	0.22	$0.22	4.5%	487	0.02	239
$410.00	Oct 16	34.05	35.70	$34.88	4.7%	15	0.82	667
$400.00	Nov 20	29.50	31.15	$30.33	5.4%	21	0.66	1.1K

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 10 found (avg $0.54, cheapest $0.26)

CALLS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Oct 16	0.24	0.28	$0.26	15.4%	1.2K	0.02	1.7K
$440.00	Oct 16	0.42	0.50	$0.46	17.4%	948	0.04	3.2K
$435.00	Oct 16	0.59	0.72	$0.66	19.7%	291	0.05	298
$430.00	Oct 16	0.88	0.98	$0.93	10.8%	1.5K	0.07	2.1K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$310.00	Oct 16	0.14	0.16	$0.15	13.3%	565	0.01	1.2K
$320.00	Oct 16	0.30	0.35	$0.32	15.6%	2.0K	0.03	1.6K
$315.00	Oct 16	0.21	0.22	$0.22	4.5%	487	0.02	239
$330.00	Oct 16	0.65	0.68	$0.67	4.5%	3.3K	0.05	2.7K
$332.50	Oct 16	0.74	0.85	$0.80	13.7%	264	0.06	36

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 156 found (avg delta 0.75, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$305.00	Oct 16	70.60	77.45	$74.03	9.3%	--	1.00	48
$315.00	Oct 16	61.25	67.75	$64.50	10.1%	10	1.00	--
$317.50	Oct 16	57.40	65.10	$61.25	12.6%	10	1.00	--
$320.00	Oct 16	56.10	62.65	$59.38	11.0%	3	1.00	35
$322.50	Oct 16	53.40	59.20	$56.30	10.3%	5	1.00	16

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$442.50	Oct 16	60.75	68.90	$64.83	12.6%	15	0.96	--
$440.00	Oct 16	60.05	66.70	$63.38	10.5%	19	0.96	64
$450.00	Oct 30	69.35	76.30	$72.82	9.5%	10	0.96	--
$437.50	Oct 16	57.40	65.00	$61.20	12.4%	25	0.95	--
$435.00	Oct 16	53.50	61.85	$57.68	14.5%	5	0.95	--

Most actively traded options today. High liquidity = easy entry/exit. 351 active (total vol 82.8K, top 4.4K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Oct 16	4.70	5.00	$4.85	6.2%	4.4K	0.26	6.2K
$382.50	Oct 16	10.35	11.20	$10.77	7.9%	2.5K	0.46	441
$380.00	Oct 16	11.50	12.20	$11.85	5.9%	2.3K	0.49	2.7K
$410.00	Oct 16	2.78	3.10	$2.94	10.9%	2.2K	0.18	4.3K
$420.00	Oct 16	1.60	1.75	$1.68	8.9%	1.9K	0.11	4.2K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$330.00	Oct 16	0.65	0.68	$0.67	4.5%	3.3K	0.05	2.7K
$360.00	Oct 16	5.10	5.50	$5.30	7.5%	3.3K	0.27	4.6K
$330.00	Nov 20	2.48	2.82	$2.65	12.8%	2.5K	0.11	2.0K
$340.00	Oct 16	1.36	1.45	$1.41	6.4%	2.1K	0.09	4.3K
$350.00	Nov 20	6.00	6.50	$6.25	8.0%	2.0K	0.23	7.7K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 50 strikes (avg 91.1%, max 130.4%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Oct 16	Nov 20	81.2%	35.2%	130.4%	780	1.4K
$360.00	Oct 16	Nov 20	80.2%	35.0%	129.3%	757	711
$350.00	Oct 16	Nov 20	80.2%	35.2%	127.8%	71	778
$390.00	Oct 16	Nov 20	81.8%	36.4%	125.0%	1.9K	3.7K
$405.00	Oct 16	Nov 13	81.3%	36.1%	125.0%	449	443

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Oct 16	Nov 20	81.2%	35.2%	130.4%	1.9K	4.8K
$360.00	Oct 16	Nov 20	80.2%	35.0%	129.3%	3.7K	7.2K
$350.00	Oct 16	Nov 20	80.2%	35.2%	127.8%	3.4K	12.0K
$390.00	Oct 16	Nov 20	81.8%	36.4%	125.0%	1.2K	4.7K
$405.00	Oct 16	Nov 13	81.3%	36.1%	125.0%	21	17

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 228 found (best R:R 0.83, avg 6.28)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$350.00	$360.00	Nov 6	$5.45	$4.55	$5.45	78%	0.83	$355.45
$380.00	$385.00	Nov 6	$0.52	$4.48	$0.52	51%	8.62	$380.52
$352.50	$355.00	Oct 16	$0.37	$2.13	$0.37	82%	5.76	$352.87
$355.00	$360.00	Oct 30	$2.23	$2.77	$2.23	75%	1.24	$357.23
$370.00	$372.50	Oct 23	$0.15	$2.35	$0.15	61%	15.67	$370.15

