UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$376.41 -0.76%

(10/9 16:00) ◀

Monday, October 12, 2026 (2:05pm)

▶ (10/12 18:00)

◀ 10/12 14:05 ▶

Option Volume

Detail

ℹ

Current (10/12 2:05pm) 70,505

Calls: 31,990 (45%)

Puts: 38,515 (55%)

Prior (07/16) 162,643

Calls: 99,939 (61%)

Puts: 62,704 (39%)

Current vs Prior -56.65%

Calls: -67.99% (Calls)

Puts: -38.58% (Puts)

Prior 7-Day Total 911,703

Calls: 595,845 (65%)

Puts: 315,858 (35%)

Prior 7-Day Average 130,243

Calls: 85,120 (65%)

Puts: 45,122 (35%)

Current vs Prior 7-Day Avg -45.87%

Calls: -62.42%

Puts: -14.64%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (10/12 2:05pm) $67.87M

Calls: $29.35M (43%)

Puts: $38.52M (57%)

Prior (07/16) $122.25M

Calls: $84.40M (69%)

Puts: $37.85M (31%)

Current vs Prior -44.48%

Calls: -65.22%

Puts: +1.76%

Prior 7-Day Total $1.54B

Calls: $1.36B (88%)

Puts: $183.22M (12%)

Prior 7-Day Average $220.47M

Calls: $194.29M (88%)

Puts: $26.17M (12%)

Current vs Prior 7-Day Avg -69.21%

Calls: -84.89%

Puts: +47.17%

Sentiment BEARISH

Put/Call Ratio

Detail

ℹ

Current (10/12 2:05pm) 1.20

Prior (07/16) 0.63

Current vs Prior +91.89%

Prior 7-Day Average 0.64

Current vs Prior 7-Day Avg +87.23%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (10/12 2:05pm) 856,026

Calls: 470,956 (55%)

Puts: 385,070 (45%)

Prior (07/16) 1,021,243

Calls: 572,827 (56%)

Puts: 448,416 (44%)

Current vs Prior -16.18%

Prior 7-Day Total 7,045,743

Calls: 3,933,220 (56%)

Puts: 3,112,523 (44%)

Prior 7-Day Average 1,006,534

Calls: 561,888 (56%)

Puts: 444,646 (44%)

Current vs Prior 7-Day Avg -14.95%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (10/16) | Next (10/23)Expiry (10/16) | Next (11/20)

Current 7.20% | 7.93%7.20% | 11.15%

Prior 1.98% | 4.69%8.48% | 12.24%

Current vs Prior +263.66% | +69.26%-15.07% | -8.90%

Prior 7-Day Avg 3.02% | 4.59%5.63% | 10.54%

Current vs 7-Day Avg +138.51% | +72.78%+27.89% | +5.77%

Prior 7-Day Eod 1.98% | 4.69%8.28% | 11.87%

Current vs 7-Day Eod +263.66% | +69.26%-13.03% | -6.08%

Sentiment BEARISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 5.18% | 6.71%

Calls: 4.40% | 6.51%

Puts: 5.95% | 6.90%

Prior 20.43% | 5.79%

Calls: 23.58% | 4.25%

Puts: 17.28% | 7.32%

Current vs Prior -74.65% | +15.89%

Prior 7-Day Avg 11.57% | 7.83%

Calls: 11.96% | 7.09%

Puts: 11.17% | 8.57%

Current vs 7-Day Avg -55.22% | -14.32%

Liquidity Pricy

Add Card

🤖 AI Insights

Below-average activity with volume down 57% vs prior. Bearish P/C ratio of 1.20 indicates protective positioning. P/C ratio rising 92% - increased hedging/bearish positioning. Declining open interest (down 16%) indicates positions being closed.

Smart Money BEARISH

Retail Flow BEARISH

Overall BEARISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
16:00	BULLISH	BULLISH	BULLISH
15:00	BULLISH	BULLISH	BULLISH
14:05	BEARISH	BEARISH	BEARISH
14:00	BULLISH	BULLISH	BULLISH
13:00	BULLISH	BULLISH	BULLISH
12:00	BULLISH	BULLISH	BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 245 of results (avg 5.7%, best 1.6%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$330.00	Nov 20	50.50	51.55	$51.03	2.1%	4	0.88	316
$340.00	Nov 20	42.05	43.15	$42.60	2.6%	1	0.82	320
$347.50	Oct 16	31.45	32.35	$31.90	2.8%	2	0.83	8
$380.00	Nov 20	17.45	17.95	$17.70	2.8%	301	0.50	1.4K
$340.00	Oct 30	39.50	40.65	$40.08	2.9%	1	0.85	70

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Nov 20	55.60	56.50	$56.05	1.6%	12	0.85	349
$410.00	Nov 20	38.55	39.45	$39.00	2.3%	33	0.74	1.0K
$440.00	Nov 20	64.45	66.05	$65.25	2.5%	19	0.88	126
$425.00	Oct 30	49.85	51.25	$50.55	2.8%	7	0.87	--
$380.00	Oct 16	14.45	14.90	$14.68	3.1%	719	0.53	4.2K

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 12 found (avg $0.59, cheapest $0.23)

CALLS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Oct 16	0.21	0.25	$0.23	17.4%	767	0.02	1.7K
$435.00	Oct 16	0.57	0.66	$0.62	14.5%	200	0.05	298
$427.50	Oct 16	0.91	1.05	$0.98	14.3%	35	0.07	88

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$315.00	Oct 16	0.26	0.30	$0.28	14.3%	69	0.02	239
$322.50	Oct 16	0.41	0.48	$0.44	15.9%	44	0.03	755
$320.00	Oct 16	0.35	0.40	$0.38	13.2%	1.5K	0.03	1.6K
$317.50	Oct 16	0.29	0.34	$0.32	15.6%	61	0.02	46
$325.00	Oct 16	0.51	0.56	$0.54	9.3%	408	0.04	314

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 147 found (avg delta 0.74, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$305.00	Oct 16	68.15	74.95	$71.55	9.5%	--	1.00	48
$315.00	Oct 16	59.95	65.10	$62.53	8.2%	10	1.00	--
$317.50	Oct 16	55.35	63.10	$59.23	13.1%	10	1.00	--
$320.00	Oct 16	54.85	58.70	$56.78	6.8%	1	1.00	35
$305.00	Nov 6	69.45	76.35	$72.90	9.5%	--	1.00	10

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$442.50	Oct 16	64.20	70.50	$67.35	9.4%	15	0.97	--
$440.00	Oct 16	62.30	65.40	$63.85	4.9%	4	0.96	64
$435.00	Oct 16	57.75	63.25	$60.50	9.1%	5	0.95	--
$450.00	Oct 30	71.45	78.20	$74.83	9.0%	10	0.95	--
$430.00	Oct 16	53.40	57.40	$55.40	7.2%	37	0.94	913

Most actively traded options today. High liquidity = easy entry/exit. 331 active (total vol 52.6K, top 2.7K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Oct 16	4.55	4.70	$4.63	3.2%	2.7K	0.25	6.2K
$382.50	Oct 16	9.95	10.45	$10.20	4.9%	2.4K	0.44	441
$410.00	Oct 16	2.65	2.78	$2.72	4.8%	1.7K	0.17	4.3K
$420.00	Oct 16	1.46	1.55	$1.51	6.0%	1.4K	0.10	4.2K
$400.00	Nov 20	9.30	9.75	$9.53	4.7%	1.4K	0.33	3.0K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Oct 16	5.90	6.25	$6.08	5.8%	2.3K	0.29	4.6K
$330.00	Nov 20	2.80	3.10	$2.95	10.2%	2.3K	0.12	2.0K
$330.00	Oct 16	0.75	0.85	$0.80	12.5%	2.2K	0.06	2.7K
$350.00	Nov 20	6.95	7.45	$7.20	6.9%	1.9K	0.25	7.7K
$325.00	Nov 13	1.90	2.17	$2.04	13.2%	1.7K	0.09	34

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 50 strikes (avg 84.6%, max 125.0%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Oct 16	Nov 20	81.1%	36.0%	125.0%	707	1.4K
$360.00	Oct 16	Nov 20	80.9%	36.5%	121.5%	488	711
$350.00	Oct 16	Nov 20	80.3%	36.7%	119.0%	50	778
$400.00	Oct 16	Nov 20	80.9%	37.4%	116.2%	4.0K	9.2K
$410.00	Oct 16	Nov 20	80.2%	37.3%	114.8%	1.8K	6.1K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$370.00	Oct 16	Nov 20	81.1%	36.0%	125.0%	1.0K	4.8K
$360.00	Oct 16	Nov 20	80.9%	36.5%	121.5%	2.7K	7.2K
$350.00	Oct 16	Nov 20	80.3%	36.7%	119.0%	2.7K	12.0K
$400.00	Oct 16	Nov 20	80.9%	37.4%	116.2%	227	3.0K
$410.00	Oct 16	Nov 20	80.2%	37.3%	114.8%	43	1.7K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 247 found (best R:R 0.59, avg 5.14)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$330.00	$335.00	Oct 16	$3.14	$1.86	$3.14	93%	0.59	$333.14
$322.50	$325.00	Oct 16	$1.55	$0.95	$1.55	94%	0.61	$324.05
$370.00	$380.00	Nov 20	$4.78	$5.22	$4.78	58%	1.09	$374.78
$350.00	$352.50	Oct 23	$1.35	$1.15	$1.35	79%	0.85	$351.35
$350.00	$355.00	Oct 30	$3.22	$1.78	$3.22	78%	0.55	$353.22

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$410.00	$405.00	Oct 30	$3.07	$1.93	$3.07	79%	0.63	$406.93
$365.00	$362.50	Oct 23	$0.37	$2.13	$0.37	36%	5.76	$364.63
$405.00	$400.00	Nov 13	$3.12	$1.88	$3.12	71%	0.60	$401.88
$370.00	$367.50	Oct 23	$0.65	$1.85	$0.65	41%	2.85	$369.35
$407.50	$405.00	Oct 23	$1.62	$0.88	$1.62	78%	0.54	$405.88

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 184 found (best R:R 0.48, avg 0.34)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$447.50	$450.00	Oct 16	$0.81	$0.81	$1.69	94%	0.48	$448.31
$400.00	$405.00	Nov 13	$1.66	$1.66	$3.34	67%	0.50	$401.66
$432.50	$435.00	Oct 16	$0.25	$0.25	$2.25	94%	0.11	$432.75
$380.00	$385.00	Nov 13	$2.48	$2.48	$2.52	51%	0.98	$382.48
$380.00	$382.50	Oct 23	$1.25	$1.25	$1.25	52%	1.00	$381.25

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$362.50	$360.00	Oct 23	$1.40	$1.40	$1.10	67%	1.27	$361.10
$360.00	$350.00	Nov 20	$3.28	$3.28	$6.72	67%	0.49	$356.72
$340.00	$330.00	Nov 20	$1.83	$1.83	$8.17	82%	0.22	$338.17
$350.00	$340.00	Nov 20	$2.42	$2.42	$7.58	75%	0.32	$347.58
$367.50	$365.00	Oct 23	$1.35	$1.35	$1.15	62%	1.17	$366.15

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 28 found (avg debit $1.43, cheapest $2.55)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$367.50	Oct 16	Oct 30	$2.55	81.2%	45.1%
$390.00	Oct 16	Oct 23	$1.32	81.4%	54.5%
$392.50	Oct 16	Oct 23	$1.33	81.4%	54.7%
$370.00	Oct 16	Oct 23	$1.50	81.1%	54.4%
$382.50	Oct 16	Oct 23	$1.50	81.7%	55.0%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$390.00	Oct 16	Oct 23	$1.09	81.4%	54.5%
$392.50	Oct 16	Oct 23	$1.02	81.4%	54.7%
$370.00	Oct 16	Oct 23	$1.22	81.1%	54.4%
$382.50	Oct 16	Oct 23	$1.23	81.7%	55.0%
$377.50	Oct 16	Oct 23	$1.05	81.7%	55.2%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 101 found (cheapest 6.87% of stock, avg 9.16%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$372.50	Oct 16	$14.95	$10.90	$25.85	$346.65	$398.35	6.87%
$375.00	Oct 16	$13.65	$12.20	$25.85	$349.15	$400.85	6.87%
$377.50	Oct 16	$12.40	$13.45	$25.85	$351.65	$403.35	6.87%
$380.00	Oct 16	$11.28	$14.68	$25.96	$354.04	$405.96	6.90%
$370.00	Oct 16	$16.40	$9.88	$26.28	$343.72	$396.28	6.98%
$382.50	Oct 16	$10.20	$16.25	$26.45	$356.05	$408.95	7.03%
$367.50	Oct 16	$17.93	$8.82	$26.75	$340.75	$394.25	7.11%
$385.00	Oct 16	$9.18	$17.75	$26.93	$358.07	$411.93	7.15%
$365.00	Oct 16	$19.35	$7.80	$27.15	$337.85	$392.15	7.21%
$387.50	Oct 16	$8.25	$19.18	$27.43	$360.07	$414.93	7.29%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 2.07% of stock, avg 5.87%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$420.00	$330.00	Nov 20	$4.85	$2.95	$7.80	$322.20	$427.80
$420.00	$340.00	Nov 20	$4.85	$4.78	$9.63	$330.37	$429.63
$410.00	$330.00	Nov 20	$6.93	$2.95	$9.88	$320.12	$419.88
$420.00	$350.00	Nov 20	$4.85	$7.20	$12.05	$337.95	$432.05
$410.00	$340.00	Nov 20	$6.93	$4.78	$11.71	$328.29	$421.71
$410.00	$350.00	Nov 20	$6.93	$7.20	$14.13	$335.87	$424.13
$400.00	$330.00	Nov 20	$9.53	$2.95	$12.48	$317.52	$412.48
$400.00	$355.00	Nov 6	$8.03	$7.35	$15.38	$339.62	$415.38
$390.00	$367.50	Oct 16	$7.43	$8.82	$16.25	$351.25	$406.25
$400.00	$340.00	Nov 20	$9.53	$4.78	$14.31	$325.69	$414.31

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 285 found (best R:R 1.17, avg credit $1.67)

Put Spread	Call Spread	Expiry	Credit	Max Loss	POP	R:R	BE Low	BE High
340/342	400/402	Oct 23	$1.35	$1.15	57%	1.17	$341.15	$401.35
355/360	400/405	Nov 13	$3.46	$1.54	34%	2.25	$356.54	$403.46
340/342	392/395	Oct 23	$1.42	$1.08	50%	1.31	$341.08	$393.92
340/342	395/398	Oct 23	$1.32	$1.18	52%	1.12	$341.18	$396.32
310/315	400/405	Nov 13	$2.07	$2.93	61%	0.71	$312.93	$402.07
330/335	400/405	Nov 13	$2.50	$2.50	52%	1.00	$332.50	$402.50
340/345	400/405	Nov 13	$2.81	$2.19	46%	1.28	$342.19	$402.81
348/350	400/402	Oct 23	$1.31	$1.19	51%	1.10	$348.69	$401.31
325/330	400/405	Nov 13	$2.33	$2.67	55%	0.87	$327.67	$402.33
340/342	398/400	Oct 23	$1.22	$1.28	55%	0.95	$341.28	$398.72

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 187 found (best R:R 46.62, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$370.00	$380.00	$390.00	Nov 20	$0.21	$9.79	17%	46.62
$350.00	$360.00	$370.00	Nov 13	$0.56	$9.44	17%	16.86
$340.00	$350.00	$360.00	Nov 20	$0.57	$9.43	15%	16.54
$400.00	$410.00	$420.00	Nov 20	$0.52	$9.48	13%	18.23
$370.00	$375.00	$380.00	Nov 6	$0.08	$4.92	10%	61.50

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$410.00	$420.00	$430.00	Nov 20	$0.29	$9.71	11%	33.48
$350.00	$360.00	$370.00	Nov 20	$0.67	$9.33	17%	13.93
$370.00	$380.00	$390.00	Nov 20	$0.71	$9.29	17%	13.08
$380.00	$390.00	$400.00	Nov 20	$0.74	$9.26	16%	12.51
$370.00	$375.00	$380.00	Nov 6	$0.10	$4.90	10%	49.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 117 found (best net $-7.53, 116 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$335.00	$360.00	1:2	Nov 6	-$7.53	$17.47
$440.00	$450.00	1:2	Nov 13	-$0.63	$9.37
$430.00	$440.00	1:2	Nov 13	-$1.08	$8.92
$440.00	$450.00	1:2	Nov 20	-$0.95	$9.05
$445.00	$450.00	1:2	Oct 23	-$0.33	$4.67

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$330.00	$320.00	1:2	Nov 20	-$0.63	$9.37
$340.00	$330.00	1:2	Nov 20	-$1.12	$8.88
$320.00	$310.00	1:2	Nov 20	-$0.35	$9.65
$310.00	$305.00	1:2	Oct 30	-$0.02	$4.98
$315.00	$310.00	1:2	Oct 23	-$0.16	$4.84

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 95 found (best yield 4.64%, avg 1.54%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$380.00	Nov 20	$17.45	0.50	0.9%	4.64%	5.59%	301	1.4K
$390.00	Nov 20	$12.90	0.41	3.6%	3.43%	7.04%	197	853
$380.00	Nov 13	$16.30	0.49	0.9%	4.33%	5.28%	9	200
$385.00	Nov 13	$13.95	0.45	2.3%	3.71%	5.99%	2	13
$390.00	Nov 13	$12.05	0.41	3.6%	3.20%	6.81%	11	11
$395.00	Nov 13	$10.20	0.37	4.9%	2.71%	7.65%	14	12
$400.00	Nov 20	$9.30	0.33	6.3%	2.47%	8.74%	1.4K	3.0K
$380.00	Nov 6	$15.00	0.49	0.9%	3.99%	4.94%	19	76
$385.00	Nov 6	$12.90	0.44	2.3%	3.43%	5.71%	1	29
$390.00	Nov 6	$11.05	0.40	3.6%	2.94%	6.55%	3	59

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Current Put/Call Breakdown

Total Calls 31,990

Total Puts 38,515

Put/Call Ratio 1.20

Net Difference -6,525

Prior's Put/Call Breakdown

Total Calls 99,939

Total Puts 62,704

Put/Call Ratio 0.63

Net Difference 37,235

Prior 7-Day Put/Call Summary

Total Calls 595,845

Total Puts 315,858

Average Put/Call Ratio 0.64

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
Loading data...

Upcoming Earnings - 2 Weeks Prior

Loading earnings data...

Upcoming Earnings - 1 Week Prior

Loading earnings data...

Earnings This Week

Loading earnings data...

Earnings - Day Before / Day After

Loading earnings data...

Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
Loading data...

Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

Add Card