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$380.00	$375.00	Nov 6	$0.75	$4.25	$0.75	49%	5.67	$379.25
$430.00	$425.00	Oct 30	$2.93	$2.07	$2.93	89%	0.71	$427.07
$397.50	$395.00	Oct 16	$0.26	$2.24	$0.26	71%	8.62	$397.24
$420.00	$415.00	Oct 16	$2.93	$2.07	$2.93	89%	0.71	$417.07
$395.00	$390.00	Oct 30	$1.85	$3.15	$1.85	65%	1.70	$393.15

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 180 found (best R:R 10.36, avg 0.60)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$397.50	$400.00	Oct 30	$2.39	$2.39	$0.11	65%	21.73	$399.89
$400.00	$405.00	Nov 13	$2.74	$2.74	$2.26	66%	1.21	$402.74
$397.50	$400.00	Oct 23	$1.98	$1.98	$0.52	67%	3.81	$399.48
$385.00	$390.00	Nov 13	$3.37	$3.37	$1.63	54%	2.07	$388.37
$385.00	$390.00	Nov 6	$3.13	$3.13	$1.87	53%	1.67	$388.13

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$355.00	$352.50	Oct 23	$2.28	$2.28	$0.22	74%	10.36	$352.72
$375.00	$372.50	Oct 23	$2.10	$2.10	$0.40	55%	5.25	$372.90
$345.00	$340.00	Nov 13	$1.80	$1.80	$3.20	80%	0.56	$343.20
$360.00	$357.50	Oct 23	$1.60	$1.60	$0.90	71%	1.78	$358.40
$377.50	$375.00	Oct 30	$2.05	$2.05	$0.45	53%	4.56	$375.45

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 26 found (avg debit $1.65, cheapest $2.45)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$367.50	Oct 16	Oct 30	$2.45	80.9%	46.5%
$372.50	Oct 16	Oct 23	$3.02	84.8%	52.7%
$392.50	Oct 16	Oct 23	$1.15	85.7%	56.1%
$375.00	Oct 16	Oct 23	$1.28	83.5%	56.3%
$382.50	Oct 16	Oct 23	$1.53	82.1%	55.2%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$372.50	Oct 16	Oct 23	$0.50	84.8%	52.7%
$392.50	Oct 16	Oct 23	$1.92	85.7%	56.1%
$375.00	Oct 16	Oct 23	$1.62	83.5%	56.3%
$377.50	Oct 16	Oct 23	$1.45	81.0%	54.1%
$382.50	Oct 16	Oct 23	$2.74	82.1%	55.2%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 106 found (cheapest 6.73% of stock, avg 9.13%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$377.50	Oct 16	$13.05	$12.43	$25.48	$352.02	$402.98	6.73%
$380.00	Oct 16	$11.85	$13.75	$25.60	$354.40	$405.60	6.76%
$382.50	Oct 16	$10.77	$15.03	$25.80	$356.70	$408.30	6.82%
$370.00	Oct 16	$17.15	$8.98	$26.13	$343.87	$396.13	6.90%
$372.50	Oct 16	$15.63	$10.60	$26.23	$346.27	$398.73	6.93%
$375.00	Oct 16	$14.65	$11.58	$26.23	$348.77	$401.23	6.93%
$385.00	Oct 16	$9.75	$16.60	$26.35	$358.65	$411.35	6.96%
$367.50	Oct 16	$18.58	$7.93	$26.51	$340.99	$394.01	7.00%
$387.50	Oct 16	$8.73	$18.27	$27.00	$360.50	$414.50	7.13%
$390.00	Oct 16	$7.85	$19.48	$27.33	$362.67	$417.33	7.22%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 2.01% of stock, avg 5.78%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$430.00	$340.00	Nov 20	$3.33	$4.28	$7.61	$332.39	$437.61
$420.00	$340.00	Nov 20	$5.00	$4.28	$9.28	$330.72	$429.28
$430.00	$350.00	Nov 20	$3.33	$6.25	$9.58	$340.42	$439.58
$420.00	$350.00	Nov 20	$5.00	$6.25	$11.25	$338.75	$431.25
$410.00	$340.00	Nov 20	$6.85	$4.28	$11.13	$328.87	$421.13
$410.00	$350.00	Nov 20	$6.85	$6.25	$13.10	$336.90	$423.10
$405.00	$360.00	Nov 6	$6.30	$8.15	$14.45	$345.55	$419.45
$430.00	$360.00	Nov 20	$3.33	$9.27	$12.60	$347.40	$442.60
$400.00	$360.00	Nov 6	$7.48	$8.15	$15.63	$344.37	$415.63
$420.00	$360.00	Nov 20	$5.00	$9.27	$14.27	$345.73	$434.27

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 293 found (best R:R 9.87, avg credit $1.72)

Put Spread	Call Spread	Expiry	Credit	Max Loss	POP	R:R	BE Low	BE High
340/345	400/405	Nov 13	$4.54	$0.46	46%	9.87	$340.46	$404.54
320/325	400/405	Nov 13	$3.45	$1.55	58%	2.23	$321.55	$403.45
340/342	398/400	Oct 23	$2.34	$0.16	53%	14.62	$340.16	$399.84
342/345	398/400	Oct 23	$2.38	$0.12	52%	19.83	$342.62	$399.88
345/348	398/400	Oct 23	$2.40	$0.10	50%	24.00	$345.10	$399.90
335/340	400/405	Nov 13	$3.56	$1.44	50%	2.47	$336.44	$403.56
325/330	400/405	Nov 13	$3.28	$1.72	55%	1.91	$326.72	$403.28
350/355	400/405	Nov 13	$4.07	$0.93	40%	4.38	$350.93	$404.07
345/350	398/400	Oct 30	$3.82	$1.18	44%	3.24	$346.18	$401.32
355/360	400/405	Nov 13	$4.26	$0.74	35%	5.76	$355.74	$404.26

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 178 found (best R:R 42.48, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$390.00	$400.00	$410.00	Nov 20	$0.23	$9.77	15%	42.48
$370.00	$380.00	$390.00	Nov 20	$0.40	$9.60	18%	24.00
$350.00	$360.00	$370.00	Nov 20	$0.39	$9.61	17%	24.64
$360.00	$370.00	$380.00	Nov 20	$0.50	$9.50	18%	19.00
$410.00	$420.00	$430.00	Nov 20	$0.18	$9.82	12%	54.56

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$410.00	$420.00	$430.00	Nov 20	$0.13	$9.87	12%	75.92
$360.00	$370.00	$380.00	Nov 20	$0.62	$9.38	18%	15.13
$330.00	$340.00	$350.00	Nov 20	$0.34	$9.66	12%	28.41
$335.00	$340.00	$345.00	Nov 6	$0.07	$4.93	6%	70.43
$330.00	$335.00	$340.00	Oct 30	$0.09	$4.91	5%	54.56

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 124 found (best net $-0.09, 124 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$445.00	$450.00	1:2	Oct 30	-$0.25	$4.75
$420.00	$430.00	1:2	Nov 20	-$1.66	$8.34
$447.50	$450.00	1:2	Oct 16	-$0.12	$2.38
$445.00	$450.00	1:2	Oct 23	-$0.27	$4.73
$430.00	$440.00	1:2	Nov 20	-$1.33	$8.67

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$320.00	$310.00	1:2	Nov 20	-$0.09	$9.91
$330.00	$320.00	1:2	Nov 20	-$0.49	$9.51
$340.00	$330.00	1:2	Nov 20	-$1.02	$8.98
$315.00	$310.00	1:2	Oct 23	-$0.09	$4.91
$320.00	$315.00	1:2	Oct 23	-$0.16	$4.84

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 95 found (best yield 4.65%, avg 1.39%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$380.00	Nov 20	$17.60	0.51	0.4%	4.65%	5.04%	499	1.4K
$385.00	Nov 13	$13.80	0.46	1.7%	3.65%	5.36%	4	13
$390.00	Nov 20	$12.00	0.42	3.0%	3.17%	6.20%	247	853
$400.00	Nov 20	$9.25	0.34	5.7%	2.44%	8.12%	1.7K	3.0K
$380.00	Nov 13	$15.65	0.51	0.4%	4.13%	4.53%	29	200
$385.00	Nov 6	$12.85	0.47	1.7%	3.39%	5.11%	4	29
$380.00	Nov 6	$15.00	0.51	0.4%	3.96%	4.35%	22	76
$410.00	Nov 20	$6.45	0.27	8.3%	1.70%	10.02%	126	1.8K
$380.00	Oct 30	$14.00	0.50	0.4%	3.70%	4.09%	33	125
$395.00	Nov 13	$8.35	0.38	4.3%	2.21%	6.56%	15	12

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 51,781

Total Puts 55,370

Put/Call Ratio 1.07

Net Difference -3,589

Prior's Put/Call Breakdown

Total Calls 27,946

Total Puts 20,194

Put/Call Ratio 0.72

Net Difference 7,752

Prior 7-Day Put/Call Summary

Total Calls 163,969

Total Puts 178,656

Average Put/Call Ratio 1.10

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